COLORADO CREDIT UNION
COLORADO CREDIT UNION received 725 applications in 2025 and made 388 mortgages, in 47 counties across 12 states. The median rate its borrowers got was 7.750% on a median loan of $155,000. Of 509 decisions, 120 were denials — 23.6%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300278QYT0O65D265 |
|---|---|
| Applications received | 725 |
| Mortgages made | 388 |
| Denied | 120 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 216 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.42 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | 6.625% | $415,000 | 8.8% |
| Refinancing | 62 | 7.500% | $230,000 | 18.4% |
| Cash-out refinancing | 13 | 6.500% | $185,000 | 30.0% |
| Other purposes | 251 | 7.750% | $105,000 | 27.3% |
Where COLORADO CREDIT UNION lends most
The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 88 | 7.750% | 17.8% |
| Adams County, CO | 57 | 7.750% | 26.9% |
| Douglas County, CO | 56 | 7.750% | 17.4% |
| Denver County, CO | 55 | 7.500% | 19.1% |
| Arapahoe County, CO | 47 | 7.750% | 26.6% |
| Weld County, CO | 27 | 7.750% | 27.0% |
| Boulder County, CO | 11 | 7.750% | 26.7% |
| Larimer County, CO | 9 | Under 10 loans | 18.2% |
| El Paso County, CO | 6 | Under 10 loans | 60.0% |
| Broomfield County, CO | 5 | Under 10 loans | 16.7% |
| Elbert County, CO | 3 | Under 10 loans | 25.0% |
| Garfield County, CO | 3 | Under 10 loans | 0.0% |
| Park County, CO | 3 | Under 10 loans | 0.0% |
| Archuleta County, CO | 2 | Under 10 loans | 0.0% |
| Eagle County, CO | 2 | Under 10 loans | 0.0% |
| Fremont County, CO | 2 | Under 10 loans | 0.0% |
| Mesa County, CO | 2 | Under 10 loans | 33.3% |
| San Miguel County, CO | 2 | Under 10 loans | 0.0% |
| Grand County, CO | 1 | Under 10 loans | 0.0% |
| Logan County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| Washington County, CO | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Overton County, TN | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 0 | Under 10 loans | Not published |
| Alamosa County, CO | 0 | Under 10 loans | Not published |
| Chaffee County, CO | 0 | Under 10 loans | 100.0% |
| Huerfano County, CO | 0 | Under 10 loans | Not published |
| La Plata County, CO | 0 | Under 10 loans | 100.0% |
| Las Animas County, CO | 0 | Under 10 loans | Not published |
| Montezuma County, CO | 0 | Under 10 loans | Not published |
| Montrose County, CO | 0 | Under 10 loans | 100.0% |
| Morgan County, CO | 0 | Under 10 loans | Not published |
| Otero County, CO | 0 | Under 10 loans | 100.0% |
| Teller County, CO | 0 | Under 10 loans | 100.0% |
| Barnstable County, MA | 0 | Under 10 loans | Not published |
| Hennepin County, MN | 0 | Under 10 loans | 100.0% |
| Hitchcock County, NE | 0 | Under 10 loans | 100.0% |
| Salem County, NJ | 0 | Under 10 loans | 100.0% |
| Bernalillo County, NM | 0 | Under 10 loans | Not published |
| Quay County, NM | 0 | Under 10 loans | Not published |
| Westmoreland County, PA | 0 | Under 10 loans | 100.0% |
| Rutherford County, TN | 0 | Under 10 loans | Not published |
| Travis County, TX | 0 | Under 10 loans | Not published |
| Fairfax County, VA | 0 | Under 10 loans | Not published |
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When COLORADO CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.