Mortgage lenders in Lubbock County
6,275 mortgages were made in Lubbock County, Texas, in 2025, by 400 lenders. The median rate their borrowers got was 6.500% on a median loan of $205,000. Of 7,981 decisions, 1,410 were denials — 17.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ALLIANCE CREDIT UNION | 640 | 6.375% | $205,000 | 2.0% |
| Texas Tech Federal Credit Union | 632 | 6.375% | $215,000 | 0.8% |
| T2 FINANCIAL LLC | 567 | 6.250% | $235,000 | 1.7% |
| Rocket Mortgage, LLC | 264 | 6.875% | $175,000 | 22.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 242 | 6.375% | $240,000 | 0.0% |
| City Bank | 240 | 6.750% | $195,000 | 16.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 239 | 6.374% | $205,000 | 14.3% |
| DHI MORTGAGE COMPANY, LTD. | 217 | 4.500% | $245,000 | 18.1% |
| Amarillo National Bank | 215 | 7.500% | $125,000 | 20.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 188 | 6.750% | $165,000 | 6.6% |
| Peoples Bank | 125 | Not published | $265,000 | 2.0% |
| Prosperity Bank | 108 | 6.933% | $180,000 | 23.1% |
| Loandepot.Com, LLC | 98 | 6.625% | $195,000 | 20.5% |
| Mortgage Research Center, LLC | 94 | 6.250% | $245,000 | 23.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 92 | 6.625% | $250,000 | 2.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 90 | 6.625% | $225,000 | 2.2% |
| First United Bank | 86 | 6.563% | $220,000 | 0.0% |
| KIND LENDING, LLC | 85 | 6.375% | $175,000 | 16.5% |
| Citizens State Bank | 85 | Not published | $145,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 72 | 6.250% | $275,000 | 14.4% |
| FLAT BRANCH MORTGAGE, INC. | 70 | 6.375% | $220,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.125% | $235,000 | 20.0% |
| 21st Mortgage Corporation | 56 | 9.300% | $65,000 | 77.6% |
| AMWEST FUNDING CORP. | 43 | 6.625% | $175,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 43 | 6.375% | $215,000 | 9.4% |
| JPMorgan Chase Bank, National Association | 40 | 6.688% | $175,000 | 4.6% |
| Western Bank | 40 | 7.250% | $240,000 | 4.8% |
| NEWREZ LLC | 35 | 6.875% | $205,000 | 43.8% |
| Navy Federal Credit Union | 33 | 6.125% | $225,000 | 31.3% |
| NATIONSTAR MORTGAGE LLC | 32 | 6.990% | $175,000 | 20.0% |
| Community National Bank | 32 | Not published | $160,000 | 5.6% |
| Vista Bank | 29 | Not published | $185,000 | 0.0% |
| Bank of America, National Association | 27 | 6.490% | $105,000 | 56.5% |
| THE MORTGAGE LINK, INC. | 26 | 6.500% | $230,000 | 0.0% |
| Centennial Bank | 25 | 7.125% | $155,000 | 40.5% |
| THE LOAN STORE, INC. | 25 | 6.625% | $185,000 | 3.9% |
| Wells Fargo Bank, National Association | 24 | 6.500% | $105,000 | 35.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 23 | 6.625% | $205,000 | 21.9% |
| Wellington State Bank | 22 | Not published | $155,000 | 13.8% |
| DEEPHAVEN MORTGAGE LLC | 22 | 6.990% | $175,000 | 8.3% |
| FlexPoint, Inc. | 21 | 7.250% | $135,000 | 6.3% |
| Solera National Bank | 21 | 7.000% | $125,000 | 0.0% |
| American Bank of Commerce | 19 | Not published | $195,000 | 26.9% |
| USAA Federal Savings Bank | 18 | 6.500% | $255,000 | 25.0% |
| Broker Solutions, Inc. | 17 | 6.875% | $195,000 | 19.1% |
| PNC Bank, National Association | 17 | 7.820% | $105,000 | 37.0% |
| CMG MORTGAGE, INC. | 17 | 6.563% | $235,000 | 0.0% |
| American National Bank & Trust | 17 | 6.625% | $215,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.500% | $250,000 | 10.5% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.625% | $185,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 16 | 7.188% | $215,000 | 0.0% |
| SIWELL, INC. | 16 | 6.875% | $265,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 6.875% | $205,000 | 16.7% |
| Fairway Independent Mortgage Corporation | 15 | 6.750% | $205,000 | 6.3% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 7.625% | $170,000 | 55.9% |
| First Financial Bank | 14 | 6.750% | $225,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.250% | $315,000 | 52.8% |
| PLANET HOME LENDING, LLC | 13 | 6.250% | $195,000 | 31.6% |
| Gateway First Bank | 13 | 5.750% | $225,000 | 0.0% |
| West Texas National Bank | 13 | Not published | $135,000 | 0.0% |
| UMB Bank, National Association | 12 | 4.640% | $200,000 | 57.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $265,000 | 5.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.375% | $140,000 | 18.8% |
| BPL MORTGAGE TRUST, LLC | 12 | 7.375% | $145,000 | 26.3% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.688% | $200,000 | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 12 | 7.750% | $255,000 | 7.1% |
| ROYAL UNITED MORTGAGE LLC | 12 | 6.688% | $110,000 | 0.0% |
| Kiavi Funding, Inc. | 11 | 9.990% | $165,000 | 8.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 10.990% | $95,000 | 75.9% |
| Discover Bank | 11 | 7.850% | $55,000 | 78.9% |
| BOKF, National Association | 11 | 6.500% | $155,000 | 35.3% |
| FIGURE LENDING LLC | 11 | 10.550% | $35,000 | 30.0% |
| CHAMPIONS FUNDING, LLC | 11 | 8.500% | $185,000 | 15.4% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.625% | $145,000 | 0.0% |
| A&D Mortgage LLC | 11 | 6.750% | $195,000 | 8.3% |
| TRIAD FINANCIAL SERVICES, INC. | 10 | 9.335% | $130,000 | 63.7% |
| SPRING EQ, LLC | 10 | 10.038% | $75,000 | 63.6% |
| LOWER, LLC | 10 | 6.500% | $190,000 | 21.4% |
| Frost Bank | 10 | 7.750% | $140,000 | 33.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 6.750% | $185,000 | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PlainsCapital Bank | 9 | Under 10 loans | Under 10 loans | 35.7% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 76.5% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 38.5% |
| GUARANTEED RATE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 57.9% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 7.7% |
| Truist Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 71.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 53.3% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 16.7% |
| HOMETRUST MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First United Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 47.8% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 53.8% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Zippy Loans, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Farm Credit Mid-America | 5 | Under 10 loans | Under 10 loans | 37.5% |
| 5493004T38NMC864VL66 | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PILGRIM MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LRS FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SFMC, LP | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RPE Home, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF TEXAS | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Hereford | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Education Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Access Community Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 88.6% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 83.3% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank Southwest | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS MORTGAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Western Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas National Bank of Jacksonville | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 200 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lubbock County
103 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
15 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Capra Bank, 7710 Milwaukee Avenue, Suite 400, Lubbock
- PNC Bank, National Association, 4718 4th St, Lubbock
- Peoples Bank, 11011 Quaker Ave, Lubbock
- Peoples Bank, 1605 W Division St, Slaton
- Peoples Bank, 3801 34th St, Lubbock
- Peoples Bank, 5820 82nd St, Lubbock
- Peoples Bank, 7503 Highway 84, Shallowater
- PlainsCapital Bank, 1502 Avenue J, Lubbock
- Prosperity Bank, 4505 98th St, Lubbock
- Victory Bank, 4710 4th St, Lubbock
- Vista Bank, 1508 Texas Ave, Lubbock
- Vista Bank, 4350 19th St, Lubbock
- Vista Bank, 4515 98th St, Lubbock
- Vista Bank, 4621 50th St, Lubbock
- Wells Fargo Bank, National Association, 8010 Frankford Ave, Lubbock
Get told when this changes
When the next year’s lending figures are out for Lubbock County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.