Mortgage Lender Index

FIRST HOME MORTGAGE CORPORATION

FIRST HOME MORTGAGE CORPORATION received 6,727 applications in 2025 and made 5,283 mortgages, in 249 counties across 19 states. The median rate its borrowers got was 6.625% on a median loan of $375,000. Of 5,489 decisions, 166 were denials — 3.0%, most often for collateral.

Legal Entity Identifier549300GPO6DWUZR4UY30
Applications received6,727
Mortgages made5,283
Denied166
Approved, not taken up40
Withdrawn or incomplete1,238
Loans bought from other lenders121
Median rate spread over the prime offer rate0.3655 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,704 6.625%$375,000 2.8%
Refinancing306 6.125%$415,000 2.5%
Cash-out refinancing139 6.750%$325,000 6.7%
Other purposes134 8.250%$125,000 6.9%

Where FIRST HOME MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Anne Arundel County, MD 5266.625%2.0%
Baltimore city, MD 4816.625%3.4%
Baltimore County, MD 4246.750%2.5%
Montgomery County, MD 3046.625%2.2%
Prince George's County, MD 3016.625%7.3%
St. Mary's County, MD 2986.500%1.6%
District of Columbia, DC 2806.625%3.1%
Calvert County, MD 1806.495%1.1%
Harford County, MD 1786.625%2.2%
Howard County, MD 1646.625%1.8%
Charles County, MD 1276.625%3.0%
Fairfax County, VA 1156.625%3.4%
Wake County, NC 1006.490%2.0%
Queen Anne's County, MD 876.490%2.3%
Carroll County, MD 846.750%0.0%
Frederick County, MD 816.750%0.0%
Charleston County, SC 676.750%1.4%
York County, PA 666.750%4.4%
Johnston County, NC 586.375%3.3%
Sussex County, DE 576.750%5.0%
Washington County, MD 576.750%1.7%
Wicomico County, MD 506.750%3.9%
Bristol County, MA 496.500%5.8%
Plymouth County, MA 486.625%4.0%
Harnett County, NC 486.500%4.0%
Providence County, RI 486.688%24.2%
Arlington County, VA 456.625%2.2%
Alexandria city, VA 436.490%0.0%
Worcester County, MD 396.750%2.5%
Dorchester County, MD 376.750%5.1%
Chesterfield County, VA 366.750%0.0%
Caroline County, MD 346.688%0.0%
Talbot County, MD 346.688%0.0%
Prince William County, VA 286.625%3.3%
Somerset County, MD 246.750%0.0%
Berkeley County, SC 236.490%4.2%
Loudoun County, VA 236.625%0.0%
Cecil County, MD 226.625%0.0%
Norfolk County, MA 216.750%8.3%
Kent County, MD 196.625%0.0%
Henrico County, VA 196.875%0.0%
Richmond city, VA 196.750%0.0%
Chatham County, NC 176.375%0.0%
Dorchester County, SC 156.750%0.0%
Adams County, PA 146.813%0.0%
Manatee County, FL 136.375%0.0%
Mecklenburg County, NC 136.990%7.1%
Franklin County, PA 136.875%13.3%
Berkeley County, WV 136.875%0.0%
Pinellas County, FL 106.625%23.1%

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When FIRST HOME MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.