Mortgage lenders in Johnson County
15,821 mortgages were made in Johnson County, Kansas, in 2025, by 496 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 19,212 decisions, 2,753 were denials — 14.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 1,962 | 6.250% | $215,000 | 12.3% |
| Rocket Mortgage, LLC | 876 | 6.750% | $225,000 | 13.3% |
| Fairway Independent Mortgage Corporation | 870 | 6.625% | $365,000 | 1.5% |
| Capitol Federal Savings Bank | 625 | 6.875% | $225,000 | 12.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 500 | 6.500% | $355,000 | 10.4% |
| Arvest Bank | 468 | 6.750% | $365,000 | 12.9% |
| First State Bank of St. Charles, Missouri | 404 | 6.500% | $365,000 | 0.0% |
| Commerce Bank | 377 | 6.250% | $135,000 | 24.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 361 | 6.625% | $385,000 | 0.8% |
| U.S. Bank National Association | 338 | 7.900% | $165,000 | 30.7% |
| UMB Bank, National Association | 326 | 5.990% | $195,000 | 25.3% |
| Bank of America, National Association | 316 | 6.240% | $150,000 | 28.0% |
| PENNYMAC LOAN SERVICES, LLC | 296 | 6.624% | $295,000 | 15.3% |
| NBKC BANK | 295 | 6.375% | $385,000 | 8.3% |
| MAINSTREET FEDERAL CREDIT UNION | 263 | 8.000% | $85,000 | 20.0% |
| First National Bank of Omaha | 208 | 7.150% | $155,000 | 24.9% |
| Prosperity Home Mortgage, LLC | 207 | 6.625% | $355,000 | 4.6% |
| NATIONSTAR MORTGAGE LLC | 194 | 8.625% | $85,000 | 9.2% |
| The Central Trust Bank | 180 | 6.375% | $275,000 | 15.0% |
| M SQUARED FINANCIAL LLC | 171 | 6.625% | $355,000 | 0.6% |
| FLAT BRANCH MORTGAGE, INC. | 159 | 6.625% | $345,000 | 0.0% |
| Bell Bank | 154 | 6.495% | $365,000 | 4.9% |
| GUILD MORTGAGE COMPANY | 145 | 6.750% | $305,000 | 3.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 141 | 6.700% | $355,000 | 3.9% |
| Mid-America Bank | 127 | 7.250% | $285,000 | 0.0% |
| First Bank | 124 | 6.625% | $335,000 | 0.8% |
| SUMMIT FUNDING, INC. | 123 | 6.875% | $345,000 | 0.0% |
| Navy Federal Credit Union | 122 | 7.495% | $230,000 | 19.5% |
| JPMorgan Chase Bank, National Association | 121 | 6.250% | $345,000 | 10.8% |
| LEADERONE FINANCIAL CORPORATION | 120 | 6.750% | $320,000 | 9.1% |
| Academy Bank, National Association | 119 | 6.750% | $425,000 | 7.8% |
| FREEDOM MORTGAGE CORPORATION | 114 | 6.250% | $335,000 | 8.2% |
| COMMUNITY MORTGAGE, LLC | 113 | 6.500% | $335,000 | 0.0% |
| Fidelity Bank, National Association | 112 | 7.000% | $315,000 | 10.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 112 | 6.750% | $355,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 105 | 6.500% | $405,000 | 6.9% |
| NEWREZ LLC | 96 | 6.563% | $320,000 | 24.8% |
| Loandepot.Com, LLC | 92 | 8.000% | $135,000 | 22.1% |
| Mortgage Research Center, LLC | 89 | 5.990% | $375,000 | 21.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 88 | 6.313% | $360,000 | 8.1% |
| Waterstone Mortgage Corporation | 85 | 6.750% | $335,000 | 0.0% |
| BMO Bank National Association | 82 | 8.480% | $150,000 | 39.4% |
| THE LOAN STORE, INC. | 82 | 6.813% | $295,000 | 9.5% |
| SPRING EQ, LLC | 80 | 9.013% | $75,000 | 58.7% |
| FIGURE LENDING LLC | 77 | 8.650% | $55,000 | 22.2% |
| T2 FINANCIAL LLC | 77 | 7.125% | $405,000 | 0.0% |
| Mazuma Credit Union | 71 | 7.750% | $155,000 | 16.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 70 | 7.582% | $130,000 | 15.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 68 | 6.250% | $395,000 | 3.9% |
| BOKF, National Association | 67 | 6.875% | $185,000 | 21.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 67 | 6.490% | $355,000 | 11.4% |
| Landmark National Bank | 67 | 6.150% | $385,000 | 2.9% |
| Kiavi Funding, Inc. | 67 | 10.490% | $285,000 | 4.2% |
| GUARANTEED RATE, INC. | 66 | 6.438% | $365,000 | 10.0% |
| ENDEAVOR CAPITAL, LLC. | 65 | 6.500% | $365,000 | 1.5% |
| Coastal Community Bank | 62 | 10.490% | $65,000 | 3.5% |
| Farmers Bank & Trust | 51 | 6.490% | $385,000 | 1.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 51 | 6.375% | $465,000 | 8.8% |
| First Federal Bank of Kansas City | 51 | 6.250% | $205,000 | 13.1% |
| First Federal Bank | 50 | 6.188% | $360,000 | 18.0% |
| Oakstar Bank | 49 | 6.750% | $365,000 | 7.3% |
| LAKEVIEW LOAN SERVICING, LLC | 48 | 7.500% | $110,000 | 51.9% |
| AmeriSave Mortgage Corporation | 47 | 8.375% | $85,000 | 62.5% |
| Wells Fargo Bank, National Association | 47 | 6.500% | $320,000 | 26.6% |
| Equity Bank | 47 | 6.250% | $265,000 | 13.0% |
| Stride Bank, National Association | 46 | 6.813% | $380,000 | 11.3% |
| Broker Solutions, Inc. | 45 | 6.990% | $275,000 | 25.8% |
| Cornerstone First Mortgage, Inc | 41 | 6.625% | $445,000 | 4.7% |
| Morgan Stanley Private Bank, National Association | 39 | 5.900% | $675,000 | 2.4% |
| LENNAR MORTGAGE, LLC | 38 | 5.813% | $285,000 | 0.0% |
| Discover Bank | 37 | 8.950% | $65,000 | 65.8% |
| BETTER MORTGAGE CORPORATION | 37 | 8.125% | $205,000 | 43.3% |
| NBH Bank | 37 | 6.875% | $225,000 | 15.2% |
| Intrust Bank, National Association | 37 | 8.000% | $205,000 | 24.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 36 | 6.750% | $330,000 | 2.7% |
| PNC Bank, National Association | 35 | 6.500% | $135,000 | 40.7% |
| DELMAR FINANCIAL COMPANY | 35 | 6.625% | $365,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 33 | 7.500% | $165,000 | 26.7% |
| Bison State Bank | 33 | 6.125% | $345,000 | 0.0% |
| Zippy Loans, LLC | 32 | 9.150% | $95,000 | 33.3% |
| FIRST OPTION BANK | 31 | Not published | $255,000 | 8.8% |
| Lendage, LLC | 30 | 11.313% | $70,000 | 18.4% |
| DHI MORTGAGE COMPANY, LTD. | 30 | 5.750% | $380,000 | 3.2% |
| Community First National Bank | 29 | Not published | $335,000 | 14.7% |
| USAA Federal Savings Bank | 27 | 6.250% | $295,000 | 20.6% |
| American Mortgage Bank, LLC | 27 | 6.875% | $315,000 | 9.4% |
| Bank of Prairie Village | 27 | Not published | $345,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 26 | 5.902% | $450,000 | 6.9% |
| GoodLeap, LLC | 26 | 6.688% | $170,000 | 21.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 10.458% | $95,000 | 23.5% |
| GENEVA FINANCIAL, LLC | 26 | 6.875% | $335,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 26 | 6.490% | $270,000 | 0.0% |
| Great Southern Bank | 26 | 6.375% | $210,000 | 7.1% |
| Armed Forces Bank, National Association | 25 | 6.375% | $385,000 | 13.8% |
| ENVOY MORTGAGE, LTD | 25 | 6.625% | $315,000 | 3.9% |
| NexBank | 25 | 6.625% | $295,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 24 | 6.125% | $290,000 | 25.0% |
| JLB CORPORATION | 24 | 6.125% | $310,000 | 3.9% |
| Click n' Close, Inc. | 24 | 6.625% | $305,000 | 0.0% |
| CMG MORTGAGE, INC. | 23 | 6.490% | $405,000 | 0.0% |
| LOWER, LLC | 22 | 7.188% | $310,000 | 14.8% |
| Flagstar Bank, N.A. | 21 | 6.833% | $235,000 | 36.4% |
| ZILLOW HOME LOANS, LLC | 21 | 6.125% | $305,000 | 8.7% |
| Valon Mortgage, Inc. | 21 | 8.250% | $45,000 | 11.5% |
| Outdoor Bank | 21 | Not published | $445,000 | 0.0% |
| CoreFirst Bank & Trust | 21 | 8.000% | $255,000 | 0.0% |
| Security Bank of Kansas City | 20 | Not published | $210,000 | 8.3% |
| KIND LENDING, LLC | 20 | 6.625% | $380,000 | 23.1% |
| Mutual Savings Association | 20 | Not published | $305,000 | 0.0% |
| Sunflower Bank, National Association | 19 | 6.490% | $395,000 | 17.4% |
| Paramount Residential Mortgage Group, Inc. | 19 | 6.750% | $335,000 | 5.0% |
| PLANET HOME LENDING, LLC | 19 | 6.375% | $325,000 | 9.5% |
| Sierra Pacific Mortgage Company, Inc. | 18 | 6.813% | $315,000 | 14.3% |
| Midwest Mortgage Associates Corporation | 18 | 6.875% | $410,000 | 0.0% |
| First Federal Savings and Loan Bank | 18 | Not published | $165,000 | 9.5% |
| Bethpage Federal Credit Union | 17 | 6.490% | $115,000 | 29.2% |
| Empeople Credit Union | 17 | 6.240% | $315,000 | 14.3% |
| EVERETT FINANCIAL, INC. | 17 | 6.625% | $315,000 | 5.6% |
| Cornerstone Bank | 17 | Not published | $395,000 | 0.0% |
| Plains Commerce Bank | 16 | 6.438% | $435,000 | 15.8% |
| Envista Credit Union | 16 | 7.375% | $75,000 | 10.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 9.313% | $115,000 | 58.7% |
| Tomo Mortgage, LLC | 14 | 6.125% | $485,000 | 6.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 14 | 6.750% | $335,000 | 5.6% |
| ALLIANT CREDIT UNION | 14 | 6.563% | $415,000 | 0.0% |
| A&D Mortgage LLC | 14 | 6.125% | $405,000 | 6.7% |
| Citibank, National Association | 14 | 6.350% | $285,000 | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 14 | 6.500% | $350,000 | 6.7% |
| Union Bank and Trust Company | 14 | 6.500% | $205,000 | 6.3% |
| North American Savings Bank, F.S.B. | 13 | 6.490% | $335,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 13 | 6.125% | $185,000 | 7.1% |
| Stifel Bank and Trust | 13 | 6.375% | $325,000 | 7.1% |
| Enterprise Bank & Trust | 12 | Not published | $240,000 | 33.3% |
| OCMBC, INC. | 12 | 7.313% | $245,000 | 25.0% |
| Truist Bank | 12 | 6.625% | $375,000 | 7.7% |
| Azura Credit Union | 11 | 7.500% | $55,000 | 51.7% |
| PHH Mortgage Corporation | 11 | 6.125% | $365,000 | 8.3% |
| QUORUM FEDERAL CREDIT UNION | 11 | 8.250% | $95,000 | 27.3% |
| Baxter Credit Union | 11 | 7.500% | $105,000 | 7.7% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.933% | $270,000 | 28.6% |
| CANOPY MORTGAGE, LLC | 10 | 6.750% | $410,000 | 9.1% |
| Truity Federal Credit Union | 10 | 6.563% | $465,000 | 9.1% |
| Hawthorn Bank | 10 | 6.250% | $475,000 | 28.6% |
| Great American Bank | 10 | Not published | $270,000 | 23.1% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.025% | $560,000 | 0.0% |
| Gateway First Bank | 10 | 6.625% | $405,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 40.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 28.6% |
| AAA CAPITAL INVESTMENT, INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HEARTLAND CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| WALKER & DUNLOP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MEGASTAR FINANCIAL CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MERITRUST Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Emprise Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Busey Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Genesis Capital, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MID AMERICAN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDLO MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 83.8% |
| Central National Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| FRONTIER COMMUNITY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 10.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Community National Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Nodaway Valley Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Patriots Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KS StateBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Silver Lake Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Flint Hills | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 296 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Johnson County
229 FDIC-insured branches from 60 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
13 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Country Club Bank, 11181 Overbrook Rd, Leawood
- Country Club Bank, 13451 Briar Dr, Leawood
- Country Club Bank, 18675 W 151st St, Olathe
- Country Club Bank, 2001 Shawnee Mission Pkwy, Shawnee Mission
- Country Club Bank, 21911 W 66th St, Shawnee
- Country Club Bank, 23600 College Blvd, Olathe
- Country Club Bank, 9100 Park, Lenexa
- Country Club Bank, 9400 Mission Rd, Shawnee Mission
- First Interstate Bank, 10610 Shawnee Mission Pkwy, Shawnee
- First Interstate Bank, 8001 Metcalf Ave, Ste 100, Overland Park
- Security Bank of Kansas City, 6040 Martway St, Mission
- Small Business Bank, 13423 W 92nd St, Lenexa
- UMB Bank, National Association, 9500 Lackman Rd, Lenexa
Get told when this changes
When the next year’s lending figures are out for Johnson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.