Mortgage Lender Index

Mortgage lenders in Hamilton County

19,310 mortgages were made in Hamilton County, Ohio, in 2025, by 512 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 25,511 decisions, 5,222 were denials — 20.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Fifth Third Bank, National Association 1,606 7.500% $105,000 30.9%
Union Savings Bank 961 6.750% $225,000 5.3%
UNITED SHORE FINANCIAL SERVICES, LLC 946 6.500% $235,000 12.5%
The Huntington National Bank 838 7.020% $175,000 31.8%
Rocket Mortgage, LLC 829 6.625% $185,000 18.5%
PNC Bank, National Association 629 7.000% $105,000 27.8%
CROSSCOUNTRY MORTGAGE, INC. 558 6.714% $255,000 4.9%
First Financial Bank 532 5.990% $135,000 29.6%
U.S. Bank National Association 527 7.600% $135,000 43.2%
Third Federal Savings and Loan Association of Cleveland 527 6.750% $125,000 22.0%
UNION HOME MORTGAGE CORP. 417 6.750% $225,000 6.2%
Guardian Savings Bank 377 6.750% $215,000 14.4%
The North Side Bank & Trust Company 312 7.000% $125,000 11.8%
GENERAL ELECTRIC CREDIT UNION 311 5.990% $105,000 17.7%
KEMBA CREDIT UNION, INC. 279 7.250% $145,000 22.9%
FIRST COMMUNITY MORTGAGE, INC. 278 6.750% $245,000 3.8%
CINFED Federal Credit Union 276 7.000% $125,000 11.2%
GUARANTEED RATE, INC. 254 6.625% $285,000 5.8%
LCNB National Bank 244 6.500% $255,000 6.3%
Kiavi Funding, Inc. 216 7.625% $165,000 5.2%
GUARANTEED RATE AFFINITY, LLC 209 6.625% $265,000 9.1%
JPMorgan Chase Bank, National Association 194 6.500% $235,000 13.9%
SUPERIOR CREDIT UNION, INC. 183 6.375% $175,000 18.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 176 6.813% $255,000 2.7%
NEWREZ LLC 172 6.750% $220,000 28.9%
PENNYMAC LOAN SERVICES, LLC 164 6.499% $220,000 20.6%
FREEDOM MORTGAGE CORPORATION 147 6.250% $205,000 14.4%
Fairway Independent Mortgage Corporation 145 6.875% $215,000 3.9%
Mortgage Research Center, LLC 144 6.250% $255,000 23.6%
Warsaw Federal Savings and Loan Association 144 6.450% $255,000 13.7%
WRIGHT-PATT CREDIT UNION, INC. 140 7.500% $115,000 40.4%
RiverHills Bank 140 6.500% $245,000 15.3%
RUOFF MORTGAGE COMPANY, INC. 127 6.750% $225,000 4.1%
WesBanco Bank, Inc. 123 6.375% $205,000 20.0%
NATIONSTAR MORTGAGE LLC 123 7.625% $125,000 17.0%
SIBCY CLINE MORTGAGE SERVICES, INC. 122 6.625% $245,000 8.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY 122 6.750% $225,000 6.9%
MM LENDING, LLC 119 12.000% $205,000 0.0%
Republic Bank & Trust Company 118 5.990% $155,000 14.9%
The Park National Bank 110 6.852% $215,000 16.4%
Loandepot.Com, LLC 104 6.933% $125,000 37.7%
Bank of America, National Association 103 5.990% $225,000 36.4%
AMERICAN FINANCIAL RESOURCES, INC. 102 6.625% $225,000 3.7%
THE LOAN STORE, INC. 99 6.875% $225,000 5.5%
Broker Solutions, Inc. 97 6.875% $185,000 16.4%
FIGURE LENDING LLC 97 8.900% $65,000 28.8%
Paramount Residential Mortgage Group, Inc. 97 6.875% $235,000 7.6%
Navy Federal Credit Union 90 7.063% $175,000 29.5%
RAPID MORTGAGE COMPANY 86 6.875% $245,000 1.1%
Stock Yards Bank & Trust Company 86 5.990% $255,000 11.0%
First Commonwealth Bank 85 6.430% $235,000 18.8%
STOCKTON MORTGAGE CORPORATION 85 6.875% $245,000 7.6%
AMERICAN PACIFIC MORTGAGE CORPORATION 82 6.875% $230,000 11.8%
Civista Bank 79 6.750% $195,000 7.7%
CINCINNATI OHIO POLICE 79 Not published $65,000 0.0%
LOWER, LLC 77 6.500% $245,000 14.4%
Citizens Bank, National Association 74 7.400% $105,000 25.0%
NFM, INC. 70 6.933% $265,000 7.9%
VICTORY MORTGAGE, L.L.C. 67 6.125% $415,000 4.3%
DAS Acquisition Company, LLC 66 6.750% $225,000 1.4%
DOMINION FINANCIAL SERVICES, LLC 65 7.000% $175,000 0.0%
Coastal Community Bank 60 10.490% $55,000 3.0%
Prosperity Home Mortgage, LLC 60 6.438% $240,000 15.5%
Spring Valley Bank 58 Not published $185,000 18.8%
BAYSHORE MORTGAGE FUNDING, LLC 58 6.750% $225,000 0.0%
AmeriSave Mortgage Corporation 56 8.120% $75,000 72.3%
GoodLeap, LLC 52 6.438% $135,000 21.1%
POLARIS HOME FUNDING CORP. 52 7.188% $185,000 3.0%
SPRING EQ, LLC 48 10.813% $65,000 61.4%
KeyBank National Association 47 7.000% $195,000 31.9%
1st National Bank 47 6.490% $235,000 2.1%
Peoples Bank 46 6.863% $180,000 18.6%
GVC MORTGAGE, INC. 46 6.495% $250,000 0.0%
BPL MORTGAGE TRUST, LLC 45 7.250% $185,000 17.5%
The Cincinnatus Savings & Loan Co. 45 Not published $235,000 13.2%
Synergy One Lending, Inc. 44 6.688% $220,000 13.2%
SOFI BANK, NATIONAL ASSOCIATION 42 7.250% $135,000 17.7%
CARRINGTON MORTGAGE SERVICES, LLC 42 6.312% $170,000 50.9%
Sharefax Credit Union 42 Not published $160,000 18.6%
Equity Prime Mortgage LLC 40 6.625% $215,000 18.4%
German American Bank 39 6.500% $405,000 16.3%
NATIONS DIRECT MORTGAGE, LLC 39 6.250% $195,000 9.3%
RF RENOVO MANAGEMENT COMPANY, LLC 39 7.500% $245,000 0.0%
FIRST EQUITY MORTGAGE INCORPORATED 38 5.990% $350,000 22.5%
DEEPHAVEN MORTGAGE LLC 37 7.500% $165,000 32.1%
254900CTT87ZKAUTIJ37 37 7.750% $165,000 11.9%
Lendage, LLC 36 11.125% $65,000 14.0%
Luminate Bank 36 6.750% $210,000 2.7%
CHURCHILL MORTGAGE CORPORATION 36 6.813% $210,000 2.5%
ZILLOW HOME LOANS, LLC 34 6.625% $215,000 7.9%
AMERICAN HERITAGE LENDING, LLC 33 7.875% $195,000 0.0%
PLANET HOME LENDING, LLC 33 6.125% $185,000 19.1%
SUN WEST MORTGAGE COMPANY, INC. 33 6.125% $225,000 18.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 33 6.750% $255,000 2.9%
MUTUAL OF OMAHA MORTGAGE, INC. 32 6.250% $195,000 30.6%
RMC HOME MORTGAGE, LLC 32 5.750% $400,000 5.9%
LAKEVIEW LOAN SERVICING, LLC 30 6.370% $235,000 54.7%
Truist Bank 30 6.438% $255,000 45.5%
VAN DYK MORTGAGE CORPORATION 30 6.875% $255,000 0.0%
T2 FINANCIAL LLC 30 6.625% $225,000 2.9%
The State Bank and Trust Company 30 6.375% $240,000 3.2%
Liberty 29 6.625% $255,000 3.2%
SUCCESS MORTGAGE PARTNERS, INC. 28 6.625% $240,000 3.5%
CMG MORTGAGE, INC. 27 6.990% $265,000 3.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 27 6.375% $375,000 3.6%
M/I FINANCIAL, LLC 26 5.875% $440,000 2.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. 26 10.360% $90,000 6.7%
FCN Bank, National Association 26 Not published $235,000 0.0%
LENDINGONE, LLC 25 7.460% $175,000 56.1%
GENEVA FINANCIAL, LLC 25 6.625% $155,000 0.0%
Loan Funder LLC 24 10.500% $150,000 20.0%
BoxCar Mortgage, LLC 24 6.870% $235,000 3.9%
AMERIHOME MORTGAGE COMPANY, LLC 23 6.375% $245,000 14.3%
VELOCITY COMMERCIAL CAPITAL, LLC 23 10.115% $145,000 4.2%
NEW DAY FINANCIAL, LLC 22 6.875% $210,000 52.9%
USAA Federal Savings Bank 22 6.500% $270,000 33.3%
Heritage Bank, Inc. 22 Not published $135,000 31.3%
HOMEXPRESS MORTGAGE CORP. 21 8.125% $185,000 47.6%
CHAMPIONS FUNDING, LLC 21 7.500% $185,000 12.5%
Valon Mortgage, Inc. 21 8.050% $55,000 18.2%
KIND LENDING, LLC 21 7.250% $185,000 29.0%
TELHIO 21 8.000% $55,000 15.4%
A&D Mortgage LLC 21 6.750% $205,000 8.7%
Valley Central Bank 21 Not published $185,000 0.0%
Discover Bank 20 9.245% $70,000 83.1%
NBKC BANK 20 6.125% $350,000 20.0%
3RD STREET FINANCIAL CORP. 20 6.495% $240,000 0.0%
Wells Fargo Bank, National Association 19 6.500% $185,000 37.5%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 19 6.500% $225,000 3.5%
Click n' Close, Inc. 19 6.375% $225,000 0.0%
Morgan Stanley Private Bank, National Association 19 6.200% $605,000 0.0%
UBS Bank USA 19 6.125% $555,000 5.0%
The Federal Savings Bank 18 6.688% $270,000 18.2%
Cornerstone First Mortgage, Inc 18 6.688% $235,000 0.0%
Northpointe Bank 18 7.688% $165,000 0.0%
NVR Mortgage Finance, Inc. 18 5.750% $300,000 18.2%
BETTER MORTGAGE CORPORATION 17 8.000% $95,000 50.0%
Plains Commerce Bank 17 6.625% $345,000 10.5%
OCMBC, INC. 17 7.499% $165,000 3.9%
Forcht Bank, National Association 17 6.750% $345,000 10.5%
Genesis Capital, LLC 17 8.250% $155,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 16 9.750% $115,000 65.2%
The Harrison Building and Loan Association 16 Not published $110,000 0.0%
LIBERTY HOME MORTGAGE CORPORATION 15 7.125% $225,000 6.3%
MOVEMENT MORTGAGE, LLC 15 6.500% $215,000 5.3%
NEXERA HOLDING LLC 15 7.250% $155,000 21.1%
RPE Home, Inc 15 11.250% $185,000 6.3%
TOP FLITE FINANCIAL, INC. 15 6.875% $155,000 16.7%
VILLAGE CAPITAL & INVESTMENT LLC 14 5.750% $305,000 33.3%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 14 6.120% $330,000 19.1%
LIMA ONE CAPITAL, LLC 14 8.325% $170,000 12.5%
ROYAL UNITED MORTGAGE LLC 14 6.563% $150,000 12.5%
AURGROUP FINANCIAL CREDIT UNION, INC. 14 7.250% $65,000 17.7%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 14 6.625% $305,000 0.0%
254900M2C4Q6DATP2889 13 6.250% $215,000 43.5%
AMERICAN FINANCIAL NETWORK, INC. 13 6.750% $245,000 35.0%
Mortgage Right 13 6.625% $285,000 7.1%
RELIANCE FIRST CAPITAL, LLC 13 6.500% $175,000 7.1%
MISSION LOANS, LLC 12 8.120% $115,000 0.0%
PLAZA HOME MORTGAGE, INC. 12 6.750% $225,000 45.5%
ALLIANT CREDIT UNION 12 6.438% $315,000 33.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 12 6.563% $225,000 0.0%
Tomo Mortgage, LLC 11 6.625% $275,000 15.4%
Ixonia Bank 11 6.750% $215,000 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. 11 7.125% $145,000 8.3%
Community Trust Bank, Inc. 11 7.125% $145,000 15.4%
Charles Schwab Bank, SSB 11 5.500% $385,000 8.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC 11 Not published $7,575,000 0.0%
21st Mortgage Corporation 10 8.950% $90,000 73.0%
DHI MORTGAGE COMPANY, LTD. 10 4.990% $265,000 33.3%
Flagstar Bank, N.A. 10 6.667% $305,000 33.3%
TEMPLE VIEW CAPITAL FUNDING, LP 10 7.750% $165,000 9.1%
FINANCE OF AMERICA REVERSE LLC 10 6.625% $170,000 9.1%
Peoples First Savings Bank 10 Not published $175,000 0.0%
AMERICAN FINANCING CORPORATION 9 Under 10 loans Under 10 loans 52.0%
AMERITRUST MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 10.0%
Gateway First Bank 9 Under 10 loans Under 10 loans 10.0%
Peoples Exchange Bank 9 Under 10 loans Under 10 loans 18.2%
LENDSURE MORTGAGE CORP. 9 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 9 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 9 Under 10 loans Under 10 loans 10.0%
General Mortgage Capital Corporation 9 Under 10 loans Under 10 loans 0.0%
Miami Savings Bank 9 Under 10 loans Under 10 loans 10.0%
City National Bank of West Virginia 9 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 8 Under 10 loans Under 10 loans 20.0%
LoanUnited.com, LLC 8 Under 10 loans Under 10 loans 27.3%
CF Bank, National Association 8 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 8 Under 10 loans Under 10 loans 20.0%
EMM LOANS LLC 8 Under 10 loans Under 10 loans 11.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC 8 Under 10 loans Under 10 loans 0.0%
Leader Bank, National Association 8 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 8 Under 10 loans Under 10 loans 0.0%
LAKE MICHIGAN CREDIT UNION 8 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 7 Under 10 loans Under 10 loans 44.4%
ENDEAVOR CAPITAL, LLC. 7 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 7 Under 10 loans Under 10 loans 12.5%
Zippy Loans, LLC 7 Under 10 loans Under 10 loans 12.5%
First Federal Savings and Loan Association of Lakewood 7 Under 10 loans Under 10 loans 22.2%
First Federal Bank 7 Under 10 loans Under 10 loans 22.2%
ARC HOME LLC 7 Under 10 loans Under 10 loans 12.5%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 312 lenders each made 7 or fewer mortgages here, and are counted in the totals above.

Bank branches in Hamilton County

233 FDIC-insured branches from 32 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Fifth Third Bank, National Association 43$40.3 billion
U.S. Bank National Association 25$92.4 billion
PNC Bank, National Association 25$6.7 billion
First Financial Bank 20$3.8 billion
JPMorgan Chase Bank, National Association 15$1.3 billion
The Huntington National Bank 14$2.6 billion
Bank of America, National Association 10$126.6 million
Union Savings Bank 9$1.2 billion
KeyBank National Association 9$979.5 million
The North Side Bank and Trust Company 8$932.1 million
LCNB National Bank 7$254.4 million
First Commonwealth Bank 6$326.7 million
Guardian Savings Bank 5$480.2 million
Stock Yards Bank & Trust Company 4$633.8 million
WesBanco Bank, Inc. 3$282.5 million
Republic Bank & Trust Company 3$219.6 million
The Cincinnatus Savings & Loan Co. 3$163.0 million
Miami Savings Bank 3$106.9 million
Peoples Bank 3$50.1 million
Woodforest National Bank 3$8.2 million
The Park National Bank 2$210.8 million
The Harrison Building and Loan Association 2$184.3 million
CFBank, National Association 2$165.7 million
Forcht Bank, National Association 1$100.2 million
FCN Bank, National Association 1$87.7 million
Truist Bank 1$72.9 million
Warsaw Federal Savings and Loan Association 1$71.9 million
Spring Valley Bank 1$67.0 million
Valley Central Bank 1$62.6 million
Heritage Bank, Inc. 1$46.7 million
German American Bank 1$23.9 million
1st National Bank 1$0

Closed since the 2025 survey

6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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When the next year’s lending figures are out for Hamilton County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.