Mortgage lenders in Loudoun County
11,500 mortgages were made in Loudoun County, Virginia, in 2025, by 474 lenders. The median rate their borrowers got was 6.500% on a median loan of $485,000. Of 14,890 decisions, 2,751 were denials — 18.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 814 | 6.750% | $425,000 | 12.5% |
| Navy Federal Credit Union | 645 | 7.950% | $155,000 | 21.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 585 | 6.125% | $565,000 | 8.8% |
| Truist Bank | 511 | 6.250% | $355,000 | 29.2% |
| Atlantic Coast Mortgage, LLC | 427 | 6.500% | $565,000 | 1.1% |
| INTERCOASTAL MORTGAGE, LLC | 412 | 6.490% | $655,000 | 2.3% |
| Bank of America, National Association | 264 | 6.240% | $220,000 | 39.6% |
| PENNYMAC LOAN SERVICES, LLC | 260 | 6.375% | $500,000 | 16.5% |
| Northwest Federal Credit Union | 242 | 7.000% | $125,000 | 21.2% |
| GUARANTEED RATE, INC. | 225 | 6.250% | $675,000 | 6.4% |
| PNC Bank, National Association | 207 | 7.770% | $195,000 | 29.4% |
| First Heritage Mortgage, LLC | 194 | 6.480% | $595,000 | 0.5% |
| Manufacturers and Traders Trust Company | 189 | 5.875% | $705,000 | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 188 | 7.750% | $205,000 | 30.4% |
| Loandepot.Com, LLC | 172 | 7.625% | $255,000 | 16.6% |
| CMG MORTGAGE, INC. | 172 | 6.375% | $675,000 | 6.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 170 | 6.495% | $615,000 | 3.9% |
| United Nations Federal Credit Union | 158 | 5.625% | $950,000 | 12.6% |
| Apple Federal Credit Union | 151 | 7.490% | $145,000 | 32.6% |
| NVR Mortgage Finance, Inc. | 151 | 6.500% | $545,000 | 11.7% |
| ABNB Federal Credit Union | 143 | 4.875% | $1,035,000 | 5.9% |
| NFM, INC. | 136 | 6.375% | $540,000 | 0.7% |
| PULTE MORTGAGE LLC | 133 | 6.125% | $755,000 | 9.5% |
| TOLL BROTHERS MORTGAGE COMPANY | 123 | 6.490% | $675,000 | 14.5% |
| Atlantic Union Bank | 118 | 7.250% | $245,000 | 30.9% |
| FREEDOM MORTGAGE CORPORATION | 116 | 5.875% | $590,000 | 9.3% |
| MOVEMENT MORTGAGE, LLC | 112 | 6.250% | $620,000 | 6.2% |
| Citizens Bank, National Association | 109 | 7.400% | $265,000 | 23.0% |
| United Bank | 107 | 6.490% | $455,000 | 16.3% |
| First National Bank of Pennsylvania | 105 | 6.250% | $475,000 | 18.6% |
| Prosperity Home Mortgage, LLC | 104 | 6.500% | $530,000 | 3.7% |
| NEWREZ LLC | 100 | 6.438% | $475,000 | 25.0% |
| Ameris Bank | 96 | 6.375% | $535,000 | 7.6% |
| Third Federal Savings and Loan Association of Cleveland | 92 | 6.990% | $205,000 | 39.9% |
| TOWER Federal Credit Union | 92 | 7.000% | $225,000 | 33.8% |
| SPRING EQ, LLC | 89 | 9.350% | $135,000 | 58.0% |
| FIGURE LENDING LLC | 88 | 8.600% | $95,000 | 18.0% |
| Fairway Independent Mortgage Corporation | 88 | 6.625% | $555,000 | 1.1% |
| JPMorgan Chase Bank, National Association | 82 | 6.375% | $645,000 | 10.5% |
| NATIONSTAR MORTGAGE LLC | 81 | 8.625% | $155,000 | 12.8% |
| TD Bank, National Association | 72 | 7.440% | $345,000 | 30.1% |
| Mortgage Research Center, LLC | 67 | 5.875% | $675,000 | 30.2% |
| JAMS-01, INC. | 65 | 6.500% | $575,000 | 0.0% |
| Coastal Community Bank | 64 | 10.240% | $60,000 | 6.0% |
| U.S. Bank National Association | 61 | 7.650% | $255,000 | 43.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 58 | 6.558% | $440,000 | 10.8% |
| EMBRACE HOME LOANS, INC. | 58 | 6.313% | $630,000 | 3.3% |
| Bank-Fund Staff Federal Credit Union | 55 | 6.500% | $255,000 | 9.7% |
| Wells Fargo Bank, National Association | 53 | 6.375% | $505,000 | 26.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 51 | 8.000% | $155,000 | 13.6% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 51 | 5.625% | $915,000 | 37.4% |
| GUARANTEED RATE AFFINITY, LLC | 51 | 6.250% | $605,000 | 3.8% |
| AmeriSave Mortgage Corporation | 50 | 8.750% | $140,000 | 58.2% |
| FIRST SAVINGS MORTGAGE CORPORATION | 50 | 6.625% | $590,000 | 2.0% |
| UNION HOME MORTGAGE CORP. | 43 | 6.000% | $665,000 | 4.4% |
| GUILD MORTGAGE COMPANY | 41 | 6.500% | $575,000 | 6.1% |
| BETTER MORTGAGE CORPORATION | 39 | 8.250% | $305,000 | 46.9% |
| DIGITAL | 39 | 7.500% | $205,000 | 21.2% |
| 254900YZ174H294JW398 | 39 | 6.500% | $745,000 | 3.9% |
| Alcova Mortgage LLC | 38 | 6.558% | $660,000 | 0.0% |
| LOWER, LLC | 35 | 6.625% | $635,000 | 16.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 35 | 10.065% | $185,000 | 2.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 34 | 5.870% | $580,000 | 7.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 33 | 6.250% | $585,000 | 13.2% |
| KIND LENDING, LLC | 33 | 6.625% | $515,000 | 35.3% |
| THE LOAN STORE, INC. | 33 | 6.750% | $445,000 | 20.5% |
| A&D Mortgage LLC | 33 | 6.375% | $595,000 | 2.9% |
| Morgan Stanley Private Bank, National Association | 31 | 5.975% | $735,000 | 0.0% |
| Vellum Mortgage, Inc. | 31 | 6.750% | $535,000 | 3.1% |
| The Freedom Bank of Virginia | 31 | 6.375% | $535,000 | 6.1% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 6.563% | $275,000 | 60.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 30 | 6.375% | $550,000 | 23.1% |
| LANGLEY Federal Credit Union | 30 | 6.990% | $185,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 29 | 6.250% | $535,000 | 17.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 28 | 6.688% | $530,000 | 9.4% |
| ALLIANT CREDIT UNION | 28 | 8.000% | $210,000 | 36.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 27 | 6.480% | $655,000 | 0.0% |
| AMWEST FUNDING CORP. | 26 | 7.000% | $490,000 | 7.1% |
| BAY EQUITY LLC | 26 | 6.750% | $630,000 | 3.7% |
| Presidential Bank, FSB | 24 | 6.375% | $550,000 | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 23 | 6.625% | $675,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 7.125% | $675,000 | 6.7% |
| Discover Bank | 22 | 8.715% | $105,000 | 80.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 22 | 5.688% | $640,000 | 4.4% |
| Bank of Charles Town | 22 | Not published | $355,000 | 7.7% |
| Broker Solutions, Inc. | 21 | 6.875% | $355,000 | 33.3% |
| Bank of Clarke | 21 | Not published | $505,000 | 25.0% |
| OCMBC, INC. | 20 | 6.625% | $530,000 | 29.0% |
| GUIDANCE RESIDENTIAL, LLC | 20 | 6.500% | $520,000 | 0.0% |
| WesBanco Bank, Inc. | 19 | 6.625% | $565,000 | 25.9% |
| The Dart Bank | 19 | 6.000% | $575,000 | 4.6% |
| EMET LENDING GROUP, INC. | 19 | 6.750% | $545,000 | 0.0% |
| City Lending Inc. | 19 | 6.990% | $485,000 | 5.0% |
| Virginia Credit Union, Inc. | 18 | 6.240% | $165,000 | 10.0% |
| Towne Bank | 18 | 6.490% | $525,000 | 0.0% |
| Citibank, National Association | 17 | 5.875% | $835,000 | 30.8% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.500% | $635,000 | 0.0% |
| PHH Mortgage Corporation | 16 | 5.875% | $535,000 | 5.6% |
| USAA Federal Savings Bank | 16 | 6.188% | $590,000 | 33.3% |
| CAPITAL CENTER, L.L.C. | 16 | 5.938% | $605,000 | 11.1% |
| EDUCATIONAL SYSTEMS | 16 | 4.438% | $685,000 | 12.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 16 | 7.625% | $275,000 | 20.0% |
| First-Citizens Bank & Trust Company | 16 | 5.990% | $280,000 | 15.8% |
| Bethpage Federal Credit Union | 15 | 6.490% | $355,000 | 53.1% |
| NBKC BANK | 15 | 5.990% | $665,000 | 15.8% |
| PLANET HOME LENDING, LLC | 15 | 5.750% | $565,000 | 11.8% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 15 | 6.490% | $165,000 | 0.0% |
| NASA Federal Credit Union | 15 | 7.250% | $135,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 14 | 6.625% | $500,000 | 11.8% |
| SWBC MORTGAGE CORPORATION | 14 | 6.625% | $475,000 | 6.3% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.688% | $375,000 | 0.0% |
| Fulton Bank, National Association | 13 | 6.490% | $355,000 | 45.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.624% | $575,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 13 | 7.250% | $785,000 | 13.3% |
| UIF CORPORATION | 13 | 6.875% | $575,000 | 18.8% |
| State Department Federal Credit Union | 13 | 7.000% | $295,000 | 27.8% |
| Hanscom Federal Credit Union | 13 | 7.000% | $325,000 | 6.7% |
| KEYSTONE FUNDING, INC. | 13 | 6.500% | $595,000 | 12.5% |
| Loansteady LLC | 13 | 6.375% | $655,000 | 0.0% |
| Burke & Herbert Bank & Trust Company | 13 | 7.750% | $305,000 | 7.1% |
| Waterstone Mortgage Corporation | 13 | 6.250% | $575,000 | 0.0% |
| Pinnacle Bank | 12 | 6.563% | $105,000 | 28.6% |
| PLAZA HOME MORTGAGE, INC. | 12 | 5.688% | $625,000 | 40.0% |
| JUSTICE Federal Credit Union | 12 | 7.500% | $155,000 | 0.0% |
| Dollar Bank, Federal Savings Bank | 12 | 6.375% | $1,060,000 | 0.0% |
| Integrity Home Mortgage Corporation | 12 | 6.688% | $600,000 | 0.0% |
| FEDERATED MORTGAGE CORP. | 12 | 5.875% | $750,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 11 | 6.375% | $595,000 | 21.4% |
| Strong Home Mortgage, LLC | 11 | 6.125% | $545,000 | 15.4% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.250% | $325,000 | 8.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.620% | $295,000 | 74.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.438% | $605,000 | 0.0% |
| Plains Commerce Bank | 10 | 6.375% | $680,000 | 16.7% |
| The Federal Savings Bank | 10 | 6.313% | $570,000 | 9.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.250% | $645,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 10 | 6.495% | $550,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.313% | $490,000 | 9.1% |
| Primis Mortgage Company | 10 | 6.495% | $670,000 | 9.1% |
| FIDELITY DIRECT MORTGAGE, LLC | 10 | 6.313% | $320,000 | 9.1% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Oak View National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 17.9% |
| QUORUM FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 37.5% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MLD MORTGAGE INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| GEORGIA'S OWN | 7 | Under 10 loans | Under 10 loans | 9.1% |
| Service Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 9.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NORTHROP GRUMMAN Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Old Dominion National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Farm Credit of the Virginias, ACA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPECTRA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 28.6% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| City National Bank of West Virginia | 4 | Under 10 loans | Under 10 loans | 42.9% |
| United States Senate Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 274 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Loudoun County
74 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 12 | $1.7 billion |
| Wells Fargo Bank, National Association | 10 | $1.4 billion |
| JPMorgan Chase Bank, National Association | 8 | $427.9 million |
| Bank of America, National Association | 7 | $1.5 billion |
| Atlantic Union Bank | 5 | $746.2 million |
| PNC Bank, National Association | 5 | $560.6 million |
| United Bank | 5 | $471.2 million |
| Capital One, National Association | 3 | $616.1 million |
| Bank Of Clarke | 3 | $382.0 million |
| Potomac Bank | 3 | $257.5 million |
| Manufacturers and Traders Trust Company | 3 | $169.8 million |
| MainStreet Bank | 2 | $198.1 million |
| John Marshall Bank | 1 | $228.5 million |
| Old Dominion National Bank | 1 | $218.1 million |
| TD Bank, National Association | 1 | $144.5 million |
| Burke & Herbert Bank & Trust Company | 1 | $93.5 million |
| Pinnacle Bank | 1 | $77.4 million |
| First-Citizens Bank & Trust Company | 1 | $77.2 million |
| Primis Bank | 1 | $51.0 million |
| Presidential Bank, FSB | 1 | $46.2 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Atlantic Union Bank, 1 Catoctin Cir Ne, Leesburg
- Bank of America, National Association, 45985 Regal Plz, Ste 180, Sterling
Get told when this changes
When the next year’s lending figures are out for Loudoun County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.