WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION received 696 applications in 2025 and made 471 mortgages, in 198 counties across 47 states. The median rate its borrowers got was 6.250% on a median loan of $155,000. Of 590 decisions, 108 were denials — 18.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300TTPRGSP8DGY569 |
|---|---|
| Applications received | 696 |
| Mortgages made | 471 |
| Denied | 108 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 106 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 6.32 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 87 | 5.750% | $425,000 | 10.9% |
| Refinancing | 20 | 5.563% | $410,000 | 19.2% |
| Cash-out refinancing | 223 | 6.740% | $125,000 | 22.2% |
| Other purposes | 141 | 6.490% | $95,000 | 15.9% |
Where WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| District of Columbia, DC | 55 | 6.490% | 15.4% |
| Fairfax County, VA | 51 | 6.313% | 22.4% |
| Prince George's County, MD | 31 | 6.740% | 27.3% |
| Montgomery County, MD | 30 | 6.125% | 26.2% |
| Loudoun County, VA | 15 | 6.490% | 0.0% |
| Alexandria city, VA | 15 | 5.938% | 6.3% |
| Anne Arundel County, MD | 14 | 5.990% | 31.8% |
| Prince William County, VA | 13 | 6.240% | 0.0% |
| Arlington County, VA | 12 | 5.625% | 20.0% |
| Charles County, MD | 8 | Under 10 loans | 38.5% |
| Los Angeles County, CA | 6 | Under 10 loans | 11.1% |
| Calvert County, MD | 6 | Under 10 loans | 0.0% |
| Baltimore city, MD | 6 | Under 10 loans | 14.3% |
| Sussex County, DE | 5 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 5 | Under 10 loans | 0.0% |
| Jefferson County, WV | 5 | Under 10 loans | 0.0% |
| Baltimore County, MD | 4 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Oklahoma County, OK | 4 | Under 10 loans | 20.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 0.0% |
| Sacramento County, CA | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 3 | Under 10 loans | 0.0% |
| Suffolk County, MA | 3 | Under 10 loans | 25.0% |
| Frederick County, VA | 3 | Under 10 loans | 0.0% |
| Fairfax city, VA | 3 | Under 10 loans | 0.0% |
| Falls Church city, VA | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 0.0% |
| Pima County, AZ | 2 | Under 10 loans | 0.0% |
| Alameda County, CA | 2 | Under 10 loans | 33.3% |
| Arapahoe County, CO | 2 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Douglas County, CO | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Fulton County, GA | 2 | Under 10 loans | 0.0% |
| Hamilton County, IN | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| York County, ME | 2 | Under 10 loans | 0.0% |
| Frederick County, MD | 2 | Under 10 loans | 0.0% |
| Washington County, MD | 2 | Under 10 loans | 0.0% |
| Jackson County, MO | 2 | Under 10 loans | 0.0% |
| Clark County, NV | 2 | Under 10 loans | 25.0% |
| Bergen County, NJ | 2 | Under 10 loans | 0.0% |
| Henderson County, NC | 2 | Under 10 loans | 0.0% |
| Wake County, NC | 2 | Under 10 loans | 0.0% |
| Multnomah County, OR | 2 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 0.0% |
| Greenville County, SC | 2 | Under 10 loans | 0.0% |
| Hamilton County, TN | 2 | Under 10 loans | 0.0% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.