1ST MIDAMERICA CREDIT UNION
1ST MIDAMERICA CREDIT UNION received 702 applications in 2025 and made 455 mortgages, in 41 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 636 decisions, 144 were denials — 22.6%.
| Legal Entity Identifier | 549300OARXTADS0L8L11 |
|---|---|
| Applications received | 702 |
| Mortgages made | 455 |
| Denied | 144 |
| Approved, not taken up | 37 |
| Withdrawn or incomplete | 66 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 191 | Not published | $145,000 | 6.7% |
| Refinancing | 17 | Not published | $125,000 | 25.0% |
| Cash-out refinancing | 54 | Not published | $70,000 | 29.1% |
| Other purposes | 193 | Not published | $55,000 | 31.2% |
Where 1ST MIDAMERICA CREDIT UNION lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, IL | 284 | Not published | 20.1% |
| Jersey County, IL | 52 | Not published | 18.2% |
| Macoupin County, IL | 26 | Not published | 26.3% |
| Jackson County, MO | 22 | Not published | 16.1% |
| Greene County, IL | 8 | Under 10 loans | 25.0% |
| St. Louis County, MO | 8 | Under 10 loans | 0.0% |
| Macon County, IL | 6 | Under 10 loans | 60.0% |
| St. Clair County, IL | 6 | Under 10 loans | 46.2% |
| St. Charles County, MO | 6 | Under 10 loans | 25.0% |
| Calhoun County, IL | 4 | Under 10 loans | 28.6% |
| Sangamon County, IL | 4 | Under 10 loans | 16.7% |
| Cass County, MO | 3 | Under 10 loans | 0.0% |
| Christian County, IL | 2 | Under 10 loans | 0.0% |
| Clinton County, IL | 2 | Under 10 loans | 40.0% |
| Monroe County, IL | 2 | Under 10 loans | 33.3% |
| Jefferson County, MO | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Bond County, IL | 1 | Under 10 loans | 50.0% |
| Clark County, IL | 1 | Under 10 loans | 0.0% |
| De Witt County, IL | 1 | Under 10 loans | 75.0% |
| Montgomery County, IL | 1 | Under 10 loans | 80.0% |
| Morgan County, IL | 1 | Under 10 loans | 0.0% |
| Moultrie County, IL | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 1 | Under 10 loans | 0.0% |
| Bates County, MO | 1 | Under 10 loans | 0.0% |
| Benton County, MO | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Clark County, MO | 1 | Under 10 loans | 0.0% |
| Clinton County, MO | 1 | Under 10 loans | 0.0% |
| Franklin County, MO | 1 | Under 10 loans | 0.0% |
| Livingston County, MO | 1 | Under 10 loans | 0.0% |
| Warren County, MO | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
| Adams County, IL | 0 | Under 10 loans | 0.0% |
| Jackson County, IL | 0 | Under 10 loans | 100.0% |
| Marion County, IL | 0 | Under 10 loans | 100.0% |
| Pike County, IL | 0 | Under 10 loans | Not published |
| Iron County, MO | 0 | Under 10 loans | 100.0% |
| St. Clair County, MO | 0 | Under 10 loans | 100.0% |
Get told when this changes
When 1ST MIDAMERICA CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.