Mortgage lenders in Honolulu County
13,362 mortgages were made in Honolulu County, Hawaii, in 2025, by 268 lenders. The median rate their borrowers got was 6.100% on a median loan of $435,000. Of 19,054 decisions, 5,036 were denials — 26.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bank of Hawaii | 1,473 | 6.000% | $365,000 | 30.3% |
| First Hawaiian Bank | 1,097 | 5.868% | $305,000 | 23.3% |
| American Savings Bank, FSB | 1,055 | 5.650% | $375,000 | 34.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 867 | 6.001% | $675,000 | 10.9% |
| HAWAII STATE FEDERAL CREDIT UNION | 713 | 5.900% | $245,000 | 33.3% |
| Rocket Mortgage, LLC | 646 | 6.375% | $505,000 | 23.9% |
| HAWAIIUSA FEDERAL CREDIT UNION | 603 | 5.650% | $255,000 | 39.5% |
| Central Pacific Bank | 576 | 6.125% | $405,000 | 37.2% |
| FREEDOM MORTGAGE CORPORATION | 423 | 5.750% | $705,000 | 13.8% |
| PENNYMAC LOAN SERVICES, LLC | 325 | 6.124% | $675,000 | 16.6% |
| NEWREZ LLC | 296 | 6.250% | $695,000 | 20.6% |
| CMG MORTGAGE, INC. | 289 | 6.375% | $625,000 | 4.7% |
| Navy Federal Credit Union | 276 | 8.250% | $200,000 | 48.2% |
| Mortgage Research Center, LLC | 274 | 5.990% | $565,000 | 19.2% |
| DHI MORTGAGE COMPANY, LTD. | 263 | 5.500% | $645,000 | 12.0% |
| THE LOAN STORE, INC. | 238 | 6.625% | $540,000 | 13.4% |
| GUARANTEED RATE, INC. | 233 | 6.500% | $525,000 | 8.8% |
| ALOHA PACIFIC FEDERAL CREDIT UNION | 204 | 5.750% | $205,000 | 28.2% |
| Loandepot.Com, LLC | 180 | 6.625% | $490,000 | 24.2% |
| GUILD MORTGAGE COMPANY | 176 | 6.625% | $655,000 | 8.4% |
| Citadel Servicing Corporation | 175 | 7.250% | $395,000 | 1.8% |
| HICKAM FEDERAL CREDIT UNION | 118 | 7.680% | $135,000 | 31.8% |
| HAWAIIAN FINANCIAL FEDERAL CREDIT UNION | 115 | 6.125% | $405,000 | 0.0% |
| Ameris Bank | 108 | 6.125% | $635,000 | 5.2% |
| University of Hawaii Federal Credit Union | 94 | 5.750% | $525,000 | 6.9% |
| CONVENTUS LLC | 89 | 9.750% | $765,000 | 2.2% |
| Paramount Residential Mortgage Group, Inc. | 88 | 6.500% | $530,000 | 1.1% |
| KIND LENDING, LLC | 87 | 6.625% | $565,000 | 38.9% |
| NATIONSTAR MORTGAGE LLC | 73 | 6.875% | $265,000 | 24.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 70 | 7.000% | $405,000 | 27.8% |
| MORTGAGE HAWAII LLC | 70 | 6.125% | $635,000 | 1.4% |
| Plains Commerce Bank | 63 | 6.375% | $685,000 | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 63 | 7.375% | $505,000 | 45.7% |
| Fairway Independent Mortgage Corporation | 63 | 6.625% | $565,000 | 17.1% |
| FINANCE OF AMERICA REVERSE LLC | 63 | 8.740% | $575,000 | 5.9% |
| General Mortgage Capital Corporation | 55 | 6.625% | $625,000 | 0.0% |
| Bank of Hope | 54 | 6.125% | $425,000 | 24.3% |
| CANOPY MORTGAGE, LLC | 51 | 6.500% | $635,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 48 | 7.188% | $795,000 | 15.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 47 | 6.375% | $585,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 41 | 6.490% | $525,000 | 17.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 39 | 6.125% | $625,000 | 37.6% |
| PENTAGON FEDERAL CREDIT UNION | 37 | 7.375% | $325,000 | 54.3% |
| PLAZA HOME MORTGAGE, INC. | 37 | 6.490% | $575,000 | 28.8% |
| AAA CAPITAL INVESTMENT, INC. | 37 | 6.875% | $745,000 | 8.3% |
| Manufacturers and Traders Trust Company | 37 | 2.750% | $735,000 | 7.5% |
| AmeriSave Mortgage Corporation | 35 | 8.625% | $145,000 | 77.7% |
| CHAMPIONS FUNDING, LLC | 32 | 7.750% | $575,000 | 41.8% |
| HIGHTECHLENDING INC | 32 | 6.933% | $605,000 | 11.1% |
| ENVOY MORTGAGE, LTD | 31 | 6.500% | $545,000 | 13.9% |
| FINANCE FACTORS, LIMITED | 31 | Not published | $805,000 | 11.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 29 | 6.825% | $705,000 | 15.8% |
| Bank of America, National Association | 28 | 5.990% | $1,125,000 | 48.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 28 | 6.990% | $760,000 | 42.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 28 | 7.124% | $730,000 | 24.3% |
| LAND HOME FINANCIAL SERVICES, INC. | 28 | 5.813% | $495,000 | 9.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 27 | 6.000% | $655,000 | 15.6% |
| DEEPHAVEN MORTGAGE LLC | 25 | 7.750% | $505,000 | 50.9% |
| Wells Fargo Bank, National Association | 24 | 6.000% | $840,000 | 42.9% |
| The Federal Savings Bank | 23 | 6.375% | $705,000 | 36.1% |
| 254900CTT87ZKAUTIJ37 | 22 | 9.990% | $850,000 | 14.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 6.625% | $475,000 | 6.7% |
| Logan Finance Corporation | 22 | 7.062% | $420,000 | 8.3% |
| PLANET HOME LENDING, LLC | 21 | 5.375% | $715,000 | 16.0% |
| LENDSURE MORTGAGE CORP. | 21 | 7.625% | $345,000 | 4.4% |
| BETTER MORTGAGE CORPORATION | 20 | 9.188% | $290,000 | 56.5% |
| Morgan Stanley Private Bank, National Association | 20 | 5.925% | $1,005,000 | 16.7% |
| Easy Street Capital, LLC | 19 | 9.900% | $585,000 | 0.0% |
| PEARL HAWAII FCU | 18 | Not published | $230,000 | 45.5% |
| Loan Funder LLC | 18 | 10.000% | $585,000 | 14.3% |
| NFM, INC. | 18 | 6.813% | $360,000 | 5.3% |
| U.S. Bank National Association | 17 | 6.625% | $605,000 | 57.5% |
| JPMorgan Chase Bank, National Association | 17 | 6.125% | $945,000 | 43.3% |
| PACIFIC LENDING LLC | 17 | 6.125% | $615,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $665,000 | 10.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.188% | $365,000 | 4.6% |
| Hometown Equity Mortgage, LLC | 14 | 7.625% | $525,000 | 53.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 8.500% | $225,000 | 34.8% |
| Sierra Pacific Mortgage Company, Inc. | 13 | 6.875% | $345,000 | 31.6% |
| NEXERA HOLDING LLC | 13 | 7.500% | $325,000 | 18.8% |
| USAA Federal Savings Bank | 12 | 6.188% | $745,000 | 38.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 12 | 9.813% | $975,000 | 29.4% |
| V.I.P. MORTGAGE, INC. | 11 | 6.500% | $665,000 | 15.4% |
| DAS Acquisition Company, LLC | 11 | 6.990% | $395,000 | 7.7% |
| QUORUM FEDERAL CREDIT UNION | 11 | 9.125% | $205,000 | 35.0% |
| LONGBRIDGE FINANCIAL, LLC | 10 | 9.115% | $620,000 | 30.0% |
| Kiavi Funding, Inc. | 10 | 11.220% | $665,000 | 7.7% |
| Cornerstone First Mortgage, Inc | 10 | 7.313% | $1,380,000 | 9.1% |
| OriginPoint, LLC | 10 | 6.500% | $795,000 | 28.6% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 9.990% | $465,000 | 0.0% |
| Colorado Federal Savings Bank | 10 | 6.250% | $990,000 | 16.7% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 3.000% | $605,000 | 9.1% |
| FUNDLOANS CAPITAL | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 37.5% |
| HomeStreet Bank | 9 | Under 10 loans | Under 10 loans | 52.6% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 44.4% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LIMA ONE CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 88.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 26.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 29.4% |
| BAY-VALLEY MORTGAGE GROUP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| ML Mortgage Corp. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 56.3% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AHL FUNDING | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Royal Business Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 72.4% |
| FOUNDATION MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 18.8% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| 9845007CY0EC0F59W414 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 61.5% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 16.7% |
| City National Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Home Mortgage Alliance Corporation (HMAC) | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Greenbox Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PFN Lending Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 2549005FUF02T1IFCA22 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 70.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 87.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MidFirst Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Firefighters First Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENNKAR, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Allied First Bank,sb | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CASTLE & COOKE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| I.L.W.U. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Central Trust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STAR ONE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Lending Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMJ FINANCIAL GROUP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Northern Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| East West Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 40.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 87.5% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Churchill Funding I LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PRIDE BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PACIFIC HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE BANK OF CALIFORNIA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 68 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Honolulu County
146 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First Hawaiian Bank | 27 | $15.0 billion |
| Bank of Hawaii | 25 | $14.7 billion |
| American Savings Bank, National Association | 24 | $6.7 billion |
| Bank of Hope | 23 | $1.5 billion |
| Central Pacific Bank | 20 | $5.6 billion |
| Finance Factors, Ltd. | 9 | $462.1 million |
| Hawaii National Bank | 8 | $691.0 million |
| Mechanics Bank | 3 | $380.5 million |
| Commonwealth Business Bank | 3 | $320.9 million |
| First-Citizens Bank & Trust Company | 1 | $296.9 million |
| Sunflower Bank, National Association | 1 | $208.6 million |
| Royal Business Bank | 1 | $126.3 million |
| First American Trust, FSB | 1 | $11.2 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- American Savings Bank, FSB, 94-1040 Waipio Uka St, Waipahu
- Bank of Hope, 1016 Kapahulu Ave, Ste 130, Honolulu
- First Foundation Bank, 500 Ala Moana Boulevard, Suite 2a, Two Waterfront Plaza, Honolulu
- HomeStreet Bank, 2 S King St, Honolulu
- HomeStreet Bank, 4211 Waialae Ave, Ste 101, Honolulu
- HomeStreet Bank, 98-1258 Kaahumanu St, Ste 104, Pearl City
Get told when this changes
When the next year’s lending figures are out for Honolulu County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.