Busey Bank
Busey Bank received 2,070 applications in 2025 and made 1,481 mortgages, in 137 counties across 24 states. The median rate its borrowers got was 7.125% on a median loan of $145,000. Of 1,746 decisions, 243 were denials — 13.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300O7SGM8FH65GQ47 |
|---|---|
| Applications received | 2,070 |
| Mortgages made | 1,481 |
| Denied | 243 |
| Approved, not taken up | 22 |
| Withdrawn or incomplete | 324 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.5325 points |
| FDIC-insured bank | Yes: Busey Bank, 81 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 767 | 6.750% | $195,000 | 10.2% |
| Refinancing | 264 | 7.750% | $105,000 | 15.2% |
| Cash-out refinancing | 58 | 6.688% | $125,000 | 23.7% |
| Other purposes | 392 | 8.000% | $75,000 | 18.0% |
Where Busey Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Champaign County, IL | 274 | 6.875% | 11.0% |
| Madison County, IL | 199 | 7.750% | 8.6% |
| Cook County, IL | 165 | 7.250% | 17.5% |
| McLean County, IL | 93 | 7.250% | 19.7% |
| Macon County, IL | 78 | 6.688% | 13.3% |
| Will County, IL | 74 | 7.125% | 21.3% |
| Peoria County, IL | 47 | 7.250% | 16.1% |
| St. Louis County, MO | 45 | 6.842% | 17.9% |
| Marion County, IN | 40 | 7.125% | 11.1% |
| Lee County, FL | 33 | 7.750% | 17.5% |
| Tazewell County, IL | 32 | 7.188% | 17.5% |
| DuPage County, IL | 28 | 7.750% | 14.7% |
| St. Clair County, IL | 24 | 7.700% | 17.2% |
| Grundy County, IL | 19 | 7.500% | 8.7% |
| Piatt County, IL | 18 | 6.875% | 5.3% |
| St. Louis city, MO | 14 | 7.170% | 12.5% |
| Douglas County, IL | 13 | 6.625% | 12.5% |
| Vermilion County, IL | 12 | 6.938% | 20.0% |
| Woodford County, IL | 12 | 6.813% | 7.7% |
| Kane County, IL | 11 | 7.750% | 0.0% |
| Lake County, IL | 11 | 7.750% | 0.0% |
| St. Charles County, MO | 9 | Under 10 loans | 18.2% |
| Oklahoma County, OK | 9 | Under 10 loans | 18.2% |
| Kendall County, IL | 8 | Under 10 loans | 11.1% |
| Livingston County, IL | 8 | Under 10 loans | 0.0% |
| Macoupin County, IL | 8 | Under 10 loans | 33.3% |
| Johnson County, KS | 8 | Under 10 loans | 11.1% |
| Hamilton County, IN | 7 | Under 10 loans | 0.0% |
| El Paso County, CO | 6 | Under 10 loans | 0.0% |
| Charlotte County, FL | 6 | Under 10 loans | 33.3% |
| Collier County, FL | 6 | Under 10 loans | 0.0% |
| De Witt County, IL | 6 | Under 10 loans | 14.3% |
| Ford County, IL | 6 | Under 10 loans | 14.3% |
| Iroquois County, IL | 6 | Under 10 loans | 0.0% |
| Jersey County, IL | 6 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 6 | Under 10 loans | 0.0% |
| Tulsa County, OK | 6 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 5 | Under 10 loans | 33.3% |
| Camden County, MO | 5 | Under 10 loans | 28.6% |
| Sarasota County, FL | 4 | Under 10 loans | 63.6% |
| Knox County, IL | 4 | Under 10 loans | 0.0% |
| LaSalle County, IL | 4 | Under 10 loans | 20.0% |
| Sangamon County, IL | 4 | Under 10 loans | 0.0% |
| Bond County, IL | 3 | Under 10 loans | 0.0% |
| Coles County, IL | 3 | Under 10 loans | 40.0% |
| Edgar County, IL | 3 | Under 10 loans | 0.0% |
| Logan County, IL | 3 | Under 10 loans | 25.0% |
| Moultrie County, IL | 3 | Under 10 loans | 0.0% |
| Shelby County, IL | 3 | Under 10 loans | 40.0% |
| Johnson County, IN | 3 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.