Mortgage Lender Index

Mortgage lenders in Jefferson County

332 mortgages were made in Jefferson County, Montana, in 2025, by 101 lenders. The median rate their borrowers got was 6.750% on a median loan of $275,000. Of 430 decisions, 90 were denials — 20.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Glacier Bank 41 7.125% $255,000 21.2%
Stockman Bank of Montana 25 6.250% $305,000 3.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 24 6.438% $380,000 3.9%
Rocket Mortgage, LLC 21 6.500% $265,000 19.2%
Opportunity Bank of Montana 18 7.000% $105,000 18.2%
First Interstate Bank 17 8.250% $145,000 0.0%
PENNYMAC LOAN SERVICES, LLC 11 6.999% $335,000 0.0%
Madison Valley Bank 10 Not published $100,000 23.1%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 9.1%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 38.5%
GUILD MORTGAGE COMPANY 7 Under 10 loans Under 10 loans 10.0%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 12.5%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 33.3%
CALCON MUTUAL MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
Intrepid Credit Union 5 Under 10 loans Under 10 loans 37.5%
UNION HOME MORTGAGE CORP. 5 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 5 Under 10 loans Under 10 loans 37.5%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 28.6%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 16.7%
CORNERSTONE CAPITAL BANK, SSB 5 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 5 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 3 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 25.0%
Rocky Mountain Credit Union 3 Under 10 loans Under 10 loans 40.0%
CLEARWATER Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 25.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
CHURCHILL MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 66.7%
Flanagan State Bank 2 Under 10 loans Under 10 loans 50.0%
AgWest Farm Credit, FLCA 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
The Central Trust Bank 2 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 80.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 33.3%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 66.7%
Discover Bank 1 Under 10 loans Under 10 loans 66.7%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 75.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Horizon Federally Insured State-Chartered Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Independence Bank 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
First Montana Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
Mountain America Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Liberty 1 Under 10 loans Under 10 loans 0.0%
Farmers State Bank 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bank of Bridger, National Association 1 Under 10 loans Under 10 loans 0.0%
Willamette Valley Bank 1 Under 10 loans Under 10 loans 0.0%
North American Savings Bank, F.S.B. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Plains Commerce Bank 0 Under 10 loans Under 10 loans 100.0%
SIRVA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
Blaze Credit Union 0 Under 10 loans Under 10 loans Not published
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
The Bank of Commerce 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Jefferson County

3 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Madison Valley Bank 2$55.4 million
Glacier Bank 1$67.5 million

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When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.