Peoples First Savings Bank
Peoples First Savings Bank received 42 applications in 2025 and made 37 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $195,000. Of 41 decisions, 1 were denials — 2.4%.
| Legal Entity Identifier | 5493004KSSKCAP8VUU37 |
|---|---|
| Applications received | 42 |
| Mortgages made | 37 |
| Denied | 1 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Peoples First Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $205,000 | 0.0% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 14 | Not published | $195,000 | 6.3% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Peoples First Savings Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, OH | 12 | Not published | 0.0% |
| Warren County, OH | 11 | Not published | 7.7% |
| Hamilton County, OH | 10 | Not published | 0.0% |
| Clermont County, OH | 2 | Under 10 loans | 0.0% |
| Brown County, OH | 1 | Under 10 loans | 0.0% |
| Highland County, OH | 1 | Under 10 loans | 0.0% |
| Clark County, OH | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.