GREATER TEXAS FEDERAL CREDIT UNION
GREATER TEXAS FEDERAL CREDIT UNION received 815 applications in 2025 and made 259 mortgages, in 71 counties across 1 state. The median rate its borrowers got was 6.670% on a median loan of $105,000. Of 706 decisions, 422 were denials — 59.8%, most often for credit history.
| Legal Entity Identifier | 549300D5DG8D4966HK70 |
|---|---|
| Applications received | 815 |
| Mortgages made | 259 |
| Denied | 422 |
| Approved, not taken up | 25 |
| Withdrawn or incomplete | 109 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.4805 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 51 | 6.125% | $285,000 | 10.3% |
| Refinancing | 21 | 6.125% | $165,000 | 37.5% |
| Cash-out refinancing | 30 | 6.500% | $190,000 | 49.2% |
| Other purposes | 157 | 6.870% | $65,000 | 67.9% |
Where GREATER TEXAS FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brazos County, TX | 67 | 6.625% | 45.1% |
| Harris County, TX | 26 | 6.375% | 65.1% |
| Travis County, TX | 20 | 6.590% | 64.6% |
| Hidalgo County, TX | 17 | 6.625% | 63.8% |
| Tarrant County, TX | 14 | 6.873% | 65.1% |
| Fort Bend County, TX | 11 | 6.370% | 52.2% |
| Dallas County, TX | 10 | 6.870% | 62.1% |
| Williamson County, TX | 10 | 6.375% | 67.7% |
| Collin County, TX | 9 | Under 10 loans | 64.0% |
| Denton County, TX | 9 | Under 10 loans | 58.3% |
| Bastrop County, TX | 8 | Under 10 loans | 57.9% |
| Bexar County, TX | 5 | Under 10 loans | 75.0% |
| Montgomery County, TX | 5 | Under 10 loans | 62.5% |
| Burleson County, TX | 4 | Under 10 loans | 37.5% |
| Grimes County, TX | 4 | Under 10 loans | 50.0% |
| Hays County, TX | 3 | Under 10 loans | 66.7% |
| Hood County, TX | 2 | Under 10 loans | 33.3% |
| Parker County, TX | 2 | Under 10 loans | 33.3% |
| Rockwall County, TX | 2 | Under 10 loans | 25.0% |
| Angelina County, TX | 1 | Under 10 loans | 50.0% |
| Bandera County, TX | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 50.0% |
| Brazoria County, TX | 1 | Under 10 loans | 85.7% |
| Caldwell County, TX | 1 | Under 10 loans | 75.0% |
| Cameron County, TX | 1 | Under 10 loans | 66.7% |
| Comal County, TX | 1 | Under 10 loans | 66.7% |
| Ellis County, TX | 1 | Under 10 loans | 80.0% |
| El Paso County, TX | 1 | Under 10 loans | 50.0% |
| Falls County, TX | 1 | Under 10 loans | 50.0% |
| Fayette County, TX | 1 | Under 10 loans | 50.0% |
| Harrison County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 50.0% |
| Johnson County, TX | 1 | Under 10 loans | 33.3% |
| Jones County, TX | 1 | Under 10 loans | 0.0% |
| Kaufman County, TX | 1 | Under 10 loans | 50.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| Lampasas County, TX | 1 | Under 10 loans | 0.0% |
| Lee County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Madison County, TX | 1 | Under 10 loans | 66.7% |
| Midland County, TX | 1 | Under 10 loans | 50.0% |
| Milam County, TX | 1 | Under 10 loans | 0.0% |
| Montague County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 0.0% |
| Robertson County, TX | 1 | Under 10 loans | 83.3% |
| Tom Green County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 50.0% |
| Waller County, TX | 1 | Under 10 loans | 80.0% |
| Washington County, TX | 1 | Under 10 loans | 66.7% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.