Scott State Bank
Scott State Bank received 86 applications in 2025 and made 66 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $85,000. Of 84 decisions, 18 were denials — 21.4%.
| Legal Entity Identifier | 549300VJ2DUIQKBO9U08 |
|---|---|
| Applications received | 86 |
| Mortgages made | 66 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Scott State Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $105,000 | 30.0% |
| Refinancing | 10 | Not published | $160,000 | 9.1% |
| Cash-out refinancing | 16 | Not published | $70,000 | 27.3% |
| Other purposes | 19 | Not published | $35,000 | 9.5% |
Where Scott State Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Macon County, IL | 26 | Not published | 21.2% |
| Moultrie County, IL | 26 | Not published | 27.8% |
| Shelby County, IL | 4 | Under 10 loans | 20.0% |
| De Witt County, IL | 3 | Under 10 loans | 0.0% |
| Christian County, IL | 2 | Under 10 loans | 0.0% |
| Coles County, IL | 2 | Under 10 loans | 0.0% |
| Bond County, IL | 1 | Under 10 loans | 0.0% |
| Effingham County, IL | 1 | Under 10 loans | 0.0% |
| Piatt County, IL | 1 | Under 10 loans | 0.0% |
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When Scott State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.