RESOURCE FINANCIAL SERVICES, INC.
RESOURCE FINANCIAL SERVICES, INC. received 1,129 applications in 2025 and made 860 mortgages, in 99 counties across 8 states. The median rate its borrowers got was 6.490% on a median loan of $255,000. Of 880 decisions, 20 were denials — 2.3%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300916KMYQ118CX89 |
|---|---|
| Applications received | 1,129 |
| Mortgages made | 860 |
| Denied | 20 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 249 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.1915 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 784 | 6.490% | $245,000 | 1.9% |
| Refinancing | 47 | 6.125% | $345,000 | 9.6% |
| Cash-out refinancing | 29 | 6.500% | $305,000 | 0.0% |
Where RESOURCE FINANCIAL SERVICES, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Richland County, SC | 215 | 6.375% | 1.8% |
| Lexington County, SC | 171 | 6.375% | 3.9% |
| Sumter County, SC | 105 | 6.250% | 0.9% |
| Wake County, NC | 32 | 6.625% | 0.0% |
| Duval County, FL | 25 | 6.500% | 3.9% |
| Orangeburg County, SC | 15 | 6.375% | 0.0% |
| St. Johns County, FL | 14 | 6.495% | 6.7% |
| Kershaw County, SC | 14 | 6.495% | 0.0% |
| Spartanburg County, SC | 14 | 6.500% | 0.0% |
| Newberry County, SC | 13 | 6.625% | 0.0% |
| Aiken County, SC | 12 | 6.375% | 7.7% |
| Florence County, SC | 12 | 6.625% | 0.0% |
| Charleston County, SC | 11 | 6.250% | 0.0% |
| Greenville County, SC | 11 | 6.500% | 8.3% |
| New Hanover County, NC | 10 | 6.875% | 0.0% |
| Anderson County, SC | 10 | 5.500% | 0.0% |
| Clay County, FL | 9 | Under 10 loans | 0.0% |
| Laurens County, SC | 7 | Under 10 loans | 12.5% |
| Durham County, NC | 6 | Under 10 loans | 0.0% |
| Guilford County, NC | 6 | Under 10 loans | 0.0% |
| Beaufort County, SC | 6 | Under 10 loans | 14.3% |
| Berkeley County, SC | 6 | Under 10 loans | 0.0% |
| Cherokee County, SC | 6 | Under 10 loans | 0.0% |
| Dorchester County, SC | 6 | Under 10 loans | 0.0% |
| York County, SC | 6 | Under 10 loans | 0.0% |
| Catawba County, NC | 5 | Under 10 loans | 0.0% |
| Brunswick County, NC | 4 | Under 10 loans | 0.0% |
| Forsyth County, NC | 4 | Under 10 loans | 0.0% |
| Harnett County, NC | 4 | Under 10 loans | 0.0% |
| Pender County, NC | 4 | Under 10 loans | 0.0% |
| Darlington County, SC | 4 | Under 10 loans | 0.0% |
| Horry County, SC | 4 | Under 10 loans | 0.0% |
| Richmond County, GA | 3 | Under 10 loans | 0.0% |
| Carteret County, NC | 3 | Under 10 loans | 0.0% |
| Franklin County, NC | 3 | Under 10 loans | 0.0% |
| Pitt County, NC | 3 | Under 10 loans | 0.0% |
| Calhoun County, SC | 3 | Under 10 loans | 0.0% |
| Clarendon County, SC | 3 | Under 10 loans | 25.0% |
| Colleton County, SC | 3 | Under 10 loans | 0.0% |
| Lancaster County, SC | 3 | Under 10 loans | 0.0% |
| Lee County, SC | 3 | Under 10 loans | 0.0% |
| Baker County, FL | 2 | Under 10 loans | 0.0% |
| Emanuel County, GA | 2 | Under 10 loans | 0.0% |
| Alamance County, NC | 2 | Under 10 loans | 0.0% |
| Iredell County, NC | 2 | Under 10 loans | 0.0% |
| Union County, NC | 2 | Under 10 loans | 0.0% |
| Watauga County, NC | 2 | Under 10 loans | 0.0% |
| Edgefield County, SC | 2 | Under 10 loans | 0.0% |
| Fairfield County, SC | 2 | Under 10 loans | 0.0% |
| Greenwood County, SC | 2 | Under 10 loans | 0.0% |
Get told when this changes
When RESOURCE FINANCIAL SERVICES, INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.