Mortgage lenders in District of Columbia
9,223 mortgages were made in District of Columbia, District of Columbia, in 2025, by 474 lenders. The median rate their borrowers got was 6.500% on a median loan of $465,000. Of 12,599 decisions, 2,954 were denials — 23.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 469 | 6.625% | $325,000 | 22.4% |
| FIRST SAVINGS MORTGAGE CORPORATION | 451 | 6.500% | $675,000 | 1.1% |
| JPMorgan Chase Bank, National Association | 307 | 6.375% | $575,000 | 10.0% |
| Navy Federal Credit Union | 297 | 7.750% | $215,000 | 42.3% |
| Citibank, National Association | 281 | 6.000% | $655,000 | 12.2% |
| FIRST HOME MORTGAGE CORPORATION | 280 | 6.625% | $465,000 | 3.1% |
| Bank of America, National Association | 249 | 5.990% | $395,000 | 41.6% |
| Truist Bank | 240 | 6.250% | $330,000 | 46.7% |
| Bank-Fund Staff Federal Credit Union | 220 | 6.500% | $400,000 | 9.9% |
| PNC Bank, National Association | 211 | 6.250% | $155,000 | 39.4% |
| Prosperity Home Mortgage, LLC | 210 | 6.625% | $560,000 | 2.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 198 | 6.374% | $455,000 | 21.8% |
| GUARANTEED RATE, INC. | 182 | 6.500% | $675,000 | 6.5% |
| Manufacturers and Traders Trust Company | 172 | 5.875% | $640,000 | 24.6% |
| Atlantic Coast Mortgage, LLC | 148 | 6.563% | $535,000 | 1.8% |
| Capital Bank, National Association | 145 | 6.750% | $365,000 | 2.7% |
| Wells Fargo Bank, National Association | 130 | 6.125% | $655,000 | 23.8% |
| Vellum Mortgage, Inc. | 125 | 6.490% | $625,000 | 1.6% |
| Fairway Independent Mortgage Corporation | 124 | 6.625% | $575,000 | 3.9% |
| MOVEMENT MORTGAGE, LLC | 122 | 6.250% | $565,000 | 2.8% |
| TD Bank, National Association | 110 | 7.440% | $305,000 | 28.8% |
| United Bank | 110 | 5.990% | $585,000 | 11.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 108 | 6.625% | $570,000 | 10.9% |
| NEWREZ LLC | 105 | 6.625% | $355,000 | 43.9% |
| PENNYMAC LOAN SERVICES, LLC | 105 | 6.124% | $515,000 | 23.5% |
| Atlantic Union Bank | 96 | 6.625% | $555,000 | 22.2% |
| First National Bank of Pennsylvania | 96 | 6.250% | $505,000 | 27.8% |
| Citizens Bank, National Association | 92 | 7.200% | $445,000 | 42.0% |
| Loansteady LLC | 91 | 6.375% | $525,000 | 5.7% |
| Loandepot.Com, LLC | 88 | 6.875% | $260,000 | 35.0% |
| First Heritage Mortgage, LLC | 86 | 6.375% | $550,000 | 3.4% |
| PENTAGON FEDERAL CREDIT UNION | 82 | 7.625% | $215,000 | 48.5% |
| FREEDOM MORTGAGE CORPORATION | 81 | 5.875% | $505,000 | 11.9% |
| NFM, INC. | 77 | 6.625% | $545,000 | 4.8% |
| CMG MORTGAGE, INC. | 73 | 6.625% | $545,000 | 2.5% |
| Fulton Bank, National Association | 70 | 6.375% | $680,000 | 18.4% |
| TOWER Federal Credit Union | 67 | 7.000% | $155,000 | 31.7% |
| GUILD MORTGAGE COMPANY | 66 | 6.375% | $535,000 | 6.8% |
| OriginPoint, LLC | 65 | 6.625% | $685,000 | 4.4% |
| LOWER, LLC | 64 | 6.375% | $450,000 | 7.2% |
| Mortgage Research Center, LLC | 63 | 5.990% | $555,000 | 34.7% |
| INTERCOASTAL MORTGAGE, LLC | 61 | 6.375% | $655,000 | 5.5% |
| Morgan Stanley Private Bank, National Association | 58 | 5.750% | $830,000 | 4.9% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 55 | 6.490% | $165,000 | 15.4% |
| EMBRACE HOME LOANS, INC. | 54 | 6.375% | $545,000 | 6.2% |
| SWBC MORTGAGE CORPORATION | 50 | 6.500% | $700,000 | 1.8% |
| Kiavi Funding, Inc. | 49 | 11.490% | $475,000 | 13.8% |
| AmeriSave Mortgage Corporation | 44 | 8.500% | $100,000 | 70.3% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 44 | 5.875% | $460,000 | 43.6% |
| Broker Solutions, Inc. | 42 | 6.750% | $285,000 | 25.4% |
| U.S. Bank National Association | 42 | 6.490% | $580,000 | 46.3% |
| ZILLOW HOME LOANS, LLC | 41 | 6.125% | $435,000 | 6.8% |
| BETTER MORTGAGE CORPORATION | 40 | 8.063% | $315,000 | 53.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 40 | 6.000% | $595,000 | 26.8% |
| DIRECT MORTGAGE LOANS, LLC | 39 | 6.500% | $405,000 | 6.3% |
| State Department Federal Credit Union | 38 | 6.990% | $155,000 | 32.2% |
| GUARANTEED RATE AFFINITY, LLC | 38 | 6.500% | $620,000 | 9.5% |
| FIGURE LENDING LLC | 37 | 9.150% | $105,000 | 28.4% |
| IDB Global Federal Credit Union | 37 | 5.625% | $495,000 | 0.0% |
| Towne Bank | 36 | 6.490% | $510,000 | 5.1% |
| SPRING EQ, LLC | 35 | 8.950% | $145,000 | 67.2% |
| United Nations Federal Credit Union | 35 | 5.750% | $685,000 | 20.5% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 34 | 5.875% | $590,000 | 12.5% |
| NATIONAL COOPERATIVE BANK, N.A. | 34 | 6.500% | $315,000 | 8.1% |
| NATIONSTAR MORTGAGE LLC | 30 | 6.558% | $310,000 | 33.3% |
| LAFAYETTE FEDERAL CREDIT UNION | 30 | 7.500% | $175,000 | 20.5% |
| Ameris Bank | 30 | 6.313% | $340,000 | 8.8% |
| OCMBC, INC. | 29 | 6.999% | $405,000 | 28.3% |
| Charles Schwab Bank, SSB | 29 | 5.550% | $685,000 | 6.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 28 | 6.908% | $350,000 | 31.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 27 | 6.020% | $625,000 | 8.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 27 | 6.375% | $525,000 | 3.6% |
| Third Federal Savings and Loan Association of Cleveland | 25 | 6.990% | $205,000 | 26.5% |
| UBS Bank USA | 24 | 5.875% | $775,000 | 4.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 23 | 9.990% | $415,000 | 0.0% |
| Industrial Bank | 22 | 6.933% | $425,000 | 42.1% |
| BAY EQUITY LLC | 22 | 6.625% | $510,000 | 8.3% |
| Loan Funder LLC | 21 | 10.250% | $485,000 | 52.3% |
| NBKC BANK | 21 | 6.375% | $595,000 | 4.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 21 | 9.625% | $625,000 | 24.1% |
| United States Senate Federal Credit Union | 21 | 7.500% | $135,000 | 11.4% |
| THE LOAN STORE, INC. | 21 | 6.875% | $385,000 | 4.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 19 | 10.790% | $205,000 | 24.0% |
| Tomo Mortgage, LLC | 18 | 6.375% | $620,000 | 9.1% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.250% | $565,000 | 57.1% |
| HOMEXPRESS MORTGAGE CORP. | 17 | 7.375% | $405,000 | 58.5% |
| Hometown Equity Mortgage, LLC | 17 | 7.500% | $625,000 | 38.7% |
| WesBanco Bank, Inc. | 17 | 6.625% | $395,000 | 26.1% |
| JUSTICE Federal Credit Union | 17 | 7.500% | $155,000 | 10.0% |
| LENDINGONE, LLC | 16 | 7.590% | $545,000 | 63.6% |
| ENVOY MORTGAGE, LTD | 16 | 6.625% | $685,000 | 36.0% |
| A&D Mortgage LLC | 16 | 6.938% | $445,000 | 23.8% |
| LIBRARY OF CONGRESS | 16 | 3.500% | $100,000 | 0.0% |
| The National Capital Bank of Washington | 16 | Not published | $1,055,000 | 0.0% |
| Alcova Mortgage LLC | 16 | 6.625% | $530,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.125% | $485,000 | 66.1% |
| FIDELITY DIRECT MORTGAGE, LLC | 15 | 6.500% | $385,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.938% | $415,000 | 31.8% |
| BPL MORTGAGE TRUST, LLC | 14 | 6.438% | $455,000 | 20.0% |
| Northwest Federal Credit Union | 14 | 7.250% | $170,000 | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.750% | $395,000 | 23.8% |
| NASA Federal Credit Union | 14 | 7.250% | $95,000 | 5.6% |
| Luminate Bank | 14 | 6.313% | $530,000 | 0.0% |
| Founders Bank | 14 | Not published | $1,150,000 | 6.7% |
| USAA Federal Savings Bank | 13 | 6.250% | $325,000 | 53.6% |
| KIND LENDING, LLC | 13 | 6.750% | $605,000 | 30.0% |
| AMWEST FUNDING CORP. | 13 | 7.125% | $325,000 | 13.3% |
| PLANET HOME LENDING, LLC | 13 | 5.875% | $685,000 | 7.1% |
| City National Bank | 13 | 5.650% | $1,105,000 | 7.1% |
| Trustar Bank | 13 | Not published | $805,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 6.687% | $585,000 | 67.9% |
| 254900CTT87ZKAUTIJ37 | 12 | 9.490% | $540,000 | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.688% | $490,000 | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 6.313% | $330,000 | 0.0% |
| Hingham Institution for Savings, The | 12 | Not published | $2,380,000 | 14.3% |
| Presidential Bank, FSB | 12 | 6.625% | $585,000 | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 7.999% | $1,465,000 | 15.4% |
| Bethpage Federal Credit Union | 11 | 8.000% | $195,000 | 45.5% |
| DOMINION FINANCIAL SERVICES, LLC | 11 | 7.750% | $825,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 11 | 7.625% | $845,000 | 38.9% |
| First Federal Bank | 11 | 5.990% | $545,000 | 7.7% |
| NEXERA HOLDING LLC | 11 | 7.625% | $425,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 11 | 6.625% | $515,000 | 8.3% |
| NVR Mortgage Finance, Inc. | 11 | 6.625% | $695,000 | 0.0% |
| Easy Street Capital, LLC | 11 | 9.900% | $305,000 | 0.0% |
| PHH Mortgage Corporation | 10 | 6.250% | $460,000 | 16.7% |
| MainStreet Bank | 10 | Not published | $1,050,000 | 33.3% |
| Pinnacle Bank | 10 | 6.000% | $125,000 | 29.4% |
| Commerce Home Mortgage, Inc. | 10 | 6.870% | $580,000 | 9.1% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 10 | 6.748% | $165,000 | 28.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.688% | $440,000 | 9.1% |
| Watermark Capital, Inc. | 10 | 6.438% | $670,000 | 14.3% |
| The Dart Bank | 10 | 6.558% | $445,000 | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 59.1% |
| Apple Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 47.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 22.2% |
| Logan Finance Corporation | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MERIDIAN BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| John Marshall Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 56.5% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 13.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First-Citizens Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Old Dominion National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AAA CAPITAL INVESTMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EDUCATIONAL SYSTEMS | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 7.7% |
| QUORUM FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 46.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Goldman Sachs Bank USA | 7 | Under 10 loans | Under 10 loans | 22.2% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| The Freedom Bank of Virginia | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FEDCHOICE Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| COMMONWEALTH ONE | 6 | Under 10 loans | Under 10 loans | 62.5% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| CAPITAL CENTER, L.L.C. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SELECT LENDING SERVICES LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SPECTRA CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BNY Mellon, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| JAMS-01, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Farmers Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 45.5% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RPE Home, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AGRICULTURE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Peoples Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 274 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in District of Columbia
178 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- TD Bank, National Association, 2000 K St Nw, Washington
- Wells Fargo Bank, National Association, 1300 I St Nw, Washington
- Wells Fargo Bank, National Association, 600 Maryland Ave Sw, Washington
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When the next year’s lending figures are out for District of Columbia, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.