Mortgage lenders in Berkeley County
8,999 mortgages were made in Berkeley County, South Carolina, in 2025, by 458 lenders. The median rate their borrowers got was 6.250% on a median loan of $315,000. Of 11,829 decisions, 2,444 were denials — 20.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 564 | 4.500% | $375,000 | 14.2% |
| LENNAR MORTGAGE, LLC | 519 | 5.990% | $355,000 | 10.8% |
| Rocket Mortgage, LLC | 464 | 6.625% | $245,000 | 17.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 456 | 5.999% | $335,000 | 14.2% |
| Navy Federal Credit Union | 311 | 7.750% | $125,000 | 29.3% |
| VELOCIO MORTGAGE L.L.C. | 246 | 4.933% | $325,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 235 | 5.990% | $345,000 | 12.1% |
| PULTE MORTGAGE LLC | 223 | 5.875% | $375,000 | 7.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 206 | 6.125% | $325,000 | 52.5% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 184 | 7.688% | $105,000 | 14.5% |
| Mortgage Research Center, LLC | 157 | 6.125% | $355,000 | 35.1% |
| CAROLINA ONE MORTGAGE, LLC | 157 | 6.375% | $305,000 | 5.9% |
| Loandepot.Com, LLC | 153 | 6.625% | $275,000 | 19.2% |
| First-Citizens Bank & Trust Company | 151 | 6.450% | $125,000 | 25.5% |
| Ameris Bank | 151 | 6.250% | $335,000 | 10.1% |
| JET HOMELOANS, LP | 150 | 4.990% | $405,000 | 6.6% |
| PENNYMAC LOAN SERVICES, LLC | 149 | 6.125% | $285,000 | 18.8% |
| CMG MORTGAGE, INC. | 141 | 6.563% | $335,000 | 9.8% |
| NATION ONE MORTGAGE CORPORATION | 139 | 6.500% | $345,000 | 0.7% |
| LOWER, LLC | 137 | 6.375% | $315,000 | 8.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 130 | 6.625% | $325,000 | 6.5% |
| MOVEMENT MORTGAGE, LLC | 123 | 6.250% | $345,000 | 4.1% |
| Fifth Third Bank, National Association | 116 | 6.250% | $415,000 | 18.1% |
| SouthState Bank, National Association | 115 | 6.850% | $155,000 | 33.9% |
| NEWREZ LLC | 89 | 6.250% | $335,000 | 30.6% |
| Fairway Independent Mortgage Corporation | 86 | 6.490% | $295,000 | 2.3% |
| Atlantic Coast Mortgage, LLC | 78 | 6.490% | $330,000 | 0.0% |
| Broker Solutions, Inc. | 76 | 6.250% | $275,000 | 14.6% |
| NATIONSTAR MORTGAGE LLC | 75 | 8.375% | $95,000 | 15.4% |
| Bank of America, National Association | 72 | 6.250% | $155,000 | 53.2% |
| GUARANTEED RATE, INC. | 71 | 6.175% | $385,000 | 7.8% |
| First Heritage Mortgage, LLC | 70 | 5.813% | $375,000 | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 67 | 6.500% | $305,000 | 8.3% |
| Truist Bank | 63 | 6.490% | $215,000 | 43.7% |
| SENTE MORTGAGE, INC. | 63 | 6.375% | $315,000 | 1.6% |
| 21st Mortgage Corporation | 61 | 11.080% | $85,000 | 71.1% |
| GUILD MORTGAGE COMPANY | 60 | 6.495% | $315,000 | 5.8% |
| REV FEDERAL CREDIT UNION | 57 | 6.500% | $255,000 | 13.4% |
| CALCON MUTUAL MORTGAGE LLC | 56 | 6.125% | $330,000 | 8.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 54 | 6.624% | $300,000 | 20.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 54 | 6.250% | $305,000 | 5.3% |
| DIRECT MORTGAGE LOANS, LLC | 52 | 6.495% | $345,000 | 0.0% |
| SPRING EQ, LLC | 50 | 9.088% | $65,000 | 50.0% |
| LAKEVIEW LOAN SERVICING, LLC | 50 | 6.500% | $270,000 | 45.1% |
| Renasant Bank | 50 | 6.625% | $365,000 | 3.9% |
| JPMorgan Chase Bank, National Association | 46 | 6.433% | $335,000 | 6.0% |
| Wells Fargo Bank, National Association | 42 | 6.063% | $260,000 | 25.0% |
| PNC Bank, National Association | 39 | 7.090% | $205,000 | 31.0% |
| TD Bank, National Association | 39 | 7.440% | $355,000 | 26.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 39 | 6.500% | $325,000 | 9.6% |
| AmeriSave Mortgage Corporation | 37 | 8.000% | $85,000 | 55.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 37 | 6.750% | $355,000 | 11.9% |
| Pinnacle Bank | 37 | 6.250% | $275,000 | 15.2% |
| Prosperity Home Mortgage, LLC | 37 | 6.124% | $315,000 | 5.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 36 | 5.750% | $350,000 | 29.3% |
| Citizens Bank, National Association | 34 | 7.400% | $160,000 | 24.4% |
| FIGURE LENDING LLC | 33 | 10.475% | $65,000 | 30.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 33 | 6.375% | $255,000 | 18.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 31 | 6.375% | $245,000 | 52.1% |
| NORTHPOINT MORTGAGE, INC. | 29 | 6.375% | $385,000 | 3.3% |
| NEW DAY FINANCIAL, LLC | 28 | 6.990% | $310,000 | 50.0% |
| Regions Bank | 27 | 6.125% | $315,000 | 37.5% |
| First National Bank of Pennsylvania | 27 | 6.140% | $435,000 | 20.6% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.670% | $165,000 | 22.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 25 | 7.000% | $315,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 24 | 6.500% | $345,000 | 0.0% |
| CPM Federal Credit Union | 24 | 5.190% | $80,000 | 17.2% |
| PLANET HOME LENDING, LLC | 24 | 5.750% | $355,000 | 10.7% |
| FIRST HOME MORTGAGE CORPORATION | 23 | 6.490% | $335,000 | 4.2% |
| Southern First Bank | 23 | 7.250% | $255,000 | 4.2% |
| BEACON COMMUNITY BANK | 22 | Not published | $1,105,000 | 8.3% |
| United Community Bank | 22 | 6.500% | $255,000 | 24.1% |
| PLAZA HOME MORTGAGE, INC. | 21 | 6.375% | $275,000 | 21.4% |
| First National Bank of America | 21 | 9.750% | $255,000 | 4.6% |
| UNION HOME MORTGAGE CORP. | 20 | 6.250% | $340,000 | 4.8% |
| GUARANTEED RATE AFFINITY, LLC | 19 | 6.125% | $345,000 | 5.0% |
| Northpointe Bank | 19 | 7.250% | $295,000 | 17.4% |
| NBKC BANK | 19 | 6.000% | $405,000 | 0.0% |
| THE LOAN STORE, INC. | 19 | 6.490% | $235,000 | 13.0% |
| ServisFirst Bank | 19 | 7.125% | $355,000 | 5.0% |
| KIND LENDING, LLC | 18 | 6.500% | $375,000 | 33.3% |
| ZILLOW HOME LOANS, LLC | 18 | 6.563% | $315,000 | 5.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 7.790% | $205,000 | 32.0% |
| BAYER HERITAGE CREDIT UNION | 17 | 5.250% | $95,000 | 32.0% |
| First Reliance Bank | 17 | 6.750% | $495,000 | 5.6% |
| Cazle Mortgage, Inc. | 17 | 6.500% | $325,000 | 5.6% |
| The Bank of South Carolina | 17 | Not published | $275,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 17 | 6.250% | $315,000 | 5.3% |
| Equity Prime Mortgage LLC | 16 | 6.188% | $270,000 | 36.0% |
| A&D Mortgage LLC | 16 | 6.250% | $310,000 | 0.0% |
| Alcova Mortgage LLC | 16 | 6.490% | $330,000 | 5.0% |
| Click n' Close, Inc. | 16 | 6.750% | $270,000 | 0.0% |
| Integrity Home Mortgage Corporation | 16 | 5.938% | $365,000 | 0.0% |
| Boeing Employees Credit Union | 15 | 6.375% | $215,000 | 30.4% |
| Kiavi Funding, Inc. | 15 | 10.240% | $225,000 | 11.8% |
| Discover Bank | 14 | 8.705% | $70,000 | 73.1% |
| U.S. Bank National Association | 14 | 6.000% | $325,000 | 37.5% |
| GoodLeap, LLC | 14 | 5.813% | $205,000 | 6.3% |
| JMAC LENDING, INC. | 14 | 6.058% | $385,000 | 0.0% |
| S. C. STATE FEDERAL CREDIT UNION | 14 | 4.500% | $85,000 | 10.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 14 | 6.125% | $290,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 13 | 6.375% | $275,000 | 15.8% |
| GARDNER FINANCIAL SERVICES, LTD. | 13 | 6.250% | $355,000 | 12.5% |
| 254900M2C4Q6DATP2889 | 12 | 6.250% | $310,000 | 25.0% |
| INTERCOASTAL MORTGAGE, LLC | 12 | 6.500% | $385,000 | 11.8% |
| SOUTHWEST STAGE FUNDING, LLC | 11 | 8.200% | $195,000 | 22.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.250% | $385,000 | 7.7% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.500% | $245,000 | 31.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 11 | 6.125% | $275,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 8.190% | $195,000 | 8.3% |
| First Option Mortgage, LLC | 11 | 8.250% | $255,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 8.688% | $155,000 | 47.6% |
| USAA Federal Savings Bank | 10 | 6.438% | $355,000 | 56.5% |
| NEXERA HOLDING LLC | 10 | 7.250% | $285,000 | 9.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 10 | 7.058% | $385,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| University Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CLEARPATH LENDING | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 38.5% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Presidential Bank, FSB | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Mortgage Lenders Investment Trading Corporation | 8 | Under 10 loans | Under 10 loans | 10.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Commerce Home Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FineMark National Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 61.1% |
| Synovus Bank | 7 | Under 10 loans | Under 10 loans | 52.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FOUNDERS FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Magnolia Bank, Incorporated | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Capital Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 6 | Under 10 loans | Under 10 loans | 41.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE ASSURANCE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barley Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HQ Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ENTERPRISE BANK OF SC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of South Carolina | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNITED MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SCHUMACHER MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Wolfe Financial, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Palmetto Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VERITAS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Anderson Brothers Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Lowcountry | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 63.6% |
| United Bank | 3 | Under 10 loans | Under 10 loans | 57.1% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 258 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Berkeley County
36 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First-Citizens Bank & Trust Company | 4 | $361.1 million |
| JPMorgan Chase Bank, National Association | 4 | $174.3 million |
| SouthState Bank, National Association | 3 | $508.3 million |
| Pinnacle Bank | 3 | $239.4 million |
| Farmers and Merchants Bank of South Carolina | 3 | $220.3 million |
| Fifth Third Bank, National Association | 3 | $66.3 million |
| Wells Fargo Bank, National Association | 2 | $244.2 million |
| Truist Bank | 2 | $156.1 million |
| First National Bank of South Carolina | 2 | $43.6 million |
| Woodforest National Bank | 2 | $5.3 million |
| Bank of America, National Association | 1 | $135.4 million |
| Southern First Bank | 1 | $81.6 million |
| Beacon Community Bank | 1 | $62.7 million |
| Commerce Bank | 1 | $47.0 million |
| South Atlantic Bank | 1 | $46.5 million |
| United Bank | 1 | $34.8 million |
| Anderson Brothers Bank | 1 | $12.6 million |
| First National Bank of Pennsylvania | 1 | $1.0 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FineMark National Bank & Trust, 865 Island Park Dr, Daniel Island
- Synovus Bank, 230 Seven Farms Dr, Daniel Island
- Synovus Bank, 305 N Goose Creek Blvd, Goose Creek
Get told when this changes
When the next year’s lending figures are out for Berkeley County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.