Mortgage Lender Index

Security First Bank

Security First Bank is a state bank, not a federal reserve member based in Lincoln, Nebraska, with $2.3 billion in assets and $2.0 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 35 branches in 20 counties.

FDIC certificate5415
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$2.3 billion
Deposits$2.0 billion
Offices37
Net income, year to date$9.0 million
Return on assets0.81%
Websitewww.security1stbank.com
Mortgage lendingSecurity First Bank reported 382 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Gage County, NE 6$305.1 million
Lancaster County, NE 3$284.4 million
Cherry County, NE 3$157.8 million
Pennington County, SD 2$373.8 million
Sheridan County, NE 2$233.5 million
Dawes County, NE 2$78.4 million
Holt County, NE 2$65.3 million
Dawson County, NE 2$53.2 million
Custer County, NE 2$52.8 million
Cheyenne County, NE 1$133.4 million
Bennett County, SD 1$94.5 million
Sioux County, NE 1$32.3 million
Garfield County, NE 1$31.8 million
Thomas County, NE 1$29.9 million
Valley County, NE 1$28.5 million
Gosper County, NE 1$22.0 million
Scotts Bluff County, NE 1$16.6 million
Madison County, NE 1$15.9 million
Box Butte County, NE 1$11.7 million
Red Willow County, NE 1$10.0 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.