SANDIA AREA
SANDIA AREA received 736 applications in 2025 and made 426 mortgages, in 26 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 617 decisions, 185 were denials — 30.0%.
| Legal Entity Identifier | 549300L3IHIP0RH6IY76 |
|---|---|
| Applications received | 736 |
| Mortgages made | 426 |
| Denied | 185 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 119 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 55 | Not published | $285,000 | 26.3% |
| Refinancing | 115 | Not published | $85,000 | 21.2% |
| Cash-out refinancing | 16 | Not published | $205,000 | 30.4% |
| Other purposes | 240 | Not published | $55,000 | 34.1% |
Where SANDIA AREA lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bernalillo County, NM | 266 | Not published | 24.9% |
| Sandoval County, NM | 101 | Not published | 28.2% |
| Santa Fe County, NM | 37 | Not published | 37.3% |
| Valencia County, NM | 10 | Not published | 33.3% |
| Doña Ana County, NM | 3 | Under 10 loans | 57.1% |
| Cibola County, NM | 2 | Under 10 loans | 0.0% |
| Torrance County, NM | 2 | Under 10 loans | 50.0% |
| Chaves County, NM | 1 | Under 10 loans | 0.0% |
| Colfax County, NM | 1 | Under 10 loans | 0.0% |
| Los Alamos County, NM | 1 | Under 10 loans | 0.0% |
| Sierra County, NM | 1 | Under 10 loans | 0.0% |
| Grays Harbor County, WA | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | 100.0% |
| Pinal County, AZ | 0 | Under 10 loans | Not published |
| Pueblo County, CO | 0 | Under 10 loans | 100.0% |
| Henry County, GA | 0 | Under 10 loans | 100.0% |
| Eddy County, NM | 0 | Under 10 loans | 100.0% |
| Grant County, NM | 0 | Under 10 loans | 100.0% |
| Lea County, NM | 0 | Under 10 loans | 100.0% |
| McKinley County, NM | 0 | Under 10 loans | 100.0% |
| Rio Arriba County, NM | 0 | Under 10 loans | 100.0% |
| San Juan County, NM | 0 | Under 10 loans | 100.0% |
| San Miguel County, NM | 0 | Under 10 loans | 100.0% |
| Socorro County, NM | 0 | Under 10 loans | 100.0% |
| Taos County, NM | 0 | Under 10 loans | 100.0% |
| Denton County, TX | 0 | Under 10 loans | 100.0% |
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When SANDIA AREA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.