Mortgage Lender Index

Spring Valley Bank

Spring Valley Bank received 95 applications in 2025 and made 65 mortgages, in 7 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 90 decisions, 17 were denials — 18.9%.

Legal Entity Identifier254900G0ZC4S8EO1W523
Applications received95
Mortgages made65
Denied17
Approved, not taken up8
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Spring Valley Bank, 1 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase53 Not published$185,000 19.7%
Refinancing4 Under 10 loansUnder 10 loans 0.0%
Other purposes8 Under 10 loansUnder 10 loans 20.0%

Where Spring Valley Bank lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hamilton County, OH 58Not published18.8%
Butler County, OH 3Under 10 loans25.0%
Dearborn County, IN 1Under 10 loans0.0%
Campbell County, KY 1Under 10 loans0.0%
Charlevoix County, MI 1Under 10 loans0.0%
Clermont County, OH 1Under 10 loans0.0%
Kenton County, KY 0Under 10 loans50.0%

Get told when this changes

When Spring Valley Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.