DIRECT MORTGAGE, CORP.
DIRECT MORTGAGE, CORP. received 513 applications in 2025 and made 407 mortgages, in 122 counties across 19 states. The median rate its borrowers got was 6.500% on a median loan of $415,000. Of 489 decisions, 82 were denials — 16.8%, most often for credit application incomplete.
| Legal Entity Identifier | 549300XAHXRVSRML8V19 |
|---|---|
| Applications received | 513 |
| Mortgages made | 407 |
| Denied | 82 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 343 | 6.500% | $415,000 | 16.6% |
| Refinancing | 28 | 6.125% | $400,000 | 28.2% |
| Cash-out refinancing | 36 | 6.750% | $305,000 | 7.7% |
Where DIRECT MORTGAGE, CORP. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Salt Lake County, UT | 61 | 6.500% | 14.1% |
| Harris County, TX | 31 | 6.625% | 27.9% |
| Fort Bend County, TX | 21 | 6.250% | 19.2% |
| Riverside County, CA | 20 | 6.625% | 4.8% |
| Arapahoe County, CO | 16 | 5.990% | 11.1% |
| Utah County, UT | 13 | 6.125% | 7.1% |
| Adams County, CO | 12 | 5.990% | 20.0% |
| Dallas County, TX | 9 | Under 10 loans | 0.0% |
| Denver County, CO | 8 | Under 10 loans | 33.3% |
| Montgomery County, TX | 8 | Under 10 loans | 27.3% |
| Tooele County, UT | 8 | Under 10 loans | 27.3% |
| Douglas County, CO | 7 | Under 10 loans | 30.0% |
| Brazoria County, TX | 7 | Under 10 loans | 0.0% |
| Potter County, TX | 7 | Under 10 loans | 30.0% |
| Davis County, UT | 7 | Under 10 loans | 22.2% |
| Maricopa County, AZ | 6 | Under 10 loans | 0.0% |
| El Paso County, CO | 6 | Under 10 loans | 0.0% |
| Jefferson County, CO | 6 | Under 10 loans | 14.3% |
| Randall County, TX | 6 | Under 10 loans | 14.3% |
| Denton County, TX | 5 | Under 10 loans | 0.0% |
| Tarrant County, TX | 5 | Under 10 loans | 0.0% |
| Waller County, TX | 5 | Under 10 loans | 0.0% |
| Weber County, UT | 5 | Under 10 loans | 16.7% |
| San Bernardino County, CA | 4 | Under 10 loans | 0.0% |
| Weld County, CO | 4 | Under 10 loans | 20.0% |
| Clark County, NV | 4 | Under 10 loans | 0.0% |
| Summit County, UT | 4 | Under 10 loans | 0.0% |
| Washington County, UT | 4 | Under 10 loans | 0.0% |
| Boulder County, CO | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 3 | Under 10 loans | 0.0% |
| Prince George's County, MD | 3 | Under 10 loans | 0.0% |
| Collin County, TX | 3 | Under 10 loans | 0.0% |
| Webb County, TX | 3 | Under 10 loans | 0.0% |
| Marion County, AL | 2 | Under 10 loans | 0.0% |
| Summit County, CO | 2 | Under 10 loans | 33.3% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 50.0% |
| Orange County, FL | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| Lake County, IL | 2 | Under 10 loans | 0.0% |
| Wake County, NC | 2 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 2 | Under 10 loans | 0.0% |
| Bexar County, TX | 2 | Under 10 loans | 50.0% |
| Ellis County, TX | 2 | Under 10 loans | 0.0% |
| Hartley County, TX | 2 | Under 10 loans | 0.0% |
| Hutchinson County, TX | 2 | Under 10 loans | 0.0% |
| McLennan County, TX | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 33.3% |
| Fairfax County, VA | 2 | Under 10 loans | 33.3% |
| Prince William County, VA | 2 | Under 10 loans | 0.0% |
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When DIRECT MORTGAGE, CORP.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.