Mortgage lenders in New Hanover County
6,562 mortgages were made in New Hanover County, North Carolina, in 2025, by 434 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 8,592 decisions, 1,672 were denials — 19.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 611 | 6.250% | $205,000 | 27.6% |
| CORNING CREDIT UNION | 470 | 6.250% | $140,000 | 13.8% |
| Rocket Mortgage, LLC | 421 | 6.750% | $245,000 | 12.6% |
| First-Citizens Bank & Trust Company | 345 | 6.400% | $155,000 | 21.6% |
| Truist Bank | 200 | 6.445% | $195,000 | 32.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 200 | 6.750% | $365,000 | 4.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 190 | 6.366% | $315,000 | 12.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 186 | 6.624% | $355,000 | 0.0% |
| GUARANTEED RATE, INC. | 150 | 6.625% | $385,000 | 7.1% |
| First National Bank of Pennsylvania | 135 | 6.490% | $325,000 | 26.1% |
| NEWREZ LLC | 131 | 6.625% | $345,000 | 20.0% |
| Loansteady LLC | 116 | 6.500% | $350,000 | 0.0% |
| Bank of America, National Association | 115 | 6.240% | $155,000 | 41.8% |
| Navy Federal Credit Union | 102 | 7.420% | $170,000 | 22.1% |
| PNC Bank, National Association | 100 | 7.100% | $140,000 | 26.0% |
| PENNYMAC LOAN SERVICES, LLC | 92 | 6.250% | $365,000 | 12.8% |
| First Bank | 92 | 6.750% | $315,000 | 16.8% |
| Towne Bank | 83 | 6.625% | $335,000 | 3.5% |
| Integrity Home Mortgage Corporation | 77 | 6.750% | $355,000 | 3.5% |
| CORNERSTONE CAPITAL BANK, SSB | 74 | 6.750% | $355,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 70 | 6.750% | $300,000 | 1.1% |
| North State Bank | 69 | 6.625% | $385,000 | 2.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 67 | 5.990% | $355,000 | 44.8% |
| Southern Bank and Trust Company | 62 | 7.250% | $265,000 | 10.8% |
| FREEDOM MORTGAGE CORPORATION | 61 | 6.250% | $385,000 | 5.4% |
| JPMorgan Chase Bank, National Association | 61 | 6.490% | $305,000 | 17.6% |
| PULTE MORTGAGE LLC | 55 | 6.375% | $365,000 | 6.8% |
| Loandepot.Com, LLC | 49 | 6.625% | $205,000 | 30.1% |
| Wells Fargo Bank, National Association | 49 | 6.250% | $270,000 | 18.3% |
| SouthState Bank, National Association | 48 | 6.590% | $185,000 | 13.8% |
| COASTAL Federal Credit Union | 44 | 7.350% | $215,000 | 24.6% |
| American Security Mortgage Corp. | 43 | 6.500% | $395,000 | 0.0% |
| FIGURE LENDING LLC | 42 | 10.125% | $65,000 | 26.1% |
| Kiavi Funding, Inc. | 40 | 9.990% | $290,000 | 32.8% |
| Primis Mortgage Company | 39 | 6.624% | $295,000 | 4.9% |
| LOWER, LLC | 38 | 6.625% | $360,000 | 2.6% |
| Mortgage Research Center, LLC | 36 | 6.250% | $340,000 | 43.3% |
| NATIONSTAR MORTGAGE LLC | 36 | 7.370% | $205,000 | 21.3% |
| DHI MORTGAGE COMPANY, LTD. | 34 | 4.990% | $375,000 | 32.0% |
| SPRING EQ, LLC | 32 | 9.225% | $65,000 | 52.1% |
| Prosperity Home Mortgage, LLC | 32 | 6.625% | $295,000 | 5.9% |
| T2 FINANCIAL LLC | 31 | 6.625% | $315,000 | 0.0% |
| Fifth Third Bank, National Association | 30 | 7.800% | $135,000 | 26.2% |
| THE LOAN STORE, INC. | 30 | 7.058% | $320,000 | 8.8% |
| UNION HOME MORTGAGE CORP. | 30 | 6.875% | $335,000 | 3.2% |
| Alcova Mortgage LLC | 29 | 6.875% | $435,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 29 | 6.625% | $305,000 | 6.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 28 | 6.125% | $240,000 | 19.4% |
| Fairway Independent Mortgage Corporation | 27 | 6.250% | $355,000 | 6.9% |
| INTERCOASTAL MORTGAGE, LLC | 27 | 6.625% | $415,000 | 0.0% |
| Luminate Bank | 27 | 7.250% | $505,000 | 0.0% |
| Coastal Community Bank | 24 | 9.615% | $65,000 | 6.3% |
| Citizens Bank, National Association | 23 | 7.650% | $205,000 | 36.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 23 | 6.500% | $305,000 | 0.0% |
| AmeriSave Mortgage Corporation | 22 | 6.813% | $145,000 | 67.7% |
| TD Bank, National Association | 22 | 6.938% | $300,000 | 46.3% |
| LAKEVIEW LOAN SERVICING, LLC | 21 | 6.875% | $275,000 | 41.3% |
| LOCAL GOVERNMENT | 21 | 8.000% | $55,000 | 34.4% |
| EVERETT FINANCIAL, INC. | 20 | 6.875% | $280,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 10.723% | $175,000 | 16.7% |
| EMM LOANS LLC | 20 | 6.500% | $340,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 18 | 8.015% | $150,000 | 24.0% |
| U.S. Bank National Association | 17 | 7.450% | $175,000 | 41.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 17 | 6.500% | $385,000 | 10.5% |
| CMG MORTGAGE, INC. | 17 | 6.625% | $395,000 | 10.0% |
| First Carolina Bank | 17 | Not published | $565,000 | 0.0% |
| Broker Solutions, Inc. | 16 | 6.813% | $340,000 | 27.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 6.938% | $190,000 | 42.1% |
| Third Federal Savings and Loan Association of Cleveland | 16 | 6.990% | $135,000 | 43.3% |
| USAA Federal Savings Bank | 16 | 6.250% | $355,000 | 42.9% |
| PENTAGON FEDERAL CREDIT UNION | 15 | 7.625% | $175,000 | 34.8% |
| United Bank | 15 | 6.490% | $255,000 | 23.8% |
| DEEPHAVEN MORTGAGE LLC | 15 | 7.375% | $325,000 | 25.0% |
| Presidential Bank, FSB | 15 | 6.875% | $365,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 15 | 6.625% | $345,000 | 0.0% |
| BoxCar Mortgage, LLC | 15 | 6.875% | $335,000 | 0.0% |
| Capital City Home Loans, LLC | 13 | 6.875% | $305,000 | 0.0% |
| Stifel Bank and Trust | 13 | 6.125% | $425,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 12 | 7.250% | $365,000 | 52.0% |
| BETTER MORTGAGE CORPORATION | 11 | 9.875% | $175,000 | 50.0% |
| United Community Bank | 11 | 6.500% | $175,000 | 21.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | 11 | 6.750% | $305,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 11 | 7.375% | $295,000 | 8.3% |
| AMWEST FUNDING CORP. | 11 | 6.875% | $295,000 | 0.0% |
| Paragon Bank | 11 | Not published | $235,000 | 8.3% |
| Discover Bank | 10 | 7.900% | $55,000 | 75.0% |
| SHARONVIEW FEDERAL CREDIT UNION | 10 | 8.000% | $70,000 | 72.5% |
| Regions Bank | 10 | 5.750% | $390,000 | 37.5% |
| RESOURCE FINANCIAL SERVICES, INC. | 10 | 6.875% | $390,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.875% | $285,000 | 16.7% |
| Atlantic Coast Mortgage, LLC | 10 | 6.750% | $480,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 29.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 27.3% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 23.1% |
| EXCITE Credit Union | 8 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ALLEGACY FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 9.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 35.7% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Ameris Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RADIUS FINANCIAL GROUP INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Northwest Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 58.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Pinnacle Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| C & F Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 28.6% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 44.4% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Marine Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Truliant Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| REV FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Carolina National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 234 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in New Hanover County
55 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 7 | $3.2 billion |
| Wells Fargo Bank, National Association | 7 | $1.2 billion |
| First-Citizens Bank & Trust Company | 6 | $1.1 billion |
| First Bank | 5 | $552.5 million |
| Bank of America, National Association | 4 | $779.6 million |
| First National Bank of Pennsylvania | 3 | $405.2 million |
| PNC Bank, National Association | 3 | $367.7 million |
| United Bank | 3 | $129.3 million |
| SouthState Bank, National Association | 2 | $289.7 million |
| Bank OZK | 2 | $175.8 million |
| FSNB, National Association | 2 | $6.1 million |
| Live Oak Banking Company | 1 | $14.7 billion |
| TowneBank | 1 | $161.6 million |
| First Carolina Bank | 1 | $159.6 million |
| Southern Bank and Trust Company | 1 | $120.9 million |
| TD Bank, National Association | 1 | $96.6 million |
| North State Bank | 1 | $93.2 million |
| Paragon Bank | 1 | $91.2 million |
| United Community Bank | 1 | $77.7 million |
| Fifth Third Bank, National Association | 1 | $42.8 million |
| First Community Bank | 1 | $0 |
| Davidson Trust Co. | 1 | $0 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Dogwood State Bank, 1131 Military Cutoff Rd, Wilmington
- PNC Bank, National Association, 2026 Eastwood Rd, Wilmington
Get told when this changes
When the next year’s lending figures are out for New Hanover County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.