LAFAYETTE FEDERAL CREDIT UNION received 1,012 applications in 2025 and made
654 mortgages, in 251 counties across 38 states.
The median rate its borrowers got was 7.500% on a median loan of $205,000.
Of 869 decisions, 180 were denials — 20.7%, most often for credit history.
Legal Entity Identifier
549300SY0ZRUCS4CSY07
Applications received
1,012
Mortgages made
654
Denied
180
Approved, not taken up
35
Withdrawn or incomplete
143
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.5725 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
126
8.000%
$260,000
15.3%
Refinancing
29
7.500%
$225,000
26.2%
Cash-out refinancing
219
7.750%
$205,000
14.7%
Other purposes
280
7.500%
$195,000
26.4%
Where LAFAYETTE FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When LAFAYETTE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.