American Bank of Commerce
American Bank of Commerce received 163 applications in 2025 and made 87 mortgages, in 57 counties across 24 states. The median rate its borrowers got was Not published on a median loan of $335,000. Of 102 decisions, 15 were denials — 14.7%.
| Legal Entity Identifier | 5493006XE7ZLYUW25E11 |
|---|---|
| Applications received | 163 |
| Mortgages made | 87 |
| Denied | 15 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 61 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: American Bank of Commerce, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $325,000 | 8.7% |
| Refinancing | 12 | Not published | $955,000 | 29.4% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 12.5% |
Where American Bank of Commerce lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lubbock County, TX | 19 | Not published | 26.9% |
| Dallas County, TX | 14 | Not published | 6.7% |
| Collin County, TX | 11 | Not published | 8.3% |
| Tarrant County, TX | 6 | Under 10 loans | 0.0% |
| Denton County, TX | 5 | Under 10 loans | 0.0% |
| Travis County, TX | 5 | Under 10 loans | 0.0% |
| Parker County, TX | 4 | Under 10 loans | 0.0% |
| Hays County, TX | 3 | Under 10 loans | 0.0% |
| Pueblo County, CO | 2 | Under 10 loans | 0.0% |
| Johnson County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| De Soto Parish, LA | 1 | Under 10 loans | 0.0% |
| McKinley County, NM | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 50.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 0.0% |
| Hockley County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Kaufman County, TX | 1 | Under 10 loans | 0.0% |
| Nacogdoches County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 0 | Under 10 loans | Not published |
| San Joaquin County, CA | 0 | Under 10 loans | Not published |
| District of Columbia, DC | 0 | Under 10 loans | Not published |
| Bradford County, FL | 0 | Under 10 loans | 100.0% |
| Pasco County, FL | 0 | Under 10 loans | Not published |
| Cobb County, GA | 0 | Under 10 loans | 100.0% |
| Honolulu County, HI | 0 | Under 10 loans | Not published |
| Marion County, IN | 0 | Under 10 loans | Not published |
| Reno County, KS | 0 | Under 10 loans | Not published |
| Kenton County, KY | 0 | Under 10 loans | Not published |
| Oldham County, KY | 0 | Under 10 loans | Not published |
| Simpson County, KY | 0 | Under 10 loans | 100.0% |
| Orleans Parish, LA | 0 | Under 10 loans | Not published |
| Essex County, MA | 0 | Under 10 loans | Not published |
| Wayne County, MI | 0 | Under 10 loans | Not published |
| Jefferson County, MO | 0 | Under 10 loans | Not published |
| Union County, NC | 0 | Under 10 loans | Not published |
| McKenzie County, ND | 0 | Under 10 loans | Not published |
| Lake County, OH | 0 | Under 10 loans | Not published |
| Franklin County, PA | 0 | Under 10 loans | Not published |
| Fayette County, TN | 0 | Under 10 loans | Not published |
| Bexar County, TX | 0 | Under 10 loans | Not published |
| Lynn County, TX | 0 | Under 10 loans | 100.0% |
| Montgomery County, TX | 0 | Under 10 loans | Not published |
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When American Bank of Commerce’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.