Mortgage lenders in Sandoval County
5,039 mortgages were made in Sandoval County, New Mexico, in 2025, by 281 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 6,629 decisions, 1,318 were denials — 19.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 359 | 6.875% | $175,000 | 16.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 333 | 6.125% | $345,000 | 11.6% |
| GUILD MORTGAGE COMPANY | 284 | 6.500% | $285,000 | 3.9% |
| Waterstone Mortgage Corporation | 259 | 6.625% | $265,000 | 4.0% |
| NUSENDA | 252 | 8.000% | $75,000 | 15.3% |
| PULTE MORTGAGE LLC | 185 | 4.990% | $425,000 | 15.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 163 | 6.625% | $325,000 | 9.4% |
| Sunward Federal Credit Union | 163 | 6.500% | $185,000 | 11.4% |
| DHI MORTGAGE COMPANY, LTD. | 138 | 4.990% | $385,000 | 23.8% |
| BOKF, National Association | 127 | 6.625% | $285,000 | 19.4% |
| CMG MORTGAGE, INC. | 121 | 6.625% | $255,000 | 7.0% |
| SANDIA AREA | 101 | Not published | $65,000 | 28.2% |
| CALCON MUTUAL MORTGAGE LLC | 97 | 5.750% | $355,000 | 1.0% |
| Loandepot.Com, LLC | 94 | 6.563% | $245,000 | 26.9% |
| Kirtland Federal Credit Union | 89 | 7.500% | $115,000 | 21.5% |
| Mortgage Research Center, LLC | 81 | 6.250% | $355,000 | 29.3% |
| FREEDOM MORTGAGE CORPORATION | 80 | 6.125% | $325,000 | 16.4% |
| PENNYMAC LOAN SERVICES, LLC | 74 | 6.313% | $265,000 | 21.4% |
| JPMorgan Chase Bank, National Association | 70 | 6.490% | $285,000 | 8.9% |
| HOMEAMERICAN MORTGAGE CORPORATION | 66 | 4.500% | $435,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 66 | 8.375% | $95,000 | 19.5% |
| Navy Federal Credit Union | 65 | 6.625% | $235,000 | 30.5% |
| BUILDERS CHOICE MORTGAGE LLC | 65 | 6.624% | $295,000 | 3.0% |
| U.S. EAGLE | 64 | 6.990% | $60,000 | 18.0% |
| MOVEMENT MORTGAGE, LLC | 51 | 6.750% | $255,000 | 0.0% |
| Bank of America, National Association | 50 | 6.433% | $105,000 | 50.0% |
| U.S. Bank National Association | 41 | 7.850% | $155,000 | 45.5% |
| PLAZA HOME MORTGAGE, INC. | 40 | 6.375% | $265,000 | 6.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 39 | 6.250% | $355,000 | 7.1% |
| Broker Solutions, Inc. | 37 | 6.750% | $255,000 | 25.0% |
| 21st Mortgage Corporation | 35 | 8.950% | $145,000 | 67.0% |
| Coastal Community Bank | 35 | 10.990% | $45,000 | 3.0% |
| GUARANTEED RATE, INC. | 35 | 6.250% | $235,000 | 7.9% |
| DIRECTORS MORTGAGE, INC. | 35 | 6.875% | $265,000 | 12.2% |
| Sunflower Bank, National Association | 34 | 6.250% | $355,000 | 5.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 33 | 6.500% | $325,000 | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 32 | 6.563% | $225,000 | 20.0% |
| NEWREZ LLC | 31 | 6.250% | $275,000 | 35.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 31 | 6.000% | $305,000 | 24.4% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 6.625% | $240,000 | 33.3% |
| First Financial Credit Union | 30 | 8.053% | $115,000 | 18.9% |
| State Employees Credit Union | 27 | 7.500% | $65,000 | 16.7% |
| HOMETRUST MORTGAGE COMPANY | 25 | 6.375% | $295,000 | 10.7% |
| SPRING EQ, LLC | 24 | 8.750% | $75,000 | 64.7% |
| PNC Bank, National Association | 24 | 6.500% | $115,000 | 33.3% |
| VAN DYK MORTGAGE CORPORATION | 23 | 6.250% | $305,000 | 4.2% |
| BMO Bank National Association | 22 | 8.935% | $130,000 | 32.4% |
| KIND LENDING, LLC | 22 | 6.625% | $365,000 | 33.3% |
| Wells Fargo Bank, National Association | 22 | 6.375% | $240,000 | 15.4% |
| AmeriSave Mortgage Corporation | 21 | 8.500% | $55,000 | 66.1% |
| USAA Federal Savings Bank | 20 | 6.250% | $355,000 | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 6.563% | $310,000 | 8.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 8.830% | $170,000 | 20.0% |
| NEW DAY FINANCIAL, LLC | 19 | 6.990% | $325,000 | 23.1% |
| FIGURE LENDING LLC | 19 | 8.850% | $55,000 | 37.1% |
| Del Norte Credit Union | 19 | 6.000% | $185,000 | 17.4% |
| Click n' Close, Inc. | 18 | 6.375% | $305,000 | 5.3% |
| UMB Bank, National Association | 17 | 6.124% | $245,000 | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 6.625% | $255,000 | 5.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.938% | $390,000 | 7.7% |
| RIO GRANDE | 16 | Not published | $145,000 | 26.1% |
| Bell Bank | 16 | 6.813% | $270,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 16 | 6.562% | $280,000 | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 14 | 6.125% | $110,000 | 11.1% |
| Nations Lending Corporation | 14 | 6.625% | $275,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.125% | $245,000 | 41.2% |
| GoodLeap, LLC | 13 | 7.750% | $105,000 | 13.0% |
| UNION HOME MORTGAGE CORP. | 13 | 6.250% | $345,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 13 | 6.500% | $475,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 13 | 6.875% | $315,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.490% | $305,000 | 7.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 10.250% | $155,000 | 79.5% |
| The Federal Savings Bank | 11 | 6.250% | $385,000 | 26.7% |
| BETTER MORTGAGE CORPORATION | 11 | 6.750% | $325,000 | 36.8% |
| AMERICA FIRST Federal Credit Union | 11 | 6.740% | $85,000 | 18.8% |
| Lendage, LLC | 11 | 11.500% | $65,000 | 13.3% |
| Equity Prime Mortgage LLC | 10 | 6.438% | $315,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 10 | 6.120% | $255,000 | 23.1% |
| SIRVA MORTGAGE, INC. | 10 | 6.813% | $305,000 | 6.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 25.0% |
| CORNERSTONE CAPITAL BANK, SSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 78.1% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ENVOY MORTGAGE, LTD | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| INTERCAP LENDING INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 33.3% |
| VERITAS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 73.3% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUADALUPE | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 63.6% |
| GARDNER FINANCIAL SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First-Citizens Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AERO Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 2 | Under 10 loans | Under 10 loans | 71.4% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 25.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Firefighters First Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NuVision Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Partners Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Deseret First Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 81 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Sandoval County
16 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 3 | $463.8 million |
| U.S. Bank National Association | 2 | $309.5 million |
| UMB Bank, National Association | 2 | $172.1 million |
| PNC Bank, National Association | 2 | $85.6 million |
| First National Bank Texas | 2 | $8.3 million |
| Bank of America, National Association | 1 | $212.4 million |
| BOKF, National Association | 1 | $114.7 million |
| WaFd Bank | 1 | $52.6 million |
| BMO Bank National Association | 1 | $43.6 million |
| First American Bank | 1 | $8.3 million |
Get told when this changes
When the next year’s lending figures are out for Sandoval County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.