Mortgage lenders in Arapahoe County
15,677 mortgages were made in Arapahoe County, Colorado, in 2025, by 524 lenders. The median rate their borrowers got was 6.625% on a median loan of $355,000. Of 21,084 decisions, 4,490 were denials — 21.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,038 | 6.250% | $445,000 | 11.6% |
| Rocket Mortgage, LLC | 913 | 6.625% | $315,000 | 16.6% |
| BELLCO CREDIT UNION | 564 | 8.000% | $105,000 | 46.7% |
| GUILD MORTGAGE COMPANY | 443 | 6.375% | $375,000 | 4.0% |
| ENT Credit Union | 413 | 7.500% | $155,000 | 24.5% |
| CANVAS CREDIT UNION | 409 | 7.890% | $125,000 | 18.7% |
| FirstBank | 312 | 7.000% | $170,000 | 23.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 311 | 6.500% | $435,000 | 6.2% |
| AMERICAN FINANCING CORPORATION | 253 | 6.250% | $275,000 | 52.0% |
| Fairway Independent Mortgage Corporation | 249 | 6.500% | $375,000 | 8.7% |
| U.S. Bank National Association | 247 | 8.200% | $145,000 | 43.3% |
| LENNAR MORTGAGE, LLC | 213 | 3.990% | $455,000 | 10.9% |
| PENNYMAC LOAN SERVICES, LLC | 212 | 6.499% | $425,000 | 14.2% |
| GUARANTEED RATE, INC. | 205 | 6.325% | $385,000 | 4.5% |
| JPMorgan Chase Bank, National Association | 193 | 6.375% | $445,000 | 14.0% |
| THE LOAN STORE, INC. | 182 | 6.625% | $395,000 | 9.8% |
| Navy Federal Credit Union | 180 | 7.750% | $135,000 | 33.9% |
| Broker Solutions, Inc. | 176 | 6.500% | $355,000 | 8.7% |
| Loan Simple, Inc. | 166 | 6.500% | $405,000 | 5.7% |
| CMG MORTGAGE, INC. | 165 | 6.563% | $435,000 | 4.1% |
| WESTERRA CREDIT UNION | 163 | 7.990% | $115,000 | 30.5% |
| Loandepot.Com, LLC | 162 | 6.375% | $325,000 | 23.8% |
| LOWER, LLC | 154 | 6.375% | $405,000 | 7.2% |
| FREEDOM MORTGAGE CORPORATION | 145 | 6.000% | $425,000 | 10.5% |
| MOVEMENT MORTGAGE, LLC | 138 | 6.500% | $380,000 | 4.3% |
| DHI MORTGAGE COMPANY, LTD. | 138 | 4.500% | $475,000 | 17.4% |
| NATIONSTAR MORTGAGE LLC | 135 | 8.500% | $145,000 | 17.5% |
| BOKF, National Association | 131 | 6.225% | $155,000 | 22.0% |
| NEWREZ LLC | 126 | 6.563% | $355,000 | 38.9% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 123 | 7.250% | $105,000 | 28.7% |
| ZILLOW HOME LOANS, LLC | 122 | 6.375% | $425,000 | 2.4% |
| Bank of America, National Association | 117 | 5.990% | $325,000 | 40.1% |
| Synergy One Lending, Inc. | 116 | 6.500% | $405,000 | 2.5% |
| Mortgage Research Center, LLC | 115 | 5.990% | $445,000 | 28.6% |
| V.I.P. MORTGAGE, INC. | 113 | 6.375% | $435,000 | 1.7% |
| Sunflower Bank, National Association | 108 | 6.375% | $445,000 | 6.1% |
| ELEVATIONS | 104 | 6.625% | $375,000 | 16.0% |
| SPRING EQ, LLC | 102 | 9.225% | $85,000 | 65.3% |
| PNC Bank, National Association | 102 | 7.440% | $195,000 | 33.1% |
| Zions Bancorporation, N.A. | 96 | 7.750% | $230,000 | 31.4% |
| Climb Credit Union | 95 | 7.750% | $125,000 | 18.8% |
| Paramount Residential Mortgage Group, Inc. | 88 | 6.313% | $400,000 | 6.3% |
| EVERETT FINANCIAL, INC. | 86 | 6.250% | $315,000 | 6.4% |
| Luminate Bank | 85 | 6.125% | $445,000 | 2.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 84 | 6.562% | $395,000 | 8.4% |
| UNION HOME MORTGAGE CORP. | 81 | 6.125% | $475,000 | 7.8% |
| BMO Bank National Association | 79 | 7.880% | $305,000 | 44.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | 77 | 4.500% | $465,000 | 8.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 76 | 6.375% | $510,000 | 9.5% |
| GUARANTEED RATE AFFINITY, LLC | 72 | 6.263% | $530,000 | 16.3% |
| SWBC MORTGAGE CORPORATION | 72 | 6.625% | $430,000 | 1.3% |
| Wells Fargo Bank, National Association | 71 | 6.250% | $330,000 | 20.2% |
| Coastal Community Bank | 69 | 10.240% | $85,000 | 1.1% |
| The Huntington National Bank | 68 | 6.750% | $310,000 | 45.8% |
| FIGURE LENDING LLC | 68 | 8.750% | $75,000 | 29.5% |
| M2 LENDING SOLUTIONS, LLC | 68 | 6.625% | $525,000 | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 66 | 6.990% | $125,000 | 19.5% |
| CREDIT UNION OF DENVER | 64 | 6.870% | $105,000 | 42.3% |
| PLANET HOME LENDING, LLC | 61 | 6.125% | $375,000 | 9.0% |
| UMB Bank, National Association | 59 | 5.990% | $395,000 | 41.0% |
| MEGASTAR FINANCIAL CORP. | 59 | 6.625% | $485,000 | 4.8% |
| KEYSTONE FUNDING, INC. | 59 | 6.125% | $525,000 | 1.2% |
| 254900RNV63A0TIZNK90 | 58 | 6.563% | $355,000 | 0.0% |
| KIND LENDING, LLC | 57 | 6.625% | $415,000 | 26.6% |
| OriginPoint, LLC | 56 | 6.250% | $510,000 | 5.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 56 | 6.125% | $380,000 | 9.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 55 | 7.875% | $125,000 | 12.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 55 | 9.390% | $245,000 | 17.9% |
| Plains Commerce Bank | 53 | 6.250% | $465,000 | 8.6% |
| RESICENTRAL, LLC | 51 | 6.250% | $445,000 | 3.6% |
| COLORADO CREDIT UNION | 47 | 7.750% | $135,000 | 26.6% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 47 | 9.750% | $485,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 46 | 6.933% | $235,000 | 62.8% |
| OCMBC, INC. | 46 | 7.062% | $350,000 | 9.1% |
| Bank of Colorado | 44 | 6.625% | $440,000 | 6.1% |
| AmeriSave Mortgage Corporation | 43 | 8.500% | $95,000 | 63.3% |
| PANORAMA MORTGAGE GROUP, LLC | 43 | 6.250% | $285,000 | 0.0% |
| ALLIANT CREDIT UNION | 41 | 7.750% | $155,000 | 40.0% |
| Sierra Pacific Mortgage Company, Inc. | 40 | 6.500% | $475,000 | 2.4% |
| First Western Trust Bank | 40 | 6.125% | $465,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 40 | 6.625% | $455,000 | 7.0% |
| Northpointe Bank | 39 | 6.500% | $385,000 | 4.9% |
| MORIA DEVELOPMENT, INC. | 38 | 6.490% | $375,000 | 2.5% |
| PREMIER MEMBERS CREDIT UNION | 38 | 8.000% | $155,000 | 9.5% |
| Third Federal Savings and Loan Association of Cleveland | 37 | 6.990% | $175,000 | 41.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 37 | 6.000% | $445,000 | 14.0% |
| Alpine Bank | 37 | 8.000% | $305,000 | 11.6% |
| GOLDEN EMPIRE MORTGAGE, INC. | 37 | 6.500% | $315,000 | 7.5% |
| PARTNER COLORADO | 36 | 7.495% | $80,000 | 44.6% |
| KBHS HOME LOANS, LLC | 35 | 4.990% | $435,000 | 5.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 35 | 6.625% | $445,000 | 0.0% |
| Charles Schwab Bank, SSB | 33 | 5.625% | $955,000 | 2.9% |
| RED ROCKS Credit Union | 32 | 7.990% | $105,000 | 19.1% |
| THE MORTGAGE COMPANY | 32 | 6.875% | $405,000 | 5.7% |
| Click n' Close, Inc. | 32 | 6.813% | $350,000 | 3.0% |
| BETTER MORTGAGE CORPORATION | 31 | 8.000% | $165,000 | 39.6% |
| American Liberty Mortgage, Incorporated | 31 | 6.375% | $425,000 | 3.1% |
| KeyBank National Association | 30 | 6.970% | $130,000 | 43.4% |
| Lendage, LLC | 30 | 11.500% | $75,000 | 14.3% |
| Morgan Stanley Private Bank, National Association | 29 | 5.950% | $605,000 | 3.3% |
| Discover Bank | 28 | 8.430% | $105,000 | 68.8% |
| PLAZA HOME MORTGAGE, INC. | 28 | 6.125% | $365,000 | 35.6% |
| FINANCE OF AMERICA REVERSE LLC | 28 | 6.438% | $215,000 | 9.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 27 | 5.625% | $355,000 | 56.4% |
| GoodLeap, LLC | 25 | 6.875% | $125,000 | 21.4% |
| CHAMPIONS FUNDING, LLC | 25 | 7.500% | $385,000 | 16.7% |
| NBKC BANK | 25 | 5.875% | $505,000 | 10.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 25 | 6.375% | $325,000 | 7.4% |
| Texana Bank, National Association | 24 | 6.813% | $470,000 | 0.0% |
| NexBank | 24 | 6.438% | $460,000 | 20.0% |
| BAY EQUITY LLC | 23 | 6.625% | $445,000 | 0.0% |
| AMWEST FUNDING CORP. | 23 | 6.875% | $355,000 | 4.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 23 | 6.125% | $385,000 | 8.0% |
| PHH Mortgage Corporation | 22 | 5.990% | $360,000 | 24.1% |
| DEEPHAVEN MORTGAGE LLC | 22 | 7.438% | $325,000 | 40.5% |
| FITZSIMONS FEDERAL CREDIT UNION | 22 | 6.500% | $115,000 | 37.1% |
| TOWNE MORTGAGE COMPANY | 22 | 6.125% | $400,000 | 3.2% |
| ANB Bank | 22 | 6.563% | $105,000 | 8.3% |
| Summit Mortgage Corporation | 22 | 6.188% | $265,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 22 | 6.875% | $400,000 | 0.0% |
| NMSI, INC. | 22 | 6.250% | $470,000 | 0.0% |
| Commerce Bank | 21 | 6.500% | $415,000 | 22.2% |
| QUORUM FEDERAL CREDIT UNION | 21 | 8.375% | $115,000 | 32.4% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 21 | 6.250% | $535,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 20 | 7.438% | $195,000 | 46.0% |
| Commerce Home Mortgage, Inc. | 20 | 6.813% | $400,000 | 13.0% |
| STG MORTGAGE INC | 20 | 6.313% | $420,000 | 4.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 20 | 6.000% | $520,000 | 8.3% |
| ENVOY MORTGAGE, LTD | 19 | 6.500% | $415,000 | 5.0% |
| Valon Mortgage, Inc. | 19 | 7.800% | $65,000 | 21.4% |
| A&D Mortgage LLC | 19 | 6.125% | $365,000 | 9.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 6.750% | $445,000 | 9.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 19 | 9.750% | $335,000 | 0.0% |
| Ixonia Bank | 18 | 6.625% | $435,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $495,000 | 15.7% |
| Zing Credit Union | 17 | 7.500% | $55,000 | 34.6% |
| NBH Bank | 17 | 6.875% | $345,000 | 26.1% |
| SUMMIT FUNDING, INC. | 17 | 6.500% | $285,000 | 10.5% |
| Kiavi Funding, Inc. | 17 | 8.250% | $345,000 | 5.6% |
| Air Academy Federal Credit Union | 17 | 5.990% | $105,000 | 0.0% |
| THE DISTRICT Federal Credit Union | 17 | 6.500% | $95,000 | 5.6% |
| JET HOMELOANS, LP | 16 | 4.990% | $440,000 | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 16 | 6.250% | $220,000 | 15.0% |
| UBS Bank USA | 16 | 5.875% | $820,000 | 11.1% |
| NEXERA HOLDING LLC | 16 | 7.063% | $450,000 | 11.1% |
| MidFirst Bank | 16 | 7.125% | $705,000 | 11.1% |
| DIRECT MORTGAGE, CORP. | 16 | 5.990% | $465,000 | 11.1% |
| 254900M2C4Q6DATP2889 | 15 | 6.125% | $385,000 | 21.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.375% | $465,000 | 32.0% |
| Citibank, National Association | 15 | 5.875% | $925,000 | 15.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.250% | $465,000 | 0.0% |
| Flagstar Bank, N.A. | 14 | 6.188% | $335,000 | 26.3% |
| LEADERONE FINANCIAL CORPORATION | 14 | 6.308% | $365,000 | 17.7% |
| USAA Federal Savings Bank | 13 | 6.500% | $505,000 | 40.9% |
| Citadel Servicing Corporation | 13 | 7.875% | $355,000 | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 13 | 7.375% | $215,000 | 17.7% |
| T2 FINANCIAL LLC | 13 | 6.375% | $445,000 | 16.7% |
| NFM, INC. | 13 | 6.500% | $435,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 13 | 6.875% | $515,000 | 6.3% |
| Stifel Bank and Trust | 13 | 6.125% | $685,000 | 0.0% |
| Equity Prime Mortgage LLC | 12 | 6.625% | $330,000 | 25.0% |
| SELECT LENDING SERVICES LLC | 12 | 6.688% | $535,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.233% | $455,000 | 29.4% |
| ISERVE RESIDENTIAL LENDING, LLC | 12 | 6.808% | $395,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 6.500% | $365,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 8.000% | $440,000 | 20.0% |
| Orchard Mortgage, LLC | 12 | 6.750% | $405,000 | 0.0% |
| The Central Trust Bank | 12 | 6.063% | $450,000 | 7.7% |
| AML FUNDING LLC | 12 | 6.438% | $320,000 | 0.0% |
| LoanUnited.com, LLC | 11 | 5.750% | $455,000 | 21.4% |
| Hometown Equity Mortgage, LLC | 11 | 7.375% | $385,000 | 54.2% |
| US MORTGAGE CORPORATION | 11 | 6.625% | $505,000 | 21.4% |
| First National Bank of America | 11 | 8.625% | $375,000 | 0.0% |
| JMAC LENDING, INC. | 11 | 6.500% | $285,000 | 0.0% |
| BoxCar Mortgage, LLC | 11 | 6.375% | $375,000 | 15.4% |
| Blue Federal Credit Union | 10 | 6.745% | $210,000 | 44.4% |
| SouthState Bank, National Association | 10 | 7.390% | $270,000 | 37.5% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 50.0% |
| Colorado Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 8.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| METRUM COMMUNITY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Luminate Home Loans, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 73.1% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 7 | Under 10 loans | Under 10 loans | 46.2% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 324 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
Bank branches in Arapahoe County
139 FDIC-insured branches from 36 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
13 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FirstBank, 101 W County Line Rd, Littleton
- FirstBank, 13300 E Colfax Ave, Aurora
- FirstBank, 18600 E Hampden Ave, Aurora
- FirstBank, 19771 E Smoky Hill Rd, Centennial
- FirstBank, 2300 S Havana St, Aurora
- FirstBank, 2323 E Arapahoe Rd, Centennial
- FirstBank, 25541 E Smoky Hill Rd, Aurora
- FirstBank, 3594 S Logan St, Englewood
- FirstBank, 5105 Dtc Pkwy, Greenwood Village
- FirstBank, 8280 S Holly St, Centennial
- FirstBank, 830 S Colorado Blvd, Glendale
- FirstBank, 8600 E Arapahoe Rd, Centennial
- Fortis Bank, 7006 S Alton Way Bldg B, Centennial
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.