Community First National Bank
Community First National Bank received 529 applications in 2025 and made 433 mortgages, in 172 counties across 42 states. The median rate its borrowers got was Not published on a median loan of $305,000. Of 453 decisions, 18 were denials — 4.0%, most often for credit history.
| Legal Entity Identifier | 549300KR4ZW8KJC82O47 |
|---|---|
| Applications received | 529 |
| Mortgages made | 433 |
| Denied | 18 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 76 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community First National Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 331 | Not published | $305,000 | 1.8% |
| Refinancing | 62 | Not published | $310,000 | 3.1% |
| Cash-out refinancing | 34 | Not published | $290,000 | 18.6% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 22.2% |
Where Community First National Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Riley County, KS | 121 | Not published | 2.4% |
| Johnson County, KS | 29 | Not published | 14.7% |
| Pottawatomie County, KS | 29 | Not published | 3.3% |
| Jackson County, MO | 16 | Not published | 11.1% |
| Parker County, TX | 11 | Not published | 0.0% |
| Juneau City and Borough, AK | 9 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 8 | Under 10 loans | 0.0% |
| Platte County, MO | 8 | Under 10 loans | 11.1% |
| Geary County, KS | 7 | Under 10 loans | 0.0% |
| Clay County, MO | 7 | Under 10 loans | 0.0% |
| Fairbanks North Star Borough, AK | 6 | Under 10 loans | 0.0% |
| Shawnee County, KS | 6 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 4 | Under 10 loans | 20.0% |
| Raleigh County, WV | 4 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 0.0% |
| Dickinson County, KS | 3 | Under 10 loans | 0.0% |
| Morris County, KS | 3 | Under 10 loans | 0.0% |
| Wabaunsee County, KS | 3 | Under 10 loans | 0.0% |
| Jefferson County, KY | 3 | Under 10 loans | 0.0% |
| DeSoto County, MS | 3 | Under 10 loans | 0.0% |
| St. Charles County, MO | 3 | Under 10 loans | 0.0% |
| Montgomery County, TX | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 2 | Under 10 loans | 0.0% |
| El Paso County, CO | 2 | Under 10 loans | 0.0% |
| Larimer County, CO | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Marion County, FL | 2 | Under 10 loans | 0.0% |
| White County, GA | 2 | Under 10 loans | 0.0% |
| Hawaii County, HI | 2 | Under 10 loans | 0.0% |
| Clay County, KS | 2 | Under 10 loans | 0.0% |
| Jefferson County, KS | 2 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 2 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 2 | Under 10 loans | 0.0% |
| Harrison County, MS | 2 | Under 10 loans | 0.0% |
| Cass County, MO | 2 | Under 10 loans | 0.0% |
| St. Louis city, MO | 2 | Under 10 loans | 0.0% |
| Clark County, NV | 2 | Under 10 loans | 0.0% |
| Nye County, NV | 2 | Under 10 loans | 0.0% |
| Sandoval County, NM | 2 | Under 10 loans | 0.0% |
| Erie County, NY | 2 | Under 10 loans | 0.0% |
| Bladen County, NC | 2 | Under 10 loans | 0.0% |
| Oklahoma County, OK | 2 | Under 10 loans | 0.0% |
| Franklin County, TN | 2 | Under 10 loans | 0.0% |
| Hardeman County, TN | 2 | Under 10 loans | 0.0% |
| Aransas County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
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When Community First National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.