Mortgage Lender Index

Glacier Bank

Glacier Bank received 7,676 applications in 2025 and made 4,789 mortgages, in 248 counties across 17 states. The median rate its borrowers got was 7.000% on a median loan of $265,000. Of 6,074 decisions, 1,216 were denials — 20.0%, most often for debt-to-income ratio.

Legal Entity Identifier549300ESRQ6OLBB56N04
Applications received7,676
Mortgages made4,789
Denied1,216
Approved, not taken up69
Withdrawn or incomplete1,602
Loans bought from other lenders1
Median rate spread over the prime offer rate0.35 points
FDIC-insured bankYes: Glacier Bank, 261 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,648 6.625%$345,000 16.3%
Refinancing673 7.500%$255,000 19.0%
Cash-out refinancing215 6.625%$275,000 26.8%
Other purposes1,253 7.750%$105,000 26.3%

Where Glacier Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Kootenai County, ID 3216.500%11.7%
Flathead County, MT 3147.390%19.2%
Yellowstone County, MT 2576.500%17.7%
Gallatin County, MT 2207.250%20.6%
Missoula County, MT 2137.500%19.9%
Lewis and Clark County, MT 1967.614%22.1%
Spokane County, WA 1606.625%11.8%
Park County, WY 1296.750%16.7%
Bannock County, ID 1276.750%8.9%
Bonner County, ID 1177.375%25.2%
Sheridan County, WY 1056.468%15.3%
Lincoln County, MT 967.500%24.0%
Mohave County, AZ 956.847%18.8%
Lake County, MT 947.250%20.8%
Silver Bow County, MT 897.400%16.5%
Utah County, UT 727.250%19.4%
Chelan County, WA 726.625%16.3%
Natrona County, WY 727.305%8.8%
Ada County, ID 677.375%24.7%
Yavapai County, AZ 666.950%19.8%
Ravalli County, MT 617.125%19.5%
Bonneville County, ID 607.028%14.1%
La Plata County, CO 567.000%15.2%
Fergus County, MT 527.250%16.1%
Washoe County, NV 517.750%23.9%
Canyon County, ID 477.625%27.3%
Jefferson County, MT 417.125%21.2%
Deer Lodge County, MT 406.813%21.6%
Uinta County, WY 407.000%37.5%
Boundary County, ID 387.750%25.5%
Sanders County, MT 387.450%24.0%
Salt Lake County, UT 376.732%28.8%
Chaffee County, CO 347.425%27.1%
Lincoln County, WY 347.250%34.6%
Platte County, WY 347.400%20.9%
Davis County, UT 326.788%22.0%
Mesa County, CO 317.750%18.4%
Broadwater County, MT 317.400%13.9%
Big Horn County, WY 316.500%6.1%
Washington County, UT 306.750%29.8%
Pueblo County, CO 297.000%27.5%
Sublette County, WY 287.563%28.2%
Sweetwater County, WY 286.500%19.4%
Bingham County, ID 276.625%0.0%
Fremont County, ID 256.750%26.5%
Franklin County, ID 247.750%33.3%
Douglas County, WA 236.500%28.1%
Okanogan County, WA 236.875%30.3%
Maricopa County, AZ 226.938%0.0%
Yuma County, AZ 227.356%46.3%

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When Glacier Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.