ONY GLO, INC.
ONY GLO, INC. received 1,652 applications in 2025 and made 864 mortgages, in 281 counties across 36 states. The median rate its borrowers got was 6.625% on a median loan of $465,000. Of 1,552 decisions, 687 were denials — 44.3%, most often for credit application incomplete.
| Legal Entity Identifier | 549300R4F5COFJE0DN81 |
|---|---|
| Applications received | 1,652 |
| Mortgages made | 864 |
| Denied | 687 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 100 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.167 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 488 | 6.625% | $485,000 | 40.5% |
| Refinancing | 371 | 6.750% | $455,000 | 48.6% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where ONY GLO, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 167 | 6.750% | 39.3% |
| Orange County, CA | 103 | 6.750% | 39.5% |
| San Bernardino County, CA | 75 | 6.375% | 44.0% |
| Riverside County, CA | 52 | 6.625% | 45.3% |
| Pima County, AZ | 51 | 6.250% | 20.3% |
| Clark County, NV | 29 | 6.990% | 39.6% |
| San Diego County, CA | 25 | 6.375% | 44.4% |
| Santa Clara County, CA | 23 | 6.125% | 14.8% |
| Alameda County, CA | 18 | 6.438% | 28.0% |
| Maricopa County, AZ | 14 | 6.250% | 41.7% |
| Cook County, IL | 10 | 6.750% | 54.6% |
| Contra Costa County, CA | 8 | Under 10 loans | 27.3% |
| Placer County, CA | 8 | Under 10 loans | 27.3% |
| King County, WA | 8 | Under 10 loans | 27.3% |
| Polk County, FL | 7 | Under 10 loans | 36.4% |
| Pierce County, WA | 7 | Under 10 loans | 30.0% |
| Miami-Dade County, FL | 6 | Under 10 loans | 62.5% |
| Marin County, CA | 5 | Under 10 loans | 16.7% |
| San Joaquin County, CA | 5 | Under 10 loans | 37.5% |
| San Mateo County, CA | 5 | Under 10 loans | 0.0% |
| Ventura County, CA | 5 | Under 10 loans | 16.7% |
| Collin County, TX | 5 | Under 10 loans | 44.4% |
| Harris County, TX | 5 | Under 10 loans | 54.6% |
| Pinal County, AZ | 4 | Under 10 loans | 0.0% |
| Fresno County, CA | 4 | Under 10 loans | 50.0% |
| Sacramento County, CA | 4 | Under 10 loans | 50.0% |
| Sonoma County, CA | 4 | Under 10 loans | 42.9% |
| Hamilton County, IN | 4 | Under 10 loans | 42.9% |
| Dakota County, MN | 4 | Under 10 loans | 20.0% |
| Hennepin County, MN | 4 | Under 10 loans | 42.9% |
| Wake County, NC | 4 | Under 10 loans | 20.0% |
| Denton County, TX | 4 | Under 10 loans | 20.0% |
| Kern County, CA | 3 | Under 10 loans | 70.0% |
| Denver County, CO | 3 | Under 10 loans | 25.0% |
| Broward County, FL | 3 | Under 10 loans | 57.1% |
| Gulf County, FL | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 70.0% |
| Orange County, FL | 3 | Under 10 loans | 50.0% |
| Mohave County, AZ | 2 | Under 10 loans | 33.3% |
| Merced County, CA | 2 | Under 10 loans | 50.0% |
| Mono County, CA | 2 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 2 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 2 | Under 10 loans | 33.3% |
| Alachua County, FL | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 66.7% |
| Leon County, FL | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 50.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 2 | Under 10 loans | 0.0% |
| Forsyth County, GA | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.