Mortgage lenders in Larimer County
9,678 mortgages were made in Larimer County, Colorado, in 2025, by 473 lenders. The median rate their borrowers got was 6.625% on a median loan of $355,000. Of 12,404 decisions, 2,115 were denials — 17.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 943 | 6.250% | $435,000 | 10.0% |
| CANVAS CREDIT UNION | 438 | 7.890% | $105,000 | 12.0% |
| Rocket Mortgage, LLC | 407 | 6.750% | $315,000 | 14.9% |
| ENT Credit Union | 401 | 7.500% | $155,000 | 19.0% |
| ELEVATIONS | 388 | 6.990% | $255,000 | 13.8% |
| GUILD MORTGAGE COMPANY | 321 | 6.500% | $405,000 | 3.9% |
| First Western Trust Bank | 298 | 6.375% | $435,000 | 0.3% |
| FirstBank | 253 | 7.250% | $210,000 | 10.7% |
| First National Bank of Omaha | 232 | 7.150% | $135,000 | 30.0% |
| Bank of Colorado | 215 | 6.966% | $400,000 | 11.4% |
| GROUP MORTGAGE, LLC | 200 | 6.375% | $435,000 | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | 194 | 4.990% | $455,000 | 16.7% |
| Loandepot.Com, LLC | 169 | 6.125% | $365,000 | 11.2% |
| JPMorgan Chase Bank, National Association | 156 | 6.490% | $320,000 | 11.6% |
| Fairway Independent Mortgage Corporation | 145 | 6.625% | $395,000 | 8.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 140 | 6.625% | $410,000 | 6.5% |
| CMG MORTGAGE, INC. | 139 | 6.750% | $425,000 | 5.7% |
| PENNYMAC LOAN SERVICES, LLC | 135 | 6.624% | $375,000 | 12.7% |
| GUARANTEED RATE, INC. | 129 | 6.625% | $445,000 | 5.1% |
| U.S. Bank National Association | 125 | 7.600% | $175,000 | 36.1% |
| THE LOAN STORE, INC. | 125 | 6.490% | $385,000 | 6.8% |
| JET HOMELOANS, LP | 112 | 4.990% | $435,000 | 4.3% |
| NEWREZ LLC | 91 | 6.875% | $265,000 | 24.0% |
| 254900RNV63A0TIZNK90 | 88 | 6.750% | $410,000 | 1.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | 88 | 4.563% | $500,000 | 7.3% |
| BETTER MORTGAGE CORPORATION | 87 | 6.125% | $375,000 | 24.8% |
| CORNERSTONE CAPITAL BANK, SSB | 85 | 6.375% | $435,000 | 4.5% |
| Navy Federal Credit Union | 83 | 7.750% | $195,000 | 26.5% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 83 | 6.990% | $135,000 | 20.4% |
| NATIONSTAR MORTGAGE LLC | 80 | 8.438% | $115,000 | 11.3% |
| PREMIER MEMBERS CREDIT UNION | 78 | 8.000% | $95,000 | 11.4% |
| Blue Federal Credit Union | 77 | 6.990% | $105,000 | 24.5% |
| HARMONY HOME LENDING, LLC | 66 | 5.813% | $445,000 | 1.5% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 65 | 7.250% | $115,000 | 19.5% |
| FREEDOM MORTGAGE CORPORATION | 64 | 5.750% | $465,000 | 10.1% |
| AMERICAN FINANCING CORPORATION | 59 | 6.625% | $315,000 | 52.9% |
| Broker Solutions, Inc. | 57 | 6.625% | $395,000 | 10.8% |
| KIND LENDING, LLC | 57 | 6.625% | $415,000 | 26.5% |
| Gateway First Bank | 57 | 6.250% | $435,000 | 3.3% |
| MEGASTAR FINANCIAL CORP. | 57 | 6.250% | $385,000 | 1.7% |
| BELLCO CREDIT UNION | 54 | 8.000% | $85,000 | 34.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 53 | 7.250% | $155,000 | 12.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 53 | 6.125% | $335,000 | 10.0% |
| LOWER, LLC | 48 | 6.433% | $370,000 | 10.9% |
| SouthState Bank, National Association | 47 | 7.750% | $105,000 | 29.4% |
| SPRING EQ, LLC | 46 | 8.800% | $80,000 | 65.5% |
| FIGURE LENDING LLC | 46 | 8.675% | $70,000 | 29.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 46 | 6.375% | $445,000 | 9.6% |
| GUARANTEED RATE AFFINITY, LLC | 46 | 6.188% | $450,000 | 2.1% |
| Mortgage Research Center, LLC | 43 | 5.875% | $485,000 | 35.3% |
| Bank of America, National Association | 41 | 5.990% | $155,000 | 41.4% |
| NEST HOME LENDING, LLC | 41 | 5.750% | $385,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 40 | 6.250% | $465,000 | 1.9% |
| UNION HOME MORTGAGE CORP. | 39 | 6.125% | $465,000 | 2.4% |
| Zions Bancorporation, N.A. | 38 | 7.850% | $260,000 | 24.2% |
| BMO Bank National Association | 34 | 8.730% | $110,000 | 42.6% |
| PNC Bank, National Association | 34 | 7.940% | $105,000 | 38.6% |
| TOLL BROTHERS MORTGAGE COMPANY | 33 | 5.990% | $625,000 | 8.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 32 | 7.875% | $155,000 | 20.0% |
| Third Federal Savings and Loan Association of Cleveland | 32 | 6.990% | $155,000 | 29.8% |
| Wells Fargo Bank, National Association | 29 | 6.500% | $355,000 | 21.6% |
| LAKEVIEW LOAN SERVICING, LLC | 28 | 6.188% | $410,000 | 59.0% |
| Alpine Bank | 28 | 8.188% | $110,000 | 23.8% |
| FINANCE OF AMERICA REVERSE LLC | 28 | 6.625% | $235,000 | 3.5% |
| RESICENTRAL, LLC | 27 | 6.250% | $475,000 | 3.5% |
| Loan Simple, Inc. | 27 | 6.375% | $425,000 | 3.6% |
| Plains Commerce Bank | 25 | 6.375% | $465,000 | 0.0% |
| Kiavi Funding, Inc. | 25 | 9.950% | $395,000 | 0.0% |
| Luminate Bank | 25 | 6.375% | $395,000 | 3.9% |
| Coastal Community Bank | 24 | 9.490% | $70,000 | 2.7% |
| Commerce Home Mortgage, Inc. | 24 | 7.188% | $555,000 | 7.4% |
| AmeriSave Mortgage Corporation | 22 | 7.813% | $85,000 | 61.7% |
| The Huntington National Bank | 22 | 6.625% | $700,000 | 28.1% |
| Adams Bank & Trust | 22 | 7.750% | $490,000 | 8.0% |
| LENNAR MORTGAGE, LLC | 22 | 3.990% | $515,000 | 8.3% |
| Synergy One Lending, Inc. | 21 | 6.625% | $435,000 | 4.6% |
| INSPIRE HOME LOANS INC. | 21 | 4.875% | $535,000 | 8.7% |
| ALLIANT CREDIT UNION | 20 | 8.500% | $180,000 | 33.3% |
| Paramount Residential Mortgage Group, Inc. | 20 | 6.313% | $410,000 | 4.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 20 | 6.375% | $450,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 20 | 6.500% | $415,000 | 0.0% |
| Climb Credit Union | 20 | 7.375% | $125,000 | 16.7% |
| FLAT BRANCH MORTGAGE, INC. | 20 | 6.495% | $420,000 | 0.0% |
| SUMMIT FUNDING, INC. | 19 | 7.000% | $405,000 | 13.6% |
| ANB Bank | 18 | 6.375% | $65,000 | 24.0% |
| Morgan Stanley Private Bank, National Association | 18 | 6.013% | $515,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 18 | 6.563% | $575,000 | 5.3% |
| 21st Mortgage Corporation | 17 | 11.430% | $95,000 | 85.5% |
| CHEVRON Federal Credit Union | 17 | 5.875% | $505,000 | 5.6% |
| Discover Bank | 16 | 8.325% | $65,000 | 70.2% |
| BOKF, National Association | 16 | 6.375% | $420,000 | 23.8% |
| NBKC BANK | 16 | 6.438% | $500,000 | 5.6% |
| V.I.P. MORTGAGE, INC. | 16 | 6.750% | $370,000 | 0.0% |
| STG MORTGAGE INC | 16 | 6.438% | $395,000 | 5.0% |
| PHH Mortgage Corporation | 15 | 5.990% | $375,000 | 16.7% |
| Meridian Trust Federal Credit Union | 15 | 7.000% | $105,000 | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 15 | 7.625% | $155,000 | 31.8% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.690% | $60,000 | 57.5% |
| USAA Federal Savings Bank | 14 | 6.375% | $460,000 | 42.3% |
| American Liberty Mortgage, Incorporated | 14 | 6.625% | $425,000 | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 14 | 6.500% | $335,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 14 | 6.688% | $455,000 | 6.7% |
| NBH Bank | 13 | 6.625% | $295,000 | 23.5% |
| Loan Funder LLC | 13 | 10.240% | $365,000 | 18.8% |
| Northern Colorado Credit Union | 13 | Not published | $105,000 | 18.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 13 | 6.490% | $505,000 | 6.7% |
| NMSI, INC. | 13 | 6.500% | $425,000 | 0.0% |
| Glacier Bank | 13 | 6.750% | $365,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 8.938% | $155,000 | 50.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 12 | 6.813% | $400,000 | 0.0% |
| NexBank | 12 | 6.938% | $410,000 | 7.7% |
| Charles Schwab Bank, SSB | 12 | 5.463% | $765,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 11 | 6.500% | $385,000 | 15.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.125% | $465,000 | 0.0% |
| LoanUnited.com, LLC | 11 | 6.000% | $425,000 | 0.0% |
| The Federal Savings Bank | 11 | 6.625% | $575,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 11 | 6.500% | $295,000 | 14.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 8.910% | $275,000 | 14.3% |
| First National Bank | 11 | Not published | $635,000 | 8.3% |
| Lendage, LLC | 11 | 10.625% | $65,000 | 21.4% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.625% | $465,000 | 8.3% |
| EVERETT FINANCIAL, INC. | 10 | 6.313% | $305,000 | 9.1% |
| KeyBank National Association | 10 | 6.625% | $345,000 | 47.6% |
| GoodLeap, LLC | 10 | 8.100% | $105,000 | 38.9% |
| ARC HOME LLC | 10 | 7.250% | $375,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.183% | $475,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.750% | $350,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 80.7% |
| WESTERRA CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| COLORADO CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| UMB Bank, National Association | 9 | Under 10 loans | Under 10 loans | 8.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 9.1% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CANOPY MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF DENVER | 7 | Under 10 loans | Under 10 loans | 36.4% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| GOLDEN EMPIRE MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| MISSION LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOGETHER CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 11.1% |
| Bell Bank | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RED ROCKS Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Sunflower Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Points West Community Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 30.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Air Academy Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Weld Community Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIORITY HOME MORTGAGE, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FOOTHILLS CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| High Plains Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 22.2% |
| PARTNER COLORADO | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SELECT LENDING SERVICES LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Funding Solutions, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 80.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 273 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Larimer County
93 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FirstBank, 100 S College Ave, Fort Collins
- FirstBank, 1013 E Harmony Rd, Fort Collins
- FirstBank, 1352 W Eisenhower Blvd, Loveland
- FirstBank, 2644 S Timberline Rd, Fort Collins
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When the next year’s lending figures are out for Larimer County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.