Home purchase lenders in Durham County
4,409 home purchase mortgages were made in Durham County, North Carolina, in 2025, by 344 lenders. The median rate their borrowers got was 6.283% on a median loan of $335,000. Of 4,897 decisions, 396 were denials — 8.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 381 | 5.125% | $315,000 | 9.1% |
| STATE EMPLOYEES' | 325 | 5.825% | $335,000 | 13.3% |
| PULTE MORTGAGE LLC | 237 | 5.250% | $345,000 | 10.9% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 187 | 6.490% | $385,000 | 1.1% |
| Rocket Mortgage, LLC | 170 | 6.500% | $335,000 | 7.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 145 | 6.519% | $375,000 | 6.4% |
| MOVEMENT MORTGAGE, LLC | 121 | 6.625% | $375,000 | 2.3% |
| JPMorgan Chase Bank, National Association | 108 | 6.375% | $335,000 | 5.1% |
| VELOCIO MORTGAGE L.L.C. | 102 | 4.990% | $275,000 | 1.0% |
| American Security Mortgage Corp. | 100 | 6.250% | $390,000 | 0.0% |
| First-Citizens Bank & Trust Company | 92 | 5.838% | $315,000 | 8.9% |
| Truist Bank | 85 | 6.275% | $345,000 | 17.9% |
| ZILLOW HOME LOANS, LLC | 69 | 6.500% | $345,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 5.990% | $400,000 | 29.2% |
| NVR Mortgage Finance, Inc. | 65 | 5.990% | $335,000 | 7.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 64 | 6.875% | $330,000 | 1.5% |
| KBHS HOME LOANS, LLC | 63 | 5.990% | $305,000 | 8.7% |
| Navy Federal Credit Union | 63 | 6.125% | $365,000 | 6.0% |
| Prosperity Home Mortgage, LLC | 63 | 6.625% | $385,000 | 1.5% |
| COASTAL Federal Credit Union | 61 | 6.500% | $355,000 | 4.6% |
| Wells Fargo Bank, National Association | 54 | 6.375% | $335,000 | 8.5% |
| Bank of America, National Association | 48 | 6.183% | $325,000 | 18.6% |
| First Heritage Mortgage, LLC | 48 | 6.500% | $355,000 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 48 | 6.562% | $345,000 | 5.9% |
| First National Bank of Pennsylvania | 47 | 6.125% | $365,000 | 7.8% |
| 254900YZ174H294JW398 | 44 | 6.625% | $345,000 | 4.0% |
| Fairway Independent Mortgage Corporation | 44 | 6.625% | $280,000 | 2.2% |
| UNION HOME MORTGAGE CORP. | 38 | 6.375% | $290,000 | 5.0% |
| Pinnacle Bank | 37 | 6.000% | $255,000 | 9.8% |
| NFM, INC. | 36 | 6.250% | $355,000 | 0.0% |
| Kiavi Funding, Inc. | 34 | 10.490% | $295,000 | 8.1% |
| Mortgage Research Center, LLC | 31 | 6.250% | $355,000 | 3.0% |
| Fifth Third Bank, National Association | 29 | 6.250% | $235,000 | 9.4% |
| Towne Bank | 28 | 6.500% | $395,000 | 0.0% |
| Ameris Bank | 27 | 6.490% | $335,000 | 0.0% |
| General Mortgage Capital Corporation | 26 | 6.562% | $265,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 25 | 4.990% | $295,000 | 13.8% |
| THE LOAN STORE, INC. | 25 | 6.375% | $375,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 23 | 6.375% | $365,000 | 4.2% |
| North State Bank | 22 | 6.625% | $160,000 | 4.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 22 | 6.495% | $325,000 | 0.0% |
| Broker Solutions, Inc. | 21 | 6.625% | $305,000 | 12.0% |
| CMG MORTGAGE, INC. | 21 | 6.875% | $315,000 | 3.9% |
| OriginPoint, LLC | 19 | 6.375% | $335,000 | 5.0% |
| LATINO COMMUNITY CREDIT UNION | 19 | 7.500% | $245,000 | 9.1% |
| First National Bank of America | 18 | 9.063% | $290,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 18 | 6.688% | $380,000 | 0.0% |
| Towne Mortgage of the Carolinas, LLC | 18 | 6.563% | $285,000 | 0.0% |
| VISION LENDING SERVICES, LLC | 18 | 6.750% | $470,000 | 0.0% |
| Alcova Mortgage LLC | 17 | 6.490% | $445,000 | 0.0% |
| JAMS-01, INC. | 16 | 6.500% | $310,000 | 0.0% |
| GO MORTGAGE, LLC | 16 | 6.250% | $560,000 | 0.0% |
| The Central Trust Bank | 16 | 6.875% | $340,000 | 0.0% |
| First Horizon Bank | 16 | 6.563% | $325,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.375% | $275,000 | 37.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 15 | 6.875% | $325,000 | 10.5% |
| PNC Bank, National Association | 15 | 6.500% | $375,000 | 21.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.125% | $315,000 | 0.0% |
| LENDINGONE, LLC | 14 | 9.740% | $270,000 | 30.0% |
| CORNERSTONE CAPITAL BANK, SSB | 14 | 6.625% | $295,000 | 6.7% |
| GoPrime Mortgage, Inc. | 14 | 6.813% | $350,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 13 | 6.490% | $375,000 | 17.7% |
| NEWREZ LLC | 13 | 6.500% | $395,000 | 7.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.625% | $340,000 | 7.7% |
| U.S. Bank National Association | 12 | 6.495% | $315,000 | 7.7% |
| Filo Mortgage, L.L.C. | 12 | 6.688% | $375,000 | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 11 | 6.625% | $385,000 | 0.0% |
| Plains Commerce Bank | 10 | 6.875% | $395,000 | 16.7% |
| Morgan Stanley Private Bank, National Association | 10 | 5.975% | $615,000 | 9.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.625% | $485,000 | 9.1% |
| EQUITY RESOURCES, INC. | 10 | 6.495% | $355,000 | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 10 | 6.286% | $355,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.688% | $305,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.500% | $355,000 | 0.0% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Citibank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 10.0% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Roxboro Savings Bank SSB | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNIVERSITY Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELF-HELP Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Loandepot.Com, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| First Carolina Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| REPUBLIC STATE MORTGAGE CO. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Benchmark Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Park National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 144 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.