The First National Bank of Ava
The First National Bank of Ava received 34 applications in 2025 and made 17 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 30 decisions, 7 were denials — 23.3%, most often for credit history.
| Legal Entity Identifier | 549300OZZQ1ZON9W1K45 |
|---|---|
| Applications received | 34 |
| Mortgages made | 17 |
| Denied | 7 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Ava, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | Not published | $175,000 | 22.7% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where The First National Bank of Ava lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, IL | 11 | Not published | 31.6% |
| Randolph County, IL | 2 | Under 10 loans | 0.0% |
| Monroe County, IL | 1 | Under 10 loans | 0.0% |
| Perry County, IL | 1 | Under 10 loans | 50.0% |
| Pike County, IN | 1 | Under 10 loans | 0.0% |
| Cape Girardeau County, MO | 1 | Under 10 loans | 0.0% |
| Bond County, IL | 0 | Under 10 loans | 0.0% |
| St. Clair County, IL | 0 | Under 10 loans | Not published |
| Williamson County, IL | 0 | Under 10 loans | 0.0% |
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When The First National Bank of Ava’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.