INSTAMORTGAGE INC.
INSTAMORTGAGE INC. received 302 applications in 2025 and made 255 mortgages, in 93 counties across 21 states. The median rate its borrowers got was 6.375% on a median loan of $435,000. Of 269 decisions, 6 were denials — 2.2%, most often for debt-to-income ratio. 38 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300ELLMUEKP1JHB70 |
|---|---|
| Applications received | 302 |
| Mortgages made | 255 |
| Denied | 6 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.074 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 191 | 6.375% | $435,000 | 3.0% |
| Refinancing | 46 | 6.125% | $480,000 | 0.0% |
| Cash-out refinancing | 18 | 6.563% | $245,000 | 0.0% |
Where INSTAMORTGAGE INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fairfax County, VA | 36 | 6.125% | 4.9% |
| Montgomery County, MD | 27 | 6.490% | 0.0% |
| Prince William County, VA | 9 | Under 10 loans | 10.0% |
| Clark County, NV | 7 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 7 | Under 10 loans | 0.0% |
| Dallas County, TX | 7 | Under 10 loans | 0.0% |
| Cook County, IL | 6 | Under 10 loans | 0.0% |
| Prince George's County, MD | 6 | Under 10 loans | 14.3% |
| Denton County, TX | 6 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 5 | Under 10 loans | 0.0% |
| Loudoun County, VA | 5 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 4 | Under 10 loans | 0.0% |
| Howard County, MD | 4 | Under 10 loans | 0.0% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 3 | Under 10 loans | 0.0% |
| Marion County, FL | 3 | Under 10 loans | 0.0% |
| Alameda County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 0.0% |
| District of Columbia, DC | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 0.0% |
| DeKalb County, GA | 2 | Under 10 loans | 0.0% |
| Baltimore County, MD | 2 | Under 10 loans | 0.0% |
| Wayne County, MI | 2 | Under 10 loans | 0.0% |
| Nye County, NV | 2 | Under 10 loans | 0.0% |
| Somerset County, NJ | 2 | Under 10 loans | 0.0% |
| Franklin County, VA | 2 | Under 10 loans | 0.0% |
| Henrico County, VA | 2 | Under 10 loans | 0.0% |
| Alexandria city, VA | 2 | Under 10 loans | 33.3% |
| Fairfax city, VA | 2 | Under 10 loans | 0.0% |
| Manassas Park city, VA | 2 | Under 10 loans | 0.0% |
| Etowah County, AL | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 50.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 1 | Under 10 loans | 0.0% |
| Tuolumne County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Barrow County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When INSTAMORTGAGE INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.