Mortgage lenders in Cochise County
2,817 mortgages were made in Cochise County, Arizona, in 2025, by 244 lenders. The median rate their borrowers got was 6.500% on a median loan of $215,000. Of 3,834 decisions, 833 were denials — 21.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 453 | 6.250% | $255,000 | 4.1% |
| Rocket Mortgage, LLC | 220 | 6.500% | $185,000 | 19.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 194 | 6.104% | $260,000 | 19.1% |
| GUILD MORTGAGE COMPANY | 127 | 6.625% | $205,000 | 9.2% |
| Mortgage Research Center, LLC | 103 | 6.125% | $285,000 | 24.6% |
| BoxCar Mortgage, LLC | 99 | 6.490% | $225,000 | 2.9% |
| Navy Federal Credit Union | 95 | 7.500% | $155,000 | 31.4% |
| Fairway Independent Mortgage Corporation | 78 | 6.490% | $225,000 | 2.5% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 75 | 6.490% | $215,000 | 22.9% |
| Loandepot.Com, LLC | 67 | 7.000% | $175,000 | 29.2% |
| FREEDOM MORTGAGE CORPORATION | 65 | 5.875% | $275,000 | 8.7% |
| PENNYMAC LOAN SERVICES, LLC | 61 | 6.250% | $175,000 | 20.5% |
| GENEVA FINANCIAL, LLC | 52 | 6.625% | $240,000 | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | 47 | 6.625% | $245,000 | 2.1% |
| FIGURE LENDING LLC | 38 | 8.625% | $55,000 | 24.6% |
| AMERICAN SOUTHWEST | 36 | 7.465% | $105,000 | 20.0% |
| INSPIRE HOME LOANS INC. | 35 | 5.875% | $235,000 | 11.6% |
| THE LOAN STORE, INC. | 35 | 7.375% | $185,000 | 7.1% |
| Zions Bancorporation, N.A. | 33 | 7.750% | $105,000 | 29.8% |
| NEWREZ LLC | 29 | 6.250% | $225,000 | 46.3% |
| Prosperity Home Mortgage, LLC | 29 | 6.124% | $295,000 | 12.1% |
| NATIONSTAR MORTGAGE LLC | 27 | 7.250% | $135,000 | 15.6% |
| Bank of America, National Association | 24 | 6.490% | $105,000 | 48.9% |
| Wells Fargo Bank, National Association | 22 | 6.313% | $165,000 | 21.4% |
| NEW DAY FINANCIAL, LLC | 20 | 6.990% | $305,000 | 35.3% |
| Equity Prime Mortgage LLC | 20 | 6.250% | $205,000 | 31.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 20 | 6.438% | $195,000 | 0.0% |
| VANTAGE WEST | 19 | 7.750% | $85,000 | 30.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 6.500% | $225,000 | 32.1% |
| SPRING EQ, LLC | 17 | 8.675% | $65,000 | 62.2% |
| V.I.P. MORTGAGE, INC. | 17 | 6.750% | $255,000 | 0.0% |
| 21st Mortgage Corporation | 16 | 9.040% | $185,000 | 46.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $280,000 | 10.3% |
| USAA Federal Savings Bank | 16 | 6.313% | $265,000 | 44.8% |
| Broker Solutions, Inc. | 15 | 6.625% | $195,000 | 30.4% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 5.990% | $315,000 | 53.8% |
| JPMorgan Chase Bank, National Association | 15 | 6.625% | $165,000 | 6.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.500% | $145,000 | 27.3% |
| AmeriSave Mortgage Corporation | 14 | 6.563% | $145,000 | 73.2% |
| PNC Bank, National Association | 14 | 7.830% | $115,000 | 39.1% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.125% | $255,000 | 13.3% |
| U.S. Bank National Association | 12 | 8.095% | $125,000 | 60.0% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.375% | $210,000 | 0.0% |
| GUARANTEED RATE, INC. | 11 | 6.600% | $185,000 | 33.3% |
| AMERICA FIRST Federal Credit Union | 11 | 6.990% | $55,000 | 31.3% |
| GoodLeap, LLC | 10 | 5.875% | $235,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 60.0% |
| DESERT FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 20.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OneAZ Credit Union | 8 | Under 10 loans | Under 10 loans | 46.7% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CMG MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MORIA DEVELOPMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 46.7% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CLEARPATH LENDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HUGHES FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 53.3% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 78.3% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 44.4% |
| SOUTHWEST STAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 20.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 57.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE MORTGAGE LINK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Copper State Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIMA Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Boeing Employees Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arizona Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TRUWEST Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AgWest Farm Credit, FLCA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARIZONA CENTRAL | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Allied First Bank,sb | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WASHINGTON FEDERAL BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Potlatch No. 1 Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HILTON FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PYRAMID | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Five Points Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NuVision Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EFINITY FINANCIAL INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GRANITE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ONY GLO, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300W6UP8EY0KSBG85 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWH FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Mountain America Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 549300PWMS2701UFP528 | 0 | Under 10 loans | Under 10 loans | Not published |
| ALLIANT CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 83.3% |
| BMO Bank National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 44 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cochise County
16 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 3 | $493.2 million |
| Zions Bancorporation, N.A. | 3 | $222.8 million |
| WaFd Bank | 3 | $199.3 million |
| PNC Bank, National Association | 2 | $105.4 million |
| Western Bank | 2 | $94.9 million |
| JPMorgan Chase Bank, National Association | 1 | $291.4 million |
| Bank of America, National Association | 1 | $202.1 million |
| Armed Forces Bank, National Association | 1 | $76.7 million |
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When the next year’s lending figures are out for Cochise County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.