Mortgage Lender Index

Tomo Mortgage, LLC

Tomo Mortgage, LLC received 8,997 applications in 2025 and made 3,501 mortgages, in 1,068 counties across 38 states. The median rate its borrowers got was 6.375% on a median loan of $385,000. Of 4,136 decisions, 597 were denials — 14.4%, most often for other. 24 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900HEJ9F73IMPX887
Applications received8,997
Mortgages made3,501
Denied597
Approved, not taken up38
Withdrawn or incomplete4,861
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.136 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase3,501 6.375%$385,000 14.4%

Where Tomo Mortgage, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Harris County, TX 756.250%12.5%
King County, WA 546.125%16.7%
Cook County, IL 536.375%28.4%
Maricopa County, AZ 516.375%14.8%
Collin County, TX 516.125%18.8%
Los Angeles County, CA 426.250%15.7%
Denton County, TX 396.125%15.2%
Travis County, TX 395.990%18.8%
Hillsborough County, FL 356.125%5.3%
Wake County, NC 356.375%30.0%
Tarrant County, TX 356.250%0.0%
Mecklenburg County, NC 326.313%23.8%
Fairfax County, VA 316.375%8.8%
Fulton County, GA 296.250%21.6%
Orange County, FL 286.000%12.5%
Williamson County, TX 286.125%15.2%
Bergen County, NJ 266.313%21.2%
Dallas County, TX 256.375%16.1%
Cobb County, GA 246.375%10.7%
Hennepin County, MN 246.438%7.7%
Capitol Planning Region, CT 236.250%11.5%
Palm Beach County, FL 235.990%17.9%
Oakland County, MI 236.500%16.7%
Morris County, NJ 236.125%14.8%
Fort Bend County, TX 235.990%11.1%
Gwinnett County, GA 226.375%8.3%
San Diego County, CA 216.125%8.7%
Philadelphia County, PA 216.500%12.5%
San Bernardino County, CA 206.562%0.0%
Pinellas County, FL 206.188%22.2%
Cuyahoga County, OH 206.375%4.8%
Hamilton County, TN 206.563%4.8%
Broward County, FL 196.125%13.6%
Forsyth County, GA 196.000%13.6%
Ada County, ID 196.125%9.1%
Middlesex County, NJ 196.125%13.6%
Bexar County, TX 196.375%9.5%
Snohomish County, WA 196.490%24.0%
District of Columbia, DC 186.375%9.1%
Montgomery County, MD 186.495%10.0%
Franklin County, OH 186.495%17.4%
Multnomah County, OR 186.375%5.0%
DeKalb County, GA 176.125%5.6%
Pasco County, FL 166.375%15.0%
Essex County, NJ 166.375%11.1%
Alameda County, CA 156.125%16.7%
Orange County, CA 156.375%11.8%
South Central Connecticut Planning Region, CT 156.375%30.4%
Lee County, FL 156.125%16.7%
DuPage County, IL 156.375%25.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.