Mortgage lenders in Hawaii County
3,347 mortgages were made in Hawaii County, Hawaii, in 2025, by 224 lenders. The median rate their borrowers got was 6.625% on a median loan of $375,000. Of 4,780 decisions, 1,271 were denials — 26.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 282 | 6.875% | $335,000 | 23.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 244 | 6.375% | $435,000 | 14.7% |
| Bank of Hawaii | 235 | 6.000% | $255,000 | 42.9% |
| First Hawaiian Bank | 204 | 5.868% | $225,000 | 30.0% |
| NFM, INC. | 201 | 6.990% | $385,000 | 1.5% |
| American Savings Bank, FSB | 127 | 5.790% | $255,000 | 41.7% |
| GUILD MORTGAGE COMPANY | 120 | 6.500% | $385,000 | 9.0% |
| PENNYMAC LOAN SERVICES, LLC | 99 | 6.624% | $425,000 | 25.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 78 | 10.500% | $255,000 | 8.1% |
| Central Pacific Bank | 74 | 6.050% | $230,000 | 49.7% |
| Mortgage Research Center, LLC | 74 | 6.250% | $425,000 | 19.6% |
| GUARANTEED RATE, INC. | 69 | 6.500% | $565,000 | 5.2% |
| FREEDOM MORTGAGE CORPORATION | 64 | 6.250% | $425,000 | 21.2% |
| CMG MORTGAGE, INC. | 59 | 6.625% | $505,000 | 8.5% |
| THE LOAN STORE, INC. | 51 | 6.625% | $445,000 | 6.2% |
| V.I.P. MORTGAGE, INC. | 50 | 6.750% | $455,000 | 2.0% |
| HOMEXPRESS MORTGAGE CORP. | 48 | 7.250% | $560,000 | 36.8% |
| HAWAIIUSA FEDERAL CREDIT UNION | 47 | 5.875% | $185,000 | 51.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 46 | 6.875% | $445,000 | 5.7% |
| Loandepot.Com, LLC | 45 | 6.990% | $205,000 | 38.7% |
| KIND LENDING, LLC | 42 | 6.563% | $525,000 | 23.2% |
| NEWREZ LLC | 37 | 6.250% | $595,000 | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 37 | 7.499% | $305,000 | 30.2% |
| Navy Federal Credit Union | 35 | 6.875% | $355,000 | 39.7% |
| CONVENTUS LLC | 31 | 10.500% | $335,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 29 | 6.875% | $275,000 | 39.6% |
| LENDSURE MORTGAGE CORP. | 26 | 7.500% | $720,000 | 3.0% |
| NATIONSTAR MORTGAGE LLC | 24 | 6.558% | $280,000 | 39.5% |
| JPMorgan Chase Bank, National Association | 23 | 5.875% | $1,190,000 | 20.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 22 | 6.688% | $490,000 | 12.0% |
| LONGBRIDGE FINANCIAL, LLC | 22 | 6.563% | $270,000 | 3.9% |
| FINANCE OF AMERICA REVERSE LLC | 22 | 6.375% | $345,000 | 0.0% |
| AmeriSave Mortgage Corporation | 21 | 8.750% | $75,000 | 73.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 21 | 7.125% | $405,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 20 | 7.563% | $700,000 | 4.8% |
| DEEPHAVEN MORTGAGE LLC | 19 | 7.250% | $235,000 | 39.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | 19 | 6.625% | $355,000 | 24.0% |
| Citadel Servicing Corporation | 19 | 7.250% | $765,000 | 0.0% |
| Click n' Close, Inc. | 17 | 6.625% | $305,000 | 8.7% |
| Fairway Independent Mortgage Corporation | 17 | 6.625% | $345,000 | 5.6% |
| U.S. Bank National Association | 16 | 6.063% | $690,000 | 42.9% |
| CANOPY MORTGAGE, LLC | 16 | 6.688% | $385,000 | 11.1% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.875% | $300,000 | 39.3% |
| 254900CTT87ZKAUTIJ37 | 16 | 10.500% | $450,000 | 10.5% |
| HAWAII STATE FEDERAL CREDIT UNION | 15 | 5.900% | $165,000 | 31.8% |
| CHAMPIONS FUNDING, LLC | 15 | 7.500% | $295,000 | 15.8% |
| Loan Funder LLC | 15 | 10.690% | $245,000 | 0.0% |
| NEXERA HOLDING LLC | 15 | 7.500% | $415,000 | 5.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 6.750% | $275,000 | 17.7% |
| Morgan Stanley Private Bank, National Association | 13 | 5.900% | $1,435,000 | 0.0% |
| SUMMIT FUNDING, INC. | 12 | 7.500% | $600,000 | 20.0% |
| Colorado Federal Savings Bank | 12 | 6.438% | $570,000 | 7.7% |
| Bank of America, National Association | 11 | 6.000% | $285,000 | 47.8% |
| Paramount Residential Mortgage Group, Inc. | 11 | 7.250% | $305,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 7.125% | $445,000 | 7.7% |
| Broker Solutions, Inc. | 10 | 6.933% | $355,000 | 37.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.063% | $455,000 | 9.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 7.563% | $335,000 | 15.4% |
| Wells Fargo Bank, National Association | 10 | 6.563% | $405,000 | 16.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 59.3% |
| LENDINGONE, LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 50.0% |
| HomeStreet Bank | 9 | Under 10 loans | Under 10 loans | 41.2% |
| FINANCE FACTORS, LIMITED | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 38.5% |
| PFN Lending Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LAND HOME FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| HIGHTECHLENDING INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FlexPoint, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 87.9% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 66.7% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Logan Finance Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PACIFIC HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Churchill Funding I LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 76.9% |
| FUNDLOANS CAPITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mechanics Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PACIFIC LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HAWAIIAN FINANCIAL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAY-VALLEY MORTGAGE GROUP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HICKAM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEACHERS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University of Hawaii Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HILTON FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WESCOM CENTRAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bennington State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Willamette Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KINECTA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Consolidated Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PlainsCapital Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankPlus | 1 | Under 10 loans | Under 10 loans | 0.0% |
| I.L.W.U. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KS StateBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Texana Bank, National Association | 0 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Umpqua Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 549300PWMS2701UFP528 | 0 | Under 10 loans | Under 10 loans | Not published |
| RPE Home, Inc | 0 | Under 10 loans | Under 10 loans | Not published |
| PEARL HAWAII FCU | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Bethpage Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Firefighters First Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 0 | Under 10 loans | Under 10 loans | Not published |
| HSBC BANK USA, NATIONAL ASSOCIATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Axos Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| VISTA POINT MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Griffin Funding, Inc. | 0 | Under 10 loans | Under 10 loans | Not published |
| Peoples Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Presidential Bank, FSB | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 24 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hawaii County
26 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank of Hawaii | 8 | $2.0 billion |
| First Hawaiian Bank | 7 | $1.2 billion |
| American Savings Bank, National Association | 3 | $413.1 million |
| Central Pacific Bank | 2 | $438.4 million |
| Bank of Hope | 2 | $414.4 million |
| Finance Factors, Ltd. | 2 | $20.5 million |
| Mechanics Bank | 1 | $86.6 million |
| Hawaii National Bank | 1 | $55.6 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- HomeStreet Bank, 120 Waianuenue Ave, Hilo
Get told when this changes
When the next year’s lending figures are out for Hawaii County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.