PIMA Federal Credit Union
PIMA Federal Credit Union received 752 applications in 2025 and made 480 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 7.750% on a median loan of $105,000. Of 618 decisions, 127 were denials — 20.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EZHVOHDWG07M20 |
|---|---|
| Applications received | 752 |
| Mortgages made | 480 |
| Denied | 127 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 134 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.09 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 90 | 6.500% | $340,000 | 6.2% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 41.2% |
| Cash-out refinancing | 71 | 6.625% | $215,000 | 18.9% |
| Other purposes | 310 | 8.750% | $75,000 | 23.4% |
Where PIMA Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pima County, AZ | 401 | 8.000% | 20.5% |
| Maricopa County, AZ | 26 | 6.500% | 13.3% |
| Pinal County, AZ | 15 | 7.750% | 28.6% |
| Apache County, AZ | 11 | 8.500% | 15.4% |
| Navajo County, AZ | 8 | Under 10 loans | 20.0% |
| Yuma County, AZ | 8 | Under 10 loans | 27.3% |
| Santa Cruz County, AZ | 7 | Under 10 loans | 36.4% |
| Cochise County, AZ | 3 | Under 10 loans | 0.0% |
| Graham County, AZ | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 0 | Under 10 loans | Not published |
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When PIMA Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.