ARIZONA CENTRAL
ARIZONA CENTRAL received 719 applications in 2025 and made 326 mortgages, in 14 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $140,000. Of 489 decisions, 161 were denials — 32.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300A76WI58XAFNF59 |
|---|---|
| Applications received | 719 |
| Mortgages made | 326 |
| Denied | 161 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 230 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.93 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 67 | 6.000% | $315,000 | 26.4% |
| Refinancing | 17 | 5.699% | $335,000 | 19.1% |
| Cash-out refinancing | 86 | 7.750% | $115,000 | 50.6% |
| Other purposes | 156 | 7.500% | $95,000 | 21.6% |
Where ARIZONA CENTRAL lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 229 | 7.500% | 31.9% |
| Pinal County, AZ | 20 | 7.750% | 35.5% |
| Pima County, AZ | 18 | 7.500% | 48.6% |
| Navajo County, AZ | 17 | 7.750% | 34.6% |
| Coconino County, AZ | 13 | 7.250% | 35.0% |
| Yavapai County, AZ | 12 | 7.250% | 7.7% |
| Apache County, AZ | 6 | Under 10 loans | 14.3% |
| Mohave County, AZ | 5 | Under 10 loans | 28.6% |
| Yuma County, AZ | 2 | Under 10 loans | 0.0% |
| Cochise County, AZ | 1 | Under 10 loans | 50.0% |
| Gila County, AZ | 1 | Under 10 loans | 50.0% |
| Graham County, AZ | 1 | Under 10 loans | 50.0% |
| Santa Cruz County, AZ | 1 | Under 10 loans | 50.0% |
| Catron County, NM | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.