Mortgage Lender Index

GENEVA FINANCIAL, LLC

GENEVA FINANCIAL, LLC received 8,198 applications in 2025 and made 5,554 mortgages, in 973 counties across 48 states. The median rate its borrowers got was 6.750% on a median loan of $245,000. Of 5,778 decisions, 179 were denials — 3.1%, most often for debt-to-income ratio.

Legal Entity Identifier5493001XKL0FTNOJ0866
Applications received8,198
Mortgages made5,554
Denied179
Approved, not taken up45
Withdrawn or incomplete2,420
Loans bought from other lenders0
Median rate spread over the prime offer rate0.647 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,632 6.625%$245,000 3.2%
Refinancing289 6.500%$275,000 1.7%
Cash-out refinancing633 7.125%$225,000 3.3%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where GENEVA FINANCIAL, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 3136.625%5.1%
Pinal County, AZ 1856.375%2.6%
Clark County, NV 1146.750%0.9%
St. Louis County, MO 1136.750%3.4%
East Baton Rouge Parish, LA 1046.608%3.6%
Allen County, IN 1026.500%0.0%
Lea County, NM 906.750%2.2%
Cook County, IL 837.000%5.7%
St. Charles County, MO 806.688%1.2%
Franklin County, OH 806.750%3.6%
Laramie County, WY 736.250%2.7%
Miami-Dade County, FL 717.125%1.3%
Mohave County, AZ 676.250%0.0%
Cochise County, AZ 526.625%0.0%
Mobile County, AL 516.500%7.3%
Yavapai County, AZ 516.875%3.8%
Lee County, FL 516.500%1.9%
Elkhart County, IN 516.500%0.0%
Fulton County, GA 506.250%3.9%
Kosciusko County, IN 496.625%3.9%
Pima County, AZ 486.500%9.1%
Yuma County, AZ 416.625%4.7%
St. Louis city, MO 416.750%0.0%
Oklahoma County, OK 416.375%2.4%
Tarrant County, TX 416.750%0.0%
Benton County, AR 406.750%2.4%
Harris County, TX 386.750%0.0%
Jackson County, MO 356.750%0.0%
Bexar County, TX 346.625%5.6%
Montgomery County, OH 336.625%2.9%
Cole County, MO 326.750%0.0%
Midland County, TX 326.625%5.9%
Hampden County, MA 317.000%0.0%
Polk County, FL 307.125%9.1%
Franklin County, KS 306.688%0.0%
Adair County, MO 306.750%0.0%
El Paso County, TX 307.188%6.3%
St. Lucie County, FL 296.750%3.3%
Jefferson County, IN 286.563%3.5%
Jefferson County, MO 276.500%0.0%
Nye County, NV 276.750%0.0%
Johnson County, KS 266.875%0.0%
King County, WA 267.063%13.3%
Lowndes County, MS 256.625%10.7%
Essex County, NJ 256.875%0.0%
Hamilton County, OH 256.625%0.0%
Wayne County, MI 246.688%11.1%
Riverside County, CA 237.500%4.2%
Prince George's County, MD 236.750%4.2%
Camden County, MO 236.750%0.0%

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When GENEVA FINANCIAL, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.