Mortgage lenders in Durham County
7,684 mortgages were made in Durham County, North Carolina, in 2025, by 445 lenders. The median rate their borrowers got was 6.499% on a median loan of $295,000. Of 10,009 decisions, 1,959 were denials — 19.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 879 | 6.250% | $175,000 | 31.5% |
| Rocket Mortgage, LLC | 462 | 6.625% | $265,000 | 14.0% |
| LENNAR MORTGAGE, LLC | 381 | 5.125% | $315,000 | 9.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 294 | 6.344% | $355,000 | 15.3% |
| COASTAL Federal Credit Union | 289 | 7.400% | $125,000 | 27.3% |
| First-Citizens Bank & Trust Company | 239 | 6.125% | $195,000 | 18.5% |
| PULTE MORTGAGE LLC | 237 | 5.250% | $345,000 | 10.9% |
| Truist Bank | 215 | 6.375% | $205,000 | 35.7% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 193 | 6.490% | $375,000 | 1.0% |
| MOVEMENT MORTGAGE, LLC | 158 | 6.562% | $365,000 | 2.8% |
| JPMorgan Chase Bank, National Association | 144 | 6.375% | $325,000 | 6.3% |
| Bank of America, National Association | 136 | 6.240% | $155,000 | 33.2% |
| Navy Federal Credit Union | 124 | 7.125% | $225,000 | 21.6% |
| First National Bank of Pennsylvania | 118 | 6.250% | $215,000 | 24.8% |
| American Security Mortgage Corp. | 115 | 6.375% | $385,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 108 | 6.375% | $340,000 | 13.3% |
| VELOCIO MORTGAGE L.L.C. | 102 | 4.990% | $275,000 | 1.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 87 | 6.750% | $325,000 | 2.2% |
| Prosperity Home Mortgage, LLC | 75 | 6.500% | $385,000 | 7.3% |
| PNC Bank, National Association | 74 | 7.000% | $145,000 | 26.5% |
| Wells Fargo Bank, National Association | 73 | 6.375% | $315,000 | 14.1% |
| FREEDOM MORTGAGE CORPORATION | 71 | 6.250% | $355,000 | 13.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 5.990% | $385,000 | 28.0% |
| ZILLOW HOME LOANS, LLC | 69 | 6.500% | $345,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 65 | 5.990% | $335,000 | 7.1% |
| Fifth Third Bank, National Association | 63 | 6.875% | $135,000 | 33.7% |
| KBHS HOME LOANS, LLC | 63 | 5.990% | $305,000 | 8.7% |
| Pinnacle Bank | 62 | 5.938% | $155,000 | 22.9% |
| Loandepot.Com, LLC | 61 | 6.500% | $245,000 | 32.2% |
| NATIONSTAR MORTGAGE LLC | 60 | 7.813% | $115,000 | 11.4% |
| UNION HOME MORTGAGE CORP. | 56 | 6.375% | $285,000 | 9.5% |
| Fairway Independent Mortgage Corporation | 55 | 6.625% | $285,000 | 3.5% |
| Kiavi Funding, Inc. | 49 | 10.450% | $295,000 | 9.1% |
| First Heritage Mortgage, LLC | 49 | 6.500% | $355,000 | 2.0% |
| First Horizon Bank | 48 | 7.260% | $180,000 | 32.4% |
| 254900YZ174H294JW398 | 44 | 6.625% | $345,000 | 4.0% |
| NEWREZ LLC | 43 | 6.250% | $345,000 | 45.7% |
| Broker Solutions, Inc. | 41 | 6.625% | $285,000 | 27.1% |
| General Mortgage Capital Corporation | 41 | 6.624% | $305,000 | 0.0% |
| Mortgage Research Center, LLC | 39 | 6.250% | $355,000 | 32.2% |
| NFM, INC. | 39 | 6.250% | $355,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 38 | 6.375% | $380,000 | 7.3% |
| Ameris Bank | 37 | 6.500% | $345,000 | 0.0% |
| THE LOAN STORE, INC. | 37 | 6.625% | $305,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 36 | 6.125% | $290,000 | 22.9% |
| DUKE UNIVERSITY FEDERAL CREDIT UNION | 35 | 7.500% | $55,000 | 14.6% |
| Towne Bank | 34 | 6.500% | $395,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 33 | 6.875% | $195,000 | 15.4% |
| SPRING EQ, LLC | 29 | 8.675% | $85,000 | 45.3% |
| CMG MORTGAGE, INC. | 27 | 6.875% | $325,000 | 10.8% |
| AmeriSave Mortgage Corporation | 26 | 8.813% | $105,000 | 72.5% |
| BETTER MORTGAGE CORPORATION | 26 | 7.500% | $270,000 | 33.3% |
| GUILD MORTGAGE COMPANY | 26 | 6.625% | $380,000 | 0.0% |
| FIGURE LENDING LLC | 25 | 10.250% | $55,000 | 24.5% |
| DHI MORTGAGE COMPANY, LTD. | 25 | 4.990% | $295,000 | 13.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 25 | 6.490% | $315,000 | 0.0% |
| U.S. Bank National Association | 24 | 6.563% | $255,000 | 37.5% |
| North State Bank | 24 | 6.625% | $160,000 | 4.0% |
| The Central Trust Bank | 23 | 6.875% | $315,000 | 11.1% |
| LENDINGONE, LLC | 22 | 9.740% | $290,000 | 43.6% |
| Third Federal Savings and Loan Association of Cleveland | 22 | 6.990% | $110,000 | 26.5% |
| OriginPoint, LLC | 22 | 6.375% | $335,000 | 8.0% |
| Alcova Mortgage LLC | 22 | 6.495% | $390,000 | 0.0% |
| GUARANTEED RATE, INC. | 21 | 6.550% | $355,000 | 8.7% |
| Citizens Bank, National Association | 21 | 7.150% | $205,000 | 16.1% |
| First National Bank of America | 20 | 9.000% | $280,000 | 16.7% |
| United Community Bank | 20 | 6.500% | $300,000 | 16.0% |
| The Fidelity Bank | 20 | 7.500% | $195,000 | 21.4% |
| LATINO COMMUNITY CREDIT UNION | 20 | 7.625% | $245,000 | 8.7% |
| USAA Federal Savings Bank | 19 | 6.375% | $255,000 | 36.7% |
| Towne Mortgage of the Carolinas, LLC | 18 | 6.563% | $285,000 | 0.0% |
| VISION LENDING SERVICES, LLC | 18 | 6.750% | $470,000 | 0.0% |
| Coastal Community Bank | 17 | 10.490% | $85,000 | 0.0% |
| GoPrime Mortgage, Inc. | 17 | 6.624% | $355,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 7.025% | $260,000 | 0.0% |
| JAMS-01, INC. | 16 | 6.500% | $310,000 | 0.0% |
| GO MORTGAGE, LLC | 16 | 6.250% | $560,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 16 | 7.120% | $220,000 | 5.9% |
| NBKC BANK | 15 | 6.125% | $365,000 | 6.3% |
| GoodLeap, LLC | 15 | 5.990% | $125,000 | 26.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 15 | 6.875% | $325,000 | 10.0% |
| Regions Bank | 15 | 6.375% | $255,000 | 28.0% |
| Roxboro Savings Bank SSB | 15 | Not published | $305,000 | 6.3% |
| Plains Commerce Bank | 14 | 6.813% | $395,000 | 12.5% |
| CORNERSTONE CAPITAL BANK, SSB | 14 | 6.625% | $295,000 | 6.7% |
| PRINCETON MORTGAGE CORPORATION | 14 | 6.625% | $380,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.500% | $105,000 | 41.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 13 | 6.370% | $375,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 13 | 6.490% | $375,000 | 17.7% |
| Filo Mortgage, L.L.C. | 13 | 6.625% | $365,000 | 0.0% |
| T2 FINANCIAL LLC | 13 | 6.500% | $335,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 8.250% | $70,000 | 57.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 6.375% | $205,000 | 59.5% |
| 254900M2C4Q6DATP2889 | 12 | 6.120% | $335,000 | 33.3% |
| The Federal Savings Bank | 12 | 6.875% | $295,000 | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 6.933% | $320,000 | 0.0% |
| Truliant Federal Credit Union | 12 | 7.250% | $75,000 | 25.0% |
| EQUITY RESOURCES, INC. | 12 | 6.495% | $305,000 | 14.3% |
| SouthState Bank, National Association | 12 | 6.545% | $325,000 | 14.3% |
| Lendage, LLC | 12 | 10.750% | $60,000 | 12.5% |
| R T P Federal Credit Union | 12 | 7.500% | $60,000 | 12.5% |
| Morgan Stanley Private Bank, National Association | 12 | 6.025% | $695,000 | 7.7% |
| CHAMPIONS FUNDING, LLC | 11 | 7.625% | $335,000 | 45.0% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.125% | $165,000 | 15.4% |
| LOCAL GOVERNMENT | 10 | 7.500% | $60,000 | 41.2% |
| KIND LENDING, LLC | 10 | 6.933% | $350,000 | 35.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.625% | $485,000 | 9.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.688% | $305,000 | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 10 | 6.286% | $355,000 | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 10 | 6.500% | $385,000 | 0.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Citibank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LANGLEY Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Valon Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNIVERSITY Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 75.9% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Primis Mortgage Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELF-HELP Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| REPUBLIC STATE MORTGAGE CO. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 31.6% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 50.0% |
| TD Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 36.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLEGACY FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Carolina Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Benchmark Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 66.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 11.1% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 25.0% |
| CAPITAL CENTER, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| SOUTHERN TRUST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| IVY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROPONENT Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Select Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 245 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Durham County
50 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 8 | $1.7 billion |
| Truist Bank | 8 | $1.4 billion |
| First Horizon Bank | 6 | $532.6 million |
| Bank of America, National Association | 5 | $759.4 million |
| First-Citizens Bank & Trust Company | 4 | $344.1 million |
| First National Bank of Pennsylvania | 4 | $237.1 million |
| PNC Bank, National Association | 3 | $277.8 million |
| Mechanics & Farmers Bank | 3 | $274.2 million |
| JPMorgan Chase Bank, National Association | 2 | $201.9 million |
| Pinnacle Bank | 2 | $165.4 million |
| Fifth Third Bank, National Association | 2 | $74.7 million |
| Banc of California | 1 | $7.1 billion |
| The Fidelity Bank | 1 | $106.7 million |
| United Bank | 1 | $38.7 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- First-Citizens Bank & Trust Company, 200 Trent Dr, Ste 250, Durham
Get told when this changes
When the next year’s lending figures are out for Durham County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.