Blue Federal Credit Union
Blue Federal Credit Union received 1,186 applications in 2025 and made 596 mortgages, in 49 counties across 6 states. The median rate its borrowers got was 6.990% on a median loan of $105,000. Of 792 decisions, 191 were denials — 24.1%, most often for debt-to-income ratio. 13 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900XZCT60J2G3HK85 |
|---|---|
| Applications received | 1,186 |
| Mortgages made | 596 |
| Denied | 191 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 394 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.26 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 85 | 6.190% | $325,000 | 10.3% |
| Refinancing | 71 | 6.740% | $195,000 | 12.4% |
| Cash-out refinancing | 46 | 5.983% | $380,000 | 10.9% |
| Other purposes | 394 | 6.990% | $85,000 | 29.5% |
Where Blue Federal Credit Union lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Laramie County, WY | 156 | 6.990% | 19.2% |
| Larimer County, CO | 77 | 6.990% | 24.5% |
| Weld County, CO | 56 | 6.990% | 30.0% |
| Adams County, CO | 43 | 6.990% | 28.3% |
| Broomfield County, CO | 36 | 6.990% | 10.0% |
| Jefferson County, CO | 34 | 6.990% | 12.5% |
| Boulder County, CO | 33 | 6.990% | 20.9% |
| Grand County, CO | 23 | 6.990% | 38.5% |
| Denver County, CO | 21 | 6.990% | 12.5% |
| Douglas County, CO | 20 | 6.990% | 13.0% |
| El Paso County, CO | 17 | 6.990% | 32.0% |
| Pueblo County, CO | 12 | 6.438% | 7.7% |
| Arapahoe County, CO | 10 | 6.745% | 44.4% |
| Summit County, CO | 6 | Under 10 loans | 14.3% |
| Albany County, WY | 5 | Under 10 loans | 16.7% |
| Chaffee County, CO | 3 | Under 10 loans | 40.0% |
| Park County, CO | 3 | Under 10 loans | 40.0% |
| Saguache County, CO | 3 | Under 10 loans | 75.0% |
| Teller County, CO | 3 | Under 10 loans | 25.0% |
| Elbert County, CO | 2 | Under 10 loans | 50.0% |
| Fremont County, CO | 2 | Under 10 loans | 33.3% |
| Garfield County, CO | 2 | Under 10 loans | 40.0% |
| Mesa County, CO | 2 | Under 10 loans | 0.0% |
| Natrona County, WY | 2 | Under 10 loans | 50.0% |
| Platte County, WY | 2 | Under 10 loans | 33.3% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Alamosa County, CO | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Gilpin County, CO | 1 | Under 10 loans | 50.0% |
| Kiowa County, CO | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Montrose County, CO | 1 | Under 10 loans | 0.0% |
| Morgan County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 50.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| San Juan County, NM | 1 | Under 10 loans | 0.0% |
| Washington County, OR | 1 | Under 10 loans | 0.0% |
| Big Horn County, WY | 1 | Under 10 loans | 0.0% |
| Carbon County, WY | 1 | Under 10 loans | 50.0% |
| Goshen County, WY | 1 | Under 10 loans | 0.0% |
| Johnson County, WY | 1 | Under 10 loans | 0.0% |
| Lincoln County, WY | 1 | Under 10 loans | 0.0% |
| Uinta County, WY | 1 | Under 10 loans | 0.0% |
| Delta County, CO | 0 | Under 10 loans | 100.0% |
| Moffat County, CO | 0 | Under 10 loans | Not published |
| Montezuma County, CO | 0 | Under 10 loans | 100.0% |
| Rio Grande County, CO | 0 | Under 10 loans | Not published |
| Lancaster County, NE | 0 | Under 10 loans | Not published |
| Weston County, WY | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.