University of Hawaii Federal Credit Union
University of Hawaii Federal Credit Union received 127 applications in 2025 and made 95 mortgages, in 3 counties across 1 state. The median rate its borrowers got was 5.750% on a median loan of $525,000. Of 103 decisions, 8 were denials — 7.8%, most often for collateral.
| Legal Entity Identifier | 2549006P8VW9SIT9YP64 |
|---|---|
| Applications received | 127 |
| Mortgages made | 95 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 6 |
| Median rate spread over the prime offer rate | -0.673 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 73 | 5.750% | $495,000 | 7.6% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Cash-out refinancing | 15 | 5.875% | $825,000 | 0.0% |
Where University of Hawaii Federal Credit Union lends most
The 3 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Honolulu County, HI | 94 | 5.750% | 6.9% |
| Hawaii County, HI | 1 | Under 10 loans | 0.0% |
| Kauai County, HI | 0 | Under 10 loans | 100.0% |
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When University of Hawaii Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.