Miami Savings Bank
Miami Savings Bank received 35 applications in 2025 and made 28 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $190,000. Of 30 decisions, 2 were denials — 6.7%.
| Legal Entity Identifier | 549300XZNW8Y7BOTQ597 |
|---|---|
| Applications received | 35 |
| Mortgages made | 28 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Miami Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $230,000 | 5.9% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 10 | Not published | $100,000 | 9.1% |
Where Miami Savings Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, OH | 9 | Under 10 loans | 10.0% |
| Dearborn County, IN | 7 | Under 10 loans | 0.0% |
| Butler County, OH | 6 | Under 10 loans | 14.3% |
| Franklin County, IN | 2 | Under 10 loans | 0.0% |
| Decatur County, IN | 1 | Under 10 loans | 0.0% |
| Ripley County, IN | 1 | Under 10 loans | 0.0% |
| Clermont County, OH | 1 | Under 10 loans | 0.0% |
| Warren County, OH | 1 | Under 10 loans | 0.0% |
| Campbell County, KY | 0 | Under 10 loans | Not published |
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When Miami Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.