Mortgage Lender Index

FREEDOM MORTGAGE CORPORATION

FREEDOM MORTGAGE CORPORATION received 165,453 applications in 2025 and made 69,982 mortgages, in 2,876 counties across 51 states. The median rate its borrowers got was 6.250% on a median loan of $315,000. Of 97,277 decisions, 14,216 were denials — 14.6%, most often for collateral.

Legal Entity Identifier549300LYRWPSYPK6S325
Applications received165,453
Mortgages made69,982
Denied14,216
Approved, not taken up13,079
Withdrawn or incomplete68,176
Loans bought from other lenders55,895
Median rate spread over the prime offer rate0.093 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase10,871 6.250%$345,000 14.6%
Refinancing38,842 6.125%$335,000 5.4%
Cash-out refinancing19,839 6.250%$255,000 31.0%
Other purposes430 3.375%$185,000 13.9%

Where FREEDOM MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 1,0816.000%12.7%
Clark County, NV 8316.125%10.8%
Riverside County, CA 5666.000%15.9%
Harris County, TX 5586.250%15.7%
El Paso County, CO 4925.750%7.6%
Cumberland County, NC 4906.125%10.3%
Bexar County, TX 4805.875%11.7%
Los Angeles County, CA 4366.125%19.3%
Hillsborough County, FL 4366.250%19.8%
Onslow County, NC 4296.125%9.1%
Honolulu County, HI 4235.750%13.8%
San Diego County, CA 4185.875%14.9%
Tarrant County, TX 4126.125%10.4%
Prince George's County, MD 4066.250%13.6%
Cook County, IL 4006.250%20.5%
Marion County, IN 3466.250%12.6%
Duval County, FL 3366.250%13.7%
San Bernardino County, CA 3346.250%15.1%
Virginia Beach city, VA 3276.250%8.4%
Collin County, TX 3236.250%12.2%
Pima County, AZ 3205.875%11.7%
Polk County, FL 3056.250%19.4%
Pierce County, WA 3035.875%8.9%
Mecklenburg County, NC 3006.250%12.0%
Pinal County, AZ 2996.125%10.9%
Gwinnett County, GA 2986.250%15.4%
Chesapeake city, VA 2816.250%10.2%
Wake County, NC 2806.125%11.3%
Anne Arundel County, MD 2776.125%8.1%
Brevard County, FL 2766.250%13.9%
Franklin County, OH 2746.250%13.1%
Broward County, FL 2716.250%24.3%
Kern County, CA 2626.250%13.8%
Richland County, SC 2596.125%10.8%
Fulton County, GA 2506.250%20.1%
Montgomery County, TN 2496.000%9.3%
Madison County, AL 2485.875%11.3%
Pasco County, FL 2466.250%17.0%
Orange County, FL 2406.250%18.6%
Lee County, FL 2386.250%20.5%
Baltimore County, MD 2356.250%17.1%
Berkeley County, SC 2355.990%12.1%
Denton County, TX 2346.125%7.8%
Harnett County, NC 2236.125%10.1%
Jackson County, MO 2226.250%12.8%
Salt Lake County, UT 2226.250%11.4%
Charles County, MD 2215.990%8.7%
Montgomery County, TX 2196.125%12.2%
Jefferson County, KY 2176.250%19.1%
Dallas County, TX 2176.250%15.0%

Get told when this changes

When FREEDOM MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.