Mortgage Lender Index

ROYAL UNITED MORTGAGE LLC

ROYAL UNITED MORTGAGE LLC received 8,724 applications in 2025 and made 4,960 mortgages, in 1,877 counties across 33 states. The median rate its borrowers got was 6.875% on a median loan of $105,000. Of 7,293 decisions, 2,137 were denials — 29.3%, most often for collateral.

Legal Entity Identifier549300UG7QXKM7KGV847
Applications received8,724
Mortgages made4,960
Denied2,137
Approved, not taken up196
Withdrawn or incomplete1,431
Loans bought from other lenders4
Median rate spread over the prime offer rate1.059 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase170 6.750%$145,000 29.8%
Refinancing4,790 6.875%$105,000 29.3%

Where ROYAL UNITED MORTGAGE LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Harris County, TX 1037.000%37.6%
Marion County, IN 636.750%23.2%
Dallas County, TX 636.875%29.0%
Tarrant County, TX 637.000%19.5%
Bexar County, TX 617.000%44.8%
Cook County, IL 417.000%36.4%
Wayne County, MI 406.938%36.4%
El Paso County, TX 397.125%24.5%
Erie County, NY 386.875%22.5%
St. Louis County, MO 316.875%16.2%
Jackson County, MO 266.500%13.3%
Cuyahoga County, OH 256.875%44.2%
Allegheny County, PA 256.875%23.5%
Hidalgo County, TX 247.063%21.2%
Montgomery County, TX 246.688%39.0%
Travis County, TX 246.625%23.5%
Suffolk County, NY 236.750%31.4%
Fort Bend County, TX 236.875%20.7%
Bell County, TX 226.938%25.8%
Hamilton County, IN 216.625%8.7%
Oklahoma County, OK 216.750%24.1%
Monroe County, NY 206.813%25.8%
Summit County, OH 206.750%13.0%
Shelby County, TN 206.813%34.4%
Denton County, TX 206.500%33.3%
Jefferson County, AL 196.875%27.6%
Onondaga County, NY 186.625%30.8%
Lorain County, OH 186.563%28.0%
Williamson County, TX 186.500%23.1%
Maricopa County, AZ 176.375%24.0%
Allen County, IN 176.375%22.7%
Collin County, TX 176.500%32.0%
Lake County, IN 166.688%22.7%
Madison County, IN 166.500%23.8%
St. Joseph County, IN 166.625%22.7%
Galveston County, TX 166.938%30.4%
Johnson County, IN 156.500%10.5%
McLennan County, TX 157.000%27.3%
Gwinnett County, GA 146.875%17.7%
Sedgwick County, KS 146.938%26.3%
Nassau County, NY 146.125%34.8%
Niagara County, NY 146.938%26.3%
Hamilton County, OH 146.563%12.5%
Montgomery County, OH 146.813%22.2%
Volusia County, FL 136.625%23.5%
Shelby County, IN 137.125%0.0%
Jefferson County, KY 136.875%16.7%
Guilford County, NC 136.750%0.0%
Mobile County, AL 126.688%25.0%
Pima County, AZ 126.500%0.0%

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When ROYAL UNITED MORTGAGE LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.