Mortgage lenders in North Carolina, county by county
279,735 mortgages were made in North Carolina in 2025, across 100 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Wake County | 659 | 32,310 | 6.490% | $315,000 | 18.7% |
| Mecklenburg County | 696 | 29,329 | 6.500% | $315,000 | 21.3% |
| Guilford County | 505 | 11,525 | 6.500% | $205,000 | 25.8% |
| Forsyth County | 457 | 9,620 | 6.500% | $205,000 | 22.5% |
| Cumberland County | 426 | 8,370 | 6.375% | $225,000 | 24.6% |
| Union County | 463 | 8,298 | 6.500% | $315,000 | 20.5% |
| Brunswick County | 524 | 8,193 | 6.500% | $265,000 | 19.3% |
| Johnston County | 444 | 7,995 | 6.375% | $265,000 | 20.2% |
| Durham County | 445 | 7,684 | 6.499% | $295,000 | 19.6% |
| Cabarrus County | 429 | 7,194 | 6.500% | $285,000 | 20.5% |
| Onslow County | 376 | 7,087 | 6.250% | $255,000 | 18.3% |
| Gaston County | 436 | 7,009 | 6.500% | $245,000 | 23.8% |
| New Hanover County | 434 | 6,562 | 6.500% | $285,000 | 19.5% |
| Iredell County | 447 | 6,305 | 6.500% | $265,000 | 21.1% |
| Buncombe County | 422 | 5,578 | 6.500% | $305,000 | 22.8% |
| Harnett County | 343 | 5,532 | 6.250% | $275,000 | 19.4% |
| Catawba County | 373 | 4,897 | 6.500% | $215,000 | 20.6% |
| Alamance County | 348 | 4,837 | 6.500% | $225,000 | 24.3% |
| Davidson County | 343 | 4,799 | 6.500% | $205,000 | 23.6% |
| Rowan County | 345 | 3,974 | 6.500% | $215,000 | 23.9% |
| Pitt County | 319 | 3,900 | 6.500% | $195,000 | 24.6% |
| Moore County | 349 | 3,677 | 6.375% | $325,000 | 17.1% |
| Randolph County | 280 | 3,200 | 6.500% | $185,000 | 26.5% |
| Henderson County | 323 | 3,103 | 6.500% | $275,000 | 21.9% |
| Craven County | 288 | 3,084 | 6.490% | $225,000 | 21.7% |
| Lincoln County | 325 | 2,925 | 6.500% | $255,000 | 21.7% |
| Orange County | 344 | 2,897 | 6.500% | $285,000 | 18.4% |
| Wayne County | 281 | 2,636 | 6.490% | $205,000 | 27.1% |
| Pender County | 308 | 2,534 | 6.500% | $305,000 | 21.7% |
| Franklin County | 327 | 2,471 | 6.500% | $275,000 | 23.4% |
| Carteret County | 320 | 2,442 | 6.500% | $285,000 | 20.9% |
| Cleveland County | 278 | 2,373 | 6.500% | $175,000 | 29.3% |
| Nash County | 290 | 2,288 | 6.500% | $205,000 | 30.2% |
| Rockingham County | 282 | 2,272 | 6.500% | $175,000 | 29.4% |
| Hoke County | 238 | 2,212 | 6.200% | $285,000 | 18.4% |
| Chatham County | 297 | 2,161 | 6.500% | $335,000 | 18.2% |
| Burke County | 259 | 1,900 | 6.500% | $185,000 | 26.0% |
| Caldwell County | 239 | 1,896 | 6.500% | $175,000 | 24.0% |
| Stanly County | 251 | 1,878 | 6.500% | $215,000 | 23.0% |
| Dare County | 289 | 1,806 | 6.750% | $365,000 | 19.0% |
| Lee County | 256 | 1,786 | 6.250% | $255,000 | 21.0% |
| Haywood County | 271 | 1,655 | 6.500% | $255,000 | 23.0% |
| Wilson County | 259 | 1,649 | 6.500% | $185,000 | 26.3% |
| Granville County | 255 | 1,461 | 6.500% | $235,000 | 26.3% |
| Currituck County | 257 | 1,445 | 6.625% | $365,000 | 18.3% |
| Surry County | 210 | 1,388 | 6.500% | $165,000 | 24.8% |
| Robeson County | 216 | 1,360 | 6.625% | $165,000 | 41.6% |
| Rutherford County | 242 | 1,345 | 6.500% | $185,000 | 30.5% |
| Davie County | 209 | 1,317 | 6.490% | $205,000 | 21.4% |
| Pasquotank County | 201 | 1,256 | 6.500% | $245,000 | 24.8% |
| Watauga County | 259 | 1,203 | 6.625% | $335,000 | 19.4% |
| Stokes County | 210 | 1,200 | 6.490% | $175,000 | 26.5% |
| Wilkes County | 200 | 1,141 | 6.500% | $165,000 | 28.2% |
| Macon County | 243 | 998 | 6.625% | $235,000 | 23.1% |
| Lenoir County | 192 | 954 | 6.500% | $155,000 | 31.7% |
| Sampson County | 190 | 941 | 6.500% | $195,000 | 33.7% |
| Person County | 205 | 933 | 6.500% | $205,000 | 26.5% |
| Beaufort County | 180 | 906 | 6.500% | $185,000 | 25.9% |
| McDowell County | 200 | 876 | 6.500% | $205,000 | 27.9% |
| Jackson County | 238 | 849 | 6.500% | $285,000 | 24.9% |
| Cherokee County | 217 | 825 | 6.750% | $205,000 | 26.8% |
| Columbus County | 203 | 785 | 6.500% | $155,000 | 38.3% |
| Yadkin County | 179 | 770 | 6.500% | $165,000 | 24.8% |
| Transylvania County | 201 | 768 | 6.595% | $265,000 | 21.8% |
| Duplin County | 176 | 722 | 6.625% | $175,000 | 34.0% |
| Alexander County | 169 | 685 | 6.500% | $195,000 | 23.9% |
| Edgecombe County | 180 | 675 | 6.600% | $135,000 | 36.5% |
| Vance County | 184 | 617 | 6.500% | $185,000 | 34.4% |
| Ashe County | 158 | 601 | 6.500% | $225,000 | 25.5% |
| Richmond County | 147 | 597 | 6.593% | $145,000 | 37.8% |
| Halifax County | 164 | 540 | 6.625% | $150,000 | 39.5% |
| Montgomery County | 155 | 538 | 6.500% | $205,000 | 27.8% |
| Avery County | 194 | 532 | 6.625% | $275,000 | 21.6% |
| Polk County | 174 | 492 | 6.740% | $240,000 | 25.0% |
| Scotland County | 158 | 486 | 6.500% | $155,000 | 36.8% |
| Camden County | 123 | 417 | 6.375% | $335,000 | 21.9% |
| Madison County | 149 | 405 | 6.625% | $265,000 | 31.8% |
| Bladen County | 136 | 396 | 6.740% | $155,000 | 39.1% |
| Perquimans County | 133 | 393 | 6.520% | $215,000 | 24.3% |
| Warren County | 155 | 380 | 6.500% | $230,000 | 34.3% |
| Caswell County | 142 | 369 | 6.600% | $175,000 | 32.8% |
| Yancey County | 147 | 347 | 6.500% | $205,000 | 28.5% |
| Pamlico County | 133 | 342 | 6.625% | $215,000 | 25.5% |
| Chowan County | 127 | 323 | 6.750% | $195,000 | 24.3% |
| Anson County | 124 | 322 | 6.500% | $175,000 | 33.7% |
| Martin County | 105 | 295 | 6.600% | $125,000 | 38.3% |
| Clay County | 122 | 284 | 6.500% | $220,000 | 26.5% |
| Swain County | 151 | 278 | 6.500% | $225,000 | 29.8% |
| Alleghany County | 105 | 274 | 6.625% | $185,000 | 25.1% |
| Mitchell County | 121 | 265 | 6.500% | $205,000 | 33.3% |
| Northampton County | 110 | 229 | 6.625% | $135,000 | 37.4% |
| Greene County | 102 | 222 | 6.500% | $155,000 | 32.4% |
| Jones County | 85 | 201 | 6.500% | $205,000 | 32.4% |
| Gates County | 96 | 196 | 6.500% | $215,000 | 27.3% |
| Hertford County | 91 | 182 | 6.625% | $155,000 | 44.7% |
| Bertie County | 80 | 179 | 6.500% | $125,000 | 40.7% |
| Graham County | 82 | 156 | 6.500% | $175,000 | 26.8% |
| Washington County | 81 | 118 | 6.562% | $130,000 | 44.2% |
| Hyde County | 51 | 65 | 6.750% | $165,000 | 44.3% |
| Tyrrell County | 31 | 48 | 6.375% | $165,000 | 35.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.