Security First Bank
Security First Bank received 443 applications in 2025 and made 382 mortgages, in 56 counties across 11 states. The median rate its borrowers got was 6.750% on a median loan of $175,000. Of 423 decisions, 13 were denials — 3.1%, most often for credit history.
| Legal Entity Identifier | 549300BZTITCLMZ3TL46 |
|---|---|
| Applications received | 443 |
| Mortgages made | 382 |
| Denied | 13 |
| Approved, not taken up | 28 |
| Withdrawn or incomplete | 20 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2215 points |
| FDIC-insured bank | Yes: Security First Bank, 37 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 231 | 6.750% | $205,000 | 3.1% |
| Refinancing | 119 | 6.875% | $135,000 | 1.6% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 28 | 7.375% | $55,000 | 8.8% |
Where Security First Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 126 | 6.563% | 0.7% |
| Dawes County, NE | 41 | 6.750% | 6.1% |
| Pennington County, SD | 24 | 6.750% | 3.9% |
| Dawson County, NE | 22 | 6.750% | 4.4% |
| Gage County, NE | 21 | 7.000% | 4.2% |
| Douglas County, NE | 18 | 7.000% | 5.3% |
| Sheridan County, NE | 18 | 7.250% | 0.0% |
| Cherry County, NE | 15 | 7.000% | 0.0% |
| Phelps County, NE | 7 | Under 10 loans | 12.5% |
| Saline County, NE | 7 | Under 10 loans | 0.0% |
| Lawrence County, SD | 7 | Under 10 loans | 12.5% |
| Box Butte County, NE | 6 | Under 10 loans | 0.0% |
| Cass County, NE | 6 | Under 10 loans | 0.0% |
| Cheyenne County, NE | 5 | Under 10 loans | 0.0% |
| Saunders County, NE | 5 | Under 10 loans | 0.0% |
| Thomas County, NE | 5 | Under 10 loans | 16.7% |
| Custer County, NE | 3 | Under 10 loans | 0.0% |
| Lincoln County, NE | 3 | Under 10 loans | 0.0% |
| Sarpy County, NE | 3 | Under 10 loans | 0.0% |
| Fall River County, SD | 3 | Under 10 loans | 0.0% |
| Jackson County, MO | 2 | Under 10 loans | 0.0% |
| Buffalo County, NE | 2 | Under 10 loans | 0.0% |
| Butler County, NE | 2 | Under 10 loans | 0.0% |
| Jefferson County, NE | 2 | Under 10 loans | 0.0% |
| Johnson County, NE | 2 | Under 10 loans | 0.0% |
| Otoe County, NE | 2 | Under 10 loans | 0.0% |
| Seward County, NE | 2 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Gunnison County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Pottawatomie County, KS | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Adams County, NE | 1 | Under 10 loans | 0.0% |
| Boone County, NE | 1 | Under 10 loans | 0.0% |
| Burt County, NE | 1 | Under 10 loans | 0.0% |
| Furnas County, NE | 1 | Under 10 loans | 0.0% |
| Gosper County, NE | 1 | Under 10 loans | 0.0% |
| Hall County, NE | 1 | Under 10 loans | 0.0% |
| Pawnee County, NE | 1 | Under 10 loans | 0.0% |
| Scotts Bluff County, NE | 1 | Under 10 loans | 0.0% |
| Sioux County, NE | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Custer County, SD | 1 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 1 | Under 10 loans | 0.0% |
| Oglala Lakota County, SD | 1 | Under 10 loans | 0.0% |
| Gregg County, TX | 1 | Under 10 loans | 0.0% |
| Campbell County, WY | 1 | Under 10 loans | 0.0% |
| Teton County, WY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.