Mortgage Lender Index

Mortgage lenders in Bond County

267 mortgages were made in Bond County, Illinois, in 2025, by 105 lenders. The median rate their borrowers got was 6.625% on a median loan of $125,000. Of 367 decisions, 86 were denials — 23.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Bradford National Bank of Greenville 66 Not published $115,000 4.2%
The FNB Community Bank 24 Not published $85,000 11.1%
Broker Solutions, Inc. 13 6.625% $125,000 7.1%
FCB Banks 13 6.750% $155,000 18.8%
Rocket Mortgage, LLC 10 6.625% $165,000 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 30.8%
SCOTT CREDIT UNION 8 Under 10 loans Under 10 loans 11.1%
ENDEAVOR CAPITAL, LLC. 8 Under 10 loans Under 10 loans 0.0%
Midland States Bank 7 Under 10 loans Under 10 loans 23.1%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 14.3%
First Mid Bank & Trust, National Association 5 Under 10 loans Under 10 loans 44.4%
Equity Prime Mortgage LLC 5 Under 10 loans Under 10 loans 0.0%
Bank of Hillsboro, National Association 4 Under 10 loans Under 10 loans 42.9%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Regions Bank 3 Under 10 loans Under 10 loans 42.9%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 Under 10 loans Under 10 loans 0.0%
Bank of Springfield 3 Under 10 loans Under 10 loans 0.0%
Busey Bank 3 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 62.5%
GERSHMAN INVESTMENT CORP. 2 Under 10 loans Under 10 loans 60.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 50.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 33.3%
Carrollton Bank 2 Under 10 loans Under 10 loans 33.3%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
Germantown Trust & Savings Bank 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
JLB CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Dieterich Bank 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 80.0%
1ST MIDAMERICA CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
1NB Bank 1 Under 10 loans Under 10 loans 50.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 50.0%
United Community Bank 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
WRIGHT-PATT CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 50.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
CITIZENS EQUITY FIRST 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Great Southern Bank 1 Under 10 loans Under 10 loans 0.0%
State Bank 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
CNB Bank And Trust, N.A. 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Pana 1 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
The Peoples State Bank of Newton, Illinois 1 Under 10 loans Under 10 loans 0.0%
JUSTICE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bank of Belleville 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
FRONTIER FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Longview Bank 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
Scott State Bank 1 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Petefish, Skiles & Co. 0 Under 10 loans Under 10 loans 100.0%
Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
CREDIT UNION 1 0 Under 10 loans Under 10 loans Not published
FUNDLOANS CAPITAL 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
The First National Bank of Ava 0 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
POLISH & SLAVIC 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
GCS Credit Union 0 Under 10 loans Under 10 loans Not published
IOWA BANKERS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Bond County

7 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Bradford National Bank of Greenville 2$280.8 million
The FNB Community Bank 2$75.9 million
The Peoples State Bank of Newton, Illinois 1$35.3 million
Constitution Bank, National Association 1$27.7 million
Midland States Bank 1$27.3 million

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When the next year’s lending figures are out for Bond County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.