BUILDERS CHOICE MORTGAGE LLC
BUILDERS CHOICE MORTGAGE LLC received 953 applications in 2025 and made 686 mortgages, in 129 counties across 19 states. The median rate its borrowers got was 6.625% on a median loan of $355,000. Of 733 decisions, 38 were denials — 5.2%, most often for collateral. 8 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 984500D61DCEC4E2B661 |
|---|---|
| Applications received | 953 |
| Mortgages made | 686 |
| Denied | 38 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 220 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3805 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 578 | 6.625% | $345,000 | 4.7% |
| Refinancing | 47 | 6.375% | $445,000 | 0.0% |
| Cash-out refinancing | 61 | 7.125% | $315,000 | 12.9% |
Where BUILDERS CHOICE MORTGAGE LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Palm Beach County, FL | 132 | 6.875% | 6.4% |
| Bernalillo County, NM | 117 | 6.625% | 7.1% |
| Sandoval County, NM | 65 | 6.624% | 3.0% |
| Broward County, FL | 55 | 6.875% | 6.7% |
| St. Lucie County, FL | 25 | 6.625% | 0.0% |
| Valencia County, NM | 24 | 6.625% | 0.0% |
| Brevard County, FL | 19 | 6.500% | 0.0% |
| York County, ME | 14 | 6.933% | 12.5% |
| Santa Fe County, NM | 13 | 6.625% | 7.1% |
| Rockingham County, NH | 11 | 6.625% | 0.0% |
| Strafford County, NH | 11 | 6.500% | 0.0% |
| Orange County, FL | 10 | 6.870% | 28.6% |
| Miami-Dade County, FL | 9 | Under 10 loans | 10.0% |
| Douglas County, CO | 8 | Under 10 loans | 10.0% |
| Lowndes County, GA | 8 | Under 10 loans | 0.0% |
| Jefferson County, CO | 7 | Under 10 loans | 0.0% |
| Taos County, NM | 6 | Under 10 loans | 0.0% |
| Middlesex County, MA | 5 | Under 10 loans | 0.0% |
| Wilkes County, NC | 5 | Under 10 loans | 0.0% |
| Lake County, FL | 4 | Under 10 loans | 0.0% |
| Lee County, FL | 4 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 4 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 0.0% |
| Adams County, CO | 3 | Under 10 loans | 0.0% |
| Boulder County, CO | 3 | Under 10 loans | 0.0% |
| El Paso County, CO | 3 | Under 10 loans | 0.0% |
| Highlands County, FL | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 0.0% |
| Indian River County, FL | 3 | Under 10 loans | 0.0% |
| Martin County, FL | 3 | Under 10 loans | 0.0% |
| Suffolk County, MA | 3 | Under 10 loans | 0.0% |
| Jackson County, MO | 3 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 3 | Under 10 loans | 0.0% |
| Sierra County, NM | 3 | Under 10 loans | 0.0% |
| Torrance County, NM | 3 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Larimer County, CO | 2 | Under 10 loans | 0.0% |
| Duval County, FL | 2 | Under 10 loans | 0.0% |
| Flagler County, FL | 2 | Under 10 loans | 0.0% |
| Okeechobee County, FL | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Seminole County, FL | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 2 | Under 10 loans | 33.3% |
| Essex County, MA | 2 | Under 10 loans | 0.0% |
| Camden County, MO | 2 | Under 10 loans | 33.3% |
| Colfax County, NM | 2 | Under 10 loans | 0.0% |
| Doña Ana County, NM | 2 | Under 10 loans | 0.0% |
| Los Alamos County, NM | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.