Mortgage lenders in Waller County
2,549 mortgages were made in Waller County, Texas, in 2025, by 354 lenders. The median rate their borrowers got was 6.125% on a median loan of $285,000. Of 3,752 decisions, 1,017 were denials — 27.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 433 | 4.250% | $255,000 | 23.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 159 | 6.392% | $335,000 | 18.1% |
| Rocket Mortgage, LLC | 113 | 6.625% | $275,000 | 23.4% |
| CALCON MUTUAL MORTGAGE LLC | 81 | 5.375% | $285,000 | 40.0% |
| KBHS HOME LOANS, LLC | 64 | 6.375% | $285,000 | 13.5% |
| VELOCIO MORTGAGE L.L.C. | 53 | 4.990% | $275,000 | 7.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 52 | 5.490% | $285,000 | 0.0% |
| CMG MORTGAGE, INC. | 47 | 6.500% | $305,000 | 5.6% |
| Loandepot.Com, LLC | 42 | 5.990% | $265,000 | 24.6% |
| TOWNE MORTGAGE COMPANY | 40 | 5.875% | $290,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 38 | 4.245% | $275,000 | 23.5% |
| 21st Mortgage Corporation | 36 | 10.290% | $125,000 | 71.4% |
| Broker Solutions, Inc. | 33 | 6.625% | $265,000 | 5.7% |
| INTERLINC MORTGAGE SERVICES, LLC | 31 | 5.500% | $335,000 | 3.1% |
| PENNYMAC LOAN SERVICES, LLC | 30 | 6.875% | $325,000 | 19.1% |
| FREEDOM MORTGAGE CORPORATION | 28 | 6.000% | $410,000 | 7.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 28 | 6.538% | $360,000 | 0.0% |
| STONE MEADOW LENDING, LLC | 28 | 6.063% | $285,000 | 20.0% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 10.450% | $115,000 | 56.1% |
| SFMC, LP | 27 | 5.500% | $375,000 | 5.9% |
| CLM MORTGAGE, INC. | 27 | 5.250% | $415,000 | 6.1% |
| CORNERSTONE CAPITAL BANK, SSB | 27 | 5.990% | $335,000 | 10.0% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 26 | 5.490% | $325,000 | 6.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 10.500% | $105,000 | 64.4% |
| JPMorgan Chase Bank, National Association | 25 | 6.375% | $315,000 | 13.3% |
| Paramount Residential Mortgage Group, Inc. | 25 | 6.125% | $455,000 | 3.9% |
| NETWORK FUNDING, L.P. | 23 | 4.990% | $375,000 | 7.4% |
| Navy Federal Credit Union | 20 | 6.125% | $290,000 | 16.0% |
| KIND LENDING, LLC | 19 | 6.990% | $315,000 | 20.8% |
| Cadence Bank | 19 | 6.375% | $505,000 | 0.0% |
| Synergy One Lending, Inc. | 17 | 6.375% | $355,000 | 10.5% |
| 2549004YKXDDHUWUOH37 | 17 | 5.490% | $365,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 15 | 6.500% | $345,000 | 11.8% |
| AMWEST FUNDING CORP. | 15 | 7.000% | $275,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 14 | 5.990% | $520,000 | 10.5% |
| THE LOAN STORE, INC. | 14 | 6.990% | $255,000 | 16.7% |
| REPUBLIC STATE MORTGAGE CO. | 14 | 5.158% | $320,000 | 0.0% |
| NEWREZ LLC | 13 | 6.750% | $285,000 | 39.1% |
| NFM, INC. | 13 | 6.625% | $295,000 | 0.0% |
| GRACE HOME LENDING, LLC | 13 | 6.375% | $455,000 | 0.0% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 12 | 6.125% | $455,000 | 0.0% |
| OCMBC, INC. | 12 | 7.937% | $250,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 12 | 7.125% | $225,000 | 14.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 12 | 6.813% | $310,000 | 7.7% |
| PNC Bank, National Association | 11 | 7.240% | $155,000 | 45.5% |
| Frost Bank | 11 | 7.720% | $145,000 | 57.7% |
| A&D Mortgage LLC | 11 | 7.125% | $205,000 | 15.4% |
| Heritage Mortgage, LLC | 11 | 6.250% | $325,000 | 8.3% |
| Click n' Close, Inc. | 11 | 6.875% | $265,000 | 0.0% |
| DAS Acquisition Company, LLC | 11 | 6.875% | $265,000 | 0.0% |
| Mortgage Research Center, LLC | 10 | 5.813% | $475,000 | 52.2% |
| GUARANTEED RATE, INC. | 10 | 6.563% | $260,000 | 16.7% |
| Prosperity Bank | 9 | Under 10 loans | Under 10 loans | 59.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 15.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PULTE MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 71.4% |
| NextMortgage, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 8 | Under 10 loans | Under 10 loans | 18.2% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 41.7% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| COLINA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 27.3% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 9.1% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ENCOMPASS LENDING GROUP, LP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SPRING EQ, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| BRAZOS VALLEY SCHOOLS | 6 | Under 10 loans | Under 10 loans | 27.3% |
| The First National Bank of Bellville | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST SERVICE Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FocusOne Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 75.0% |
| Zions Bancorporation, N.A. | 5 | Under 10 loans | Under 10 loans | 65.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 10.0% |
| JSC Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 50.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 73.3% |
| Stellar Bank | 4 | Under 10 loans | Under 10 loans | 54.6% |
| Trustmark National Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 28.6% |
| BOKF, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CHEVRON Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNIVERSAL LENDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Austin County State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HIGHLAND HOMELOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE MORTGAGE PROVIDERS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 85.7% |
| Wolfe Financial, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS CHOICE | 3 | Under 10 loans | Under 10 loans | 40.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SouthState Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Lendage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HANCOCK WHITNEY BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 70.7% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 87.8% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 81.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Taylor Morrison Home Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SMART CHOICE MORTGAGE, A Texas Limited Liability Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SMART FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIVEPOINT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900L5MERNYAI3AH26 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEWAY MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ASSOCIATED CREDIT UNION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Houston Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS BAY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| East West Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 75.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT UNION OF TEXAS | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Comerica Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 154 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Waller County
4 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Prosperity Bank | 1 | $169.1 million |
| Stellar Bank | 1 | $87.7 million |
| Wells Fargo Bank, National Association | 1 | $59.8 million |
| Trustmark Bank | 1 | $52.6 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.